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  • FIRST POST
    • Sue-UU
    • By Sue-UU 3rd Nov 17, 12:05 AM
    • 8,605Posts
    • 47,889Thanks
    Sue-UU
    Sealed Pot Challenge ~ 11
    • #1
    • 3rd Nov 17, 12:05 AM
    Sealed Pot Challenge ~ 11 3rd Nov 17 at 12:05 AM
    Hello again Potters and welcome aboard to any new members, I never thought we would have been running THIS long, but here we are starting off with "SPC "No 11"!!! Where have all the years gone since it first began, apparently very fast for sure! It's very hard to believe that we have now been running for a full decade and are now on the way into our 11th year!!!! We've had 10 amazingly money-saving years, but it's all purely because of the determined saving of you all - many thanks to you amazing folk who have made SPC what it is!!


    For all newcomers...yes "Old Timers" too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, please be sure to Join the forum first in order to be able to join the challenge - if you haven't already! For ALL SPC members, please chat away on this SPC 10 thread about your conquests, money-saving ideas etc from Post 4 (below) onward, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger.

    For all newcomers - a really huge heartfelt welcome! We're a terrific bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year will be to open our pots on Thursday the 1st November 2018. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us put in the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything. If money's tight then use any pot for now, I.e. A sweet tin, coffee jar..extremely MSE!! Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit in. Later on, if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops! They're usually about a POUND from a £ store!!

    It can also be interesting and challenging to make yourself a Papier Mach! Pig (or any animal) etc by using Frugaldom's recipe by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread papier mach! Animal here. Many thanks to Frugaldom.

    After selecting your pot, seal round the lid with sellotape or superglue if necessary. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Papier Mach! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 10 years...and at the end of each year's (since 2009 when I graduated from a carton!) challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way.


    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money given as a gift (other than Birthdays, Christmas etc) i.e.. Inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from small second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook or similar can be saved.

    Also it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC.

    2/
    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway.

    3/ You can ask me to put a Target on for you to try to meet (it goes alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, it doesn't matter at all, at least you will have tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others.... Ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year!
    If you are hoping for a particular amount by Declaration Day but still want a nice surprise come November, work out what amount you would like, then work out how much you will need to save (pot) on a weekly or monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come November!
    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2017. However, over the last 9 years we've had some members who needed theirs at sometime throughout the year for bills, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved!
    Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle for others it's obviously easy. However, it's the pleasure we all receive from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on November 1st. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
    If anyone has any other queries, then please sing out...though not too loudly.....you might shatter your pot/s!

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 1st November to declare those Totals to me.
    Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.

    7/ KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it as it wouldn't be the first time that members have forgotten where they've hidden it!

    8/ "Holding Pots": To anyone concerned about putting money into their pot...then possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": With regards to this all important question, here's vital help from girl at play: "I bank with Bank of Scotland and they accept as many change bags as you have, as long as you take them to the business banking counter." Thank you so much GAP, it's so handy for members to know. This applies to many banks, I suspect most banks/building societies are the same if truth be known. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!!

    10/ Members who do not return by the end of November of any year will sadly now lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember, then - come on back and ask for another number, you will always be be more than welcome!

    On the 2 posts below is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts I declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 1st November please.

    Just a quiet word of warning to all those in the Cambridge area - forget ever thinking of looking for roadkill there as jakes-mum will even tackle you the ground to get to it first! Though, how about challenging her!!

    Once again, we've just had a fantastic year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 1st Nov is the closing date for 2018, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 1st, thank you kindly.

    Anyone wishing to join us please post on the thread to ask and I'll give you a number and an official welcome so you can join in the fun......and please do note that...time means any time of year!

    It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! However.......you can always return to the fold and be made very welcome!

    Many thanks for reading
    , Sue
    Last edited by Sue-UU; 04-11-2017 at 6:50 PM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

Page 18
    • jakes-mum
    • By jakes-mum 3rd Dec 17, 11:55 AM
    • 4,365 Posts
    • 42,385 Thanks
    jakes-mum
    Welcome Tanzaraza! Ooo your all ready to go! pop that change in as often as you can Sue will appear at some point to give you your very own one of a kind, not to be sold, swapped or bartered, SPC number! Pop it on your sig for all to see and don't forget to pop back regularly and let us know how your doing

    Ahh craft stuff, its a very important thing! i'd *like* to say I only have fabric . . but . . well . . I like to try new things , I have beads, wire, yarn, fabric, baubles, glitter (for glittering the baubles ) Die cutter with dies and card, and 3 sewing machine type machines which are all very important and just cant be got rid of!

    I took DD to the shop on friday, I didn't actually MEAN to take her but I had to drop off a parcel and she sidelined me with puppy dog eyes for sweeties! paid with a £10 note and the poor lad was very apologetic that he had no £5ers, I was very understanding about all the change he had to give me including a £2 coin soooo 7 x £1 coins and 1 x £2 coin in the tins
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) 0/£1000
    Total Wins Of 2012 = £3015.03 Wins Of 2013 = £4427.11 Wins of 2014 = £2361.97 Wins of 2015 = £1754.90 Wins of 2016 £267.98 Wins of 2017 £25
    • e4rub
    • By e4rub 3rd Dec 17, 1:32 PM
    • 678 Posts
    • 5,875 Thanks
    e4rub
    Hi potters!
    The hubby went out on his works do last night, so of course I rifled through his pockets
    He did well because he underspent on his budget, so I left him 1 note and potted the rest

    Potted a massive £25.10

    Emily xx
    SPC #209 £804.79 Final Amount 2017Debt Free Date 1st August 2016 Christmas 2017 £825 saved...so far
    • adventureofmemories
    • By adventureofmemories 3rd Dec 17, 2:48 PM
    • 75 Posts
    • 261 Thanks
    adventureofmemories
    Guys, do you pot 1ps & 2ps?

    I found my other piggy bank whilst gutying out the bedroom with quite a few in after we were sorting what to pot in the wedding fund.
    #257£1000EFC £124.25/£1,000 £24.25 SPC#201(going towards my EF) #01H2B'18C £0.00/£2,400
    • Chutney86
    • By Chutney86 3rd Dec 17, 5:35 PM
    • 250 Posts
    • 2,435 Thanks
    Chutney86
    Had a girly weekend away this weekend in Edinburgh, potted the £4 change I've come home with
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75
    MFW #93 - 2017 = £1942.84/£1900
    MFiT-T4 #28
    • Jaydee92
    • By Jaydee92 3rd Dec 17, 7:36 PM
    • 34 Posts
    • 102 Thanks
    Jaydee92
    Many thanks for my number I am unsure how to edit signature on my phone but will try and figure it out. I do not have a target, anything will come in handy for next christmas.
    £2.11 potted so far

    JD x (number 322)
    • adventureofmemories
    • By adventureofmemories 3rd Dec 17, 8:30 PM
    • 75 Posts
    • 261 Thanks
    adventureofmemories
    Nothing to pot today really apart from around 15p in 1ps & 2ps at this stage anything helps.

    What a night. Asda app said our shopping was cancelled due to insufficient funds ... I defiantly said take the £40.32 from my santander card (which had £56) so I go out panic buying for lunch stuff and tea to then receive a text from Adam (my fiance) to say they delivered our shopping. Apparently it was a system bug. 👏👍🙃

    Now I'm -0.98 in my account because I had £10.54 for our recent local food shop, £4.00 for busfare coming out and now £12.09 for emergency lunch food ... Adam gave me £10 to cover tonight's shop but srill. I wpuld jave been fine if asda delivered or didnt deliver and just let me buy lunch stuff to cover us until Tuesday/ Wednesday when I get paid

    I don't mean to rant just put me out a little... had to borrow money which I just hate
    Last edited by adventureofmemories; 03-12-2017 at 8:32 PM.
    #257£1000EFC £124.25/£1,000 £24.25 SPC#201(going towards my EF) #01H2B'18C £0.00/£2,400
    • arc2014
    • By arc2014 3rd Dec 17, 9:50 PM
    • 149 Posts
    • 622 Thanks
    arc2014
    A huge £40 potted today!
    Logbook Loan 970.42/1000 ∑ DC1 75/1420.32 ∑ DC2 40/321.13 ∑ DC3 11.75/11.75 ∑ DC4 60/635 ∑ Personal Loan 640.71/4800 ∑ Overdraft 0/1200 ∑ Total 1797.89/9388.20

    SPC #200

    Lightbulb Moment September 2017 - DFD Christmas 2018!
    • mummytummy
    • By mummytummy 4th Dec 17, 8:49 AM
    • 712 Posts
    • 3,554 Thanks
    mummytummy
    Good morning fellow potters,

    Just popped by to say i'm here and potting well. This year instead of using my faithfull and very old sweet jar I have got myself a very big sealed tin which I am just saving £2 coins in, already it feels heavier and there is not a empty clunking sound when I drop the coins in, i will use old faithful to save all the shrapnel in and every so often I'll empty it and change it into £2 coins.

    Have a brilliant week folks




    (332 Days 'til pot opening time)
    Last edited by mummytummy; 04-12-2017 at 8:54 AM.
    Sealed Pot Challenge No.11 (2018) #11 ( from Sue-UU =20 )
    MFiT-T4 #62 (56% saved)
    • 166million
    • By 166million 4th Dec 17, 10:58 AM
    • 1,131 Posts
    • 4,784 Thanks
    166million
    I've reset my coin counting jar so it now shows the right amount of pound coins. It seems to struggle recognising coins sometimes so doesn't calculate the correct amount. I only use it for pound coins.
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    No. 90: Emergency fund £250
    • Jaydee92
    • By Jaydee92 4th Dec 17, 8:01 PM
    • 34 Posts
    • 102 Thanks
    Jaydee92
    Sold some stuff today and have potted £20

    JD x (number 322)
    • siju
    • By siju 5th Dec 17, 12:50 PM
    • 246 Posts
    • 2,782 Thanks
    siju
    Had a fab day shopping yesterday with DD and have managed to do almost all of my Christmas shopping It was so lovely to catch up, just the two of us.

    Came home with lots of lovely change which I have added to my pot without counting up. Enjoy the rest of the week potters
    SPC 11 - #192
    Totals: 2014 - £264.51 2015 - £207.50 2016 - £396.79 2017 - £369.49
    • Florence J
    • By Florence J 5th Dec 17, 1:35 PM
    • 1,825 Posts
    • 10,308 Thanks
    Florence J
    Potted various bits and bobs recently.
    Sealed Pot Challenge 11 #553
    £1000 Emergency Fund Challenge #253
    Wombling free 2017 = £2140.52
    Pay off all your debts by Xmas 2017 #53 (£3133.08/£3000)
    November 2017 Credit Card Debt: £3980
    • Sue-UU
    • By Sue-UU 5th Dec 17, 3:04 PM
    • 8,605 Posts
    • 47,889 Thanks
    Sue-UU
    Happy Tuesday folk! Welcome aboard tantaraza!
    Hello! I would love to join this challenge please! I'm hoping to use the envelope method of budgeting in the New Year, so I'll have more change that will get frittered away if I don't put it someplace safe.

    I've read through the first post and got gifted a terramundi-style pot for passing my driving test last month (it looks like a terramundi but it has a hole in the bottom) which had £1 in from my mum. I've added another £10.95 of tips from work so it's off to a healthy-ish start!
    Originally posted by tantaraza
    A really warm welcome to you tantaraza (SPC No 006)!It's lovely to have you with us. Have fun saving and enjoying the banter. Your No is 322 although you'll always find it at the bottom of the list on the 3rd post of page 1. Please read through post 1 as it'll let you know exactly what to do with the challenge. PS. We always empty our pots and declare our savings in November, please make a note of this year's date: 1st Nov 2018.

    Please also subscribe to the thread by clicking on "Thread Tools" (lower green bar) and clicking "Subscribe to this thread"...or you may lose us! To put your SPC No on, go to "Quick Links" (right side of top green bar), click and then click on "Edit Signature" and you're away.

    *Please pop your number on your sig, it really helps me.


    A shiny gold star is all yours for a great welcome, jakes-mum, many thanks. Not just your DD who received a nice surprise at the shop then! Kind man!

    Little and often works just fine Nicnak!


    A very good Tuesday all SPCers! I hope you all keep well as you prepare for Christmas!!!!! That bitter weather is on it's way down again - look out for the gales and rain forst though!!
    For those members who really aren’t well or who are low for whatever reason, take great care of yourselves, and here’s hoping these {{{{HUGS}}}} from us all will help you feel well soon.

    Very well done DancingUnicorn, I think you’ve also achieved a great peace of mind!

    Well done MrsShazbat, keep hard at it!

    I’m glad you enjoyed your shopping Saturday, 32b3, mind you we certainly paid the price in that bitter cold! Brilliant saving too!!

    Another £4.20 in the pot after meeting my friend for drinks. Would have been another £4 but the £2 coins don’t fit in the pot!!
    Originally posted by List Maker
    Great savings List Maker - but - you have a pot that you can’t fit £2 coins into???!!!!! Ok, but best get 'em changed to £1s surely so they fit nicely! Anything rather than lose out!!

    Excellent potting Emily!!!! However, have you gone back in time by giving in giving your DH a £1 NOTE??!!!!

    Guys, do you pot 1ps & 2ps?
    Originally posted by adventureofmemories
    You can be sure that I Pot absolutely EVERYTHING, adventureofmemories, each in different pots (only for easier counting), I couldn’t possibly NOT save it all!!! Do whatever you find is best with you. PS. I’m not surprised you had a rant! What a lark that was, unnecessary expenditure too, I’d have been fuming!!!!!!

    Very well saved Chutney and delighted to hear you really enjoyed such a good weekend!!

    Many thanks for my number I am unsure how to edit signature on my phone but will try and figure it out. I do not have a target, anything will come in handy for next christmas.
    £2.11 potted so far

    JD x (number 322)
    by Jaydee92
    A good beginning for you Jaydee!! Excellent additional money in the pot from sales made!!!!
    PS: To add your SPC No to your signature; go up to the top solid green bar, then click on User CP (below the Forum Etiquette smilie things). You'll see a list drop down on the left, click that and scroll down until you see "Edit Signature". You will then see a panel in the centre and it's there that you can add you SPC 322. You can also add any other names of MSE Forums to which you might belong. After doing all that BE SURE TO SAVE SIGNATURE below the box! After that just refresh the page and you will see your SPC No there! Any other problems be sure to sing out as you did when having troubles, we're always only too glad to help.


    Ah but that huge 40p is a whole lot better than anything smaller, arc2014, especially if it had been 0p!!! Be happy and proud!

    Hi again mummytummy! Lovely to see you back again, especially letting us know just how long it is til we declare??!! Knowing you your tin will soon be clinking away at a blissful rate!!


    Oh dear 166million, sorry to hear about your problems with the coin-counting saver, none of us has ever had any great success with the darned things! Another money making idea that sadly seems to have been a failure!! You save in whichever way is best for you and - be really proud of yourself!!

    I'm so thrilled you and your DD had such a wonderful time in each others company, siju! Doesn't it make a really lovely day of it all!

    Great potting Florence!!!


    Have a lovely Tuesday, folks! Don’t forget - pot well!


    Sue xx

    Opening date for SPC 11 will be 1st November 2018


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Last edited by Sue-UU; 05-12-2017 at 3:08 PM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

    • Jaydee92
    • By Jaydee92 5th Dec 17, 5:50 PM
    • 34 Posts
    • 102 Thanks
    Jaydee92
    Many Thanks Sue-UU, think I have managed to do it now, had to switch to desktop version so that is why I couldn't do it before. Nothing to pot today but will hopefully be back during the week.

    JD x
    SPC - Number 322
    • Dragon Lily
    • By Dragon Lily 5th Dec 17, 8:10 PM
    • 231 Posts
    • 2,387 Thanks
    Dragon Lily
    £2.50 potted today. Will try and keep to my target of potting at least £5 per week. So need to pot another £2.50 before the end of the week!
    Last edited by Dragon Lily; 05-12-2017 at 8:15 PM.
    Star from Sue-UU

    SPC10= £209
    SPC11 #105
    3-6 EF #66 Target £3000 (£1135) 38%
    • TheCatsandDogsMother
    • By TheCatsandDogsMother 5th Dec 17, 8:54 PM
    • 91 Posts
    • 1,072 Thanks
    TheCatsandDogsMother
    Iíve potted $20 this week. I wonít be potting as much this challenge as I went a bought a new car and am aiming to pay the loan of 2 years early. Itís so nice having a car with air con haha.
    Iíve finally finished all my Christmas shopping, just waiting on the last of the packages to be delivered. My housemate and I started dating after over 2 years of living together so weíve gone a little overboard with this Christmas.
    Number 495
    • Westie983
    • By Westie983 5th Dec 17, 11:20 PM
    • 3,856 Posts
    • 14,033 Thanks
    Westie983
    £10 potted, lets see if I can make my total this year.

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£0.00/£12,000 = 0.0%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,800/£1,800 = 100.00%
    £2 Savers Club 2017 #3 Total (£1,450)+-450/£2,000 = 50.00%

    Total £28,560/£16,965 = 168.34%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • siju
    • By siju 6th Dec 17, 12:52 PM
    • 246 Posts
    • 2,782 Thanks
    siju
    Bought some straw for our Christmas hampers today and the lovely cashier gave me £7.23 back all in change.
    SPC 11 - #192
    Totals: 2014 - £264.51 2015 - £207.50 2016 - £396.79 2017 - £369.49
    • katiepants
    • By katiepants 6th Dec 17, 1:40 PM
    • 45 Posts
    • 196 Thanks
    katiepants
    Finally finished the last of the coffee and now have a pot to use! Can transfer my meagre savings into there and out of the sandwich bag!!
    Sealed pot challenge 11: number 594
    • e4rub
    • By e4rub 6th Dec 17, 2:07 PM
    • 678 Posts
    • 5,875 Thanks
    e4rub
    Haha Sue, no £1.00 notes here! I took a purple and let him keep a purple!! I’m very generous and rewarded him for his excellent (non) spending of his beer budget

    Emily x
    SPC #209 £804.79 Final Amount 2017Debt Free Date 1st August 2016 Christmas 2017 £825 saved...so far
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