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  • FIRST POST
    • donnie-cov
    • By donnie-cov 15th Nov 17, 11:02 AM
    • 12Posts
    • 0Thanks
    donnie-cov
    Defendant Accepted Liability What happends next?
    • #1
    • 15th Nov 17, 11:02 AM
    Defendant Accepted Liability What happends next? 15th Nov 17 at 11:02 AM
    So i had a motorbike accident involving a third party (car). And today I had a update from solicitors saying the defendant has accepted liability in full.

    So I had the accident 6 weeks ago, and around 4 weeks ago my motorbike was inspected by and engineer and it was deemed as a write-off. And the engineer valued by bike at £1975.

    So now i'm wondering what happens now? If hes accepted liability when do i get paid for my motorbike and will I get paid the full £1975 as the engineer valued it at that price.

    Thanks.
Page 1
    • wongataa
    • By wongataa 15th Nov 17, 11:12 AM
    • 1,152 Posts
    • 635 Thanks
    wongataa
    • #2
    • 15th Nov 17, 11:12 AM
    • #2
    • 15th Nov 17, 11:12 AM
    Ask the relevant insurance company.
    • Johno100
    • By Johno100 15th Nov 17, 11:46 AM
    • 3,249 Posts
    • 3,549 Thanks
    Johno100
    • #3
    • 15th Nov 17, 11:46 AM
    • #3
    • 15th Nov 17, 11:46 AM
    Don't forget any excess you have on the policy will be deducted from what they pay you. And it will be up to you (or any legal policy you took out with the policy) to recover that from the 3rd party insurers.
    • EdGasketTheSecond
    • By EdGasketTheSecond 15th Nov 17, 1:32 PM
    • 336 Posts
    • 185 Thanks
    EdGasketTheSecond
    • #4
    • 15th Nov 17, 1:32 PM
    • #4
    • 15th Nov 17, 1:32 PM
    Don't forget any excess you have on the policy will be deducted from what they pay you. And it will be up to you (or any legal policy you took out with the policy) to recover that from the 3rd party insurers.
    Originally posted by Johno100
    Thats cods. The third party insurance will settle in full, there is no excess to pay. You only pay an excess when you are at fault and claiming for your own vehicle/bike.
    • Johno100
    • By Johno100 15th Nov 17, 1:51 PM
    • 3,249 Posts
    • 3,549 Thanks
    Johno100
    • #5
    • 15th Nov 17, 1:51 PM
    • #5
    • 15th Nov 17, 1:51 PM
    Thats cods. The third party insurance will settle in full, there is no excess to pay. You only pay an excess when you are at fault and claiming for your own vehicle/bike.
    Originally posted by EdGasketTheSecond
    I can see nothing in the OP that says he is claiming directly from the 3rd party's insurers.
    • donnie-cov
    • By donnie-cov 15th Nov 17, 2:31 PM
    • 12 Posts
    • 0 Thanks
    donnie-cov
    • #6
    • 15th Nov 17, 2:31 PM
    • #6
    • 15th Nov 17, 2:31 PM
    I have just had a phone call from insurance stating hes accepted liability i said when will i get paid he said 5-10 days. He said our engineer valued the bike at £1975 but it wont be that price because the other insurance takes some off because it was the value of the bike but its not now or something to do with sell value i didn't understand what he was saying. He said he will ring me back when the other insurance has came up with a quote.

    So why wont they pay the 1975 that the engineer said its valued at? what is a sell value?
    • Johno100
    • By Johno100 15th Nov 17, 3:22 PM
    • 3,249 Posts
    • 3,549 Thanks
    Johno100
    • #7
    • 15th Nov 17, 3:22 PM
    • #7
    • 15th Nov 17, 3:22 PM
    I have just had a phone call from insurance stating hes accepted liability i said when will i get paid he said 5-10 days. He said our engineer valued the bike at £1975 but it wont be that price because the other insurance takes some off because it was the value of the bike but its not now or something to do with sell value i didn't understand what he was saying. He said he will ring me back when the other insurance has came up with a quote.

    So why wont they pay the 1975 that the engineer said its valued at? what is a sell value?
    Originally posted by donnie-cov
    Afraid you are not being very clear, who's insurance company are you speaking to yours or the drivers?
    • n217970
    • By n217970 15th Nov 17, 3:24 PM
    • 244 Posts
    • 180 Thanks
    n217970
    • #8
    • 15th Nov 17, 3:24 PM
    • #8
    • 15th Nov 17, 3:24 PM
    They will offer book value (low) but you don't have to accept the first offer, do some research and find bikes of similar age/condition for sale. Present findings to insurance company.
    • EdGasketTheSecond
    • By EdGasketTheSecond 15th Nov 17, 4:37 PM
    • 336 Posts
    • 185 Thanks
    EdGasketTheSecond
    • #9
    • 15th Nov 17, 4:37 PM
    • #9
    • 15th Nov 17, 4:37 PM
    I can see nothing in the OP that says he is claiming directly from the 3rd party's insurers.
    Originally posted by Johno100
    "And today I had a update from solicitors saying the defendant has accepted liability in full."

    Either way no excess to pay.
    • donnie-cov
    • By donnie-cov 30th Nov 17, 10:40 AM
    • 12 Posts
    • 0 Thanks
    donnie-cov
    been 2 weeks and still no phone call or pay out
    • DoaM
    • By DoaM 30th Nov 17, 11:14 AM
    • 3,599 Posts
    • 3,638 Thanks
    DoaM
    And also 2 weeks since you ignored this ...

    Afraid you are not being very clear, who's insurance company are you speaking to yours or the drivers?
    Originally posted by Johno100
    Diary of a madman
    Walk the line again today
    Entries of confusion
    Dear diary, I'm here to stay
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