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  • FIRST POST
    • Sue-UU
    • By Sue-UU 3rd Nov 17, 12:05 AM
    • 8,602Posts
    • 47,868Thanks
    Sue-UU
    Sealed Pot Challenge ~ 11
    • #1
    • 3rd Nov 17, 12:05 AM
    Sealed Pot Challenge ~ 11 3rd Nov 17 at 12:05 AM
    Hello again Potters and welcome aboard to any new members, I never thought we would have been running THIS long, but here we are starting off with "SPC "No 11"!!! Where have all the years gone since it first began, apparently very fast for sure! It's very hard to believe that we have now been running for a full decade and are now on the way into our 11th year!!!! We've had 10 amazingly money-saving years, but it's all purely because of the determined saving of you all - many thanks to you amazing folk who have made SPC what it is!!


    For all newcomers...yes "Old Timers" too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, please be sure to Join the forum first in order to be able to join the challenge - if you haven't already! For ALL SPC members, please chat away on this SPC 10 thread about your conquests, money-saving ideas etc from Post 4 (below) onward, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger.

    For all newcomers - a really huge heartfelt welcome! We're a terrific bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year will be to open our pots on Thursday the 1st November 2018. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us put in the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything. If money's tight then use any pot for now, I.e. A sweet tin, coffee jar..extremely MSE!! Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit in. Later on, if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops! They're usually about a POUND from a £ store!!

    It can also be interesting and challenging to make yourself a Papier Mach! Pig (or any animal) etc by using Frugaldom's recipe by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread papier mach! Animal here. Many thanks to Frugaldom.

    After selecting your pot, seal round the lid with sellotape or superglue if necessary. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Papier Mach! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 10 years...and at the end of each year's (since 2009 when I graduated from a carton!) challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way.


    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money given as a gift (other than Birthdays, Christmas etc) i.e.. Inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from small second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook or similar can be saved.

    Also it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC.

    2/
    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway.

    3/ You can ask me to put a Target on for you to try to meet (it goes alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, it doesn't matter at all, at least you will have tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others.... Ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year!
    If you are hoping for a particular amount by Declaration Day but still want a nice surprise come November, work out what amount you would like, then work out how much you will need to save (pot) on a weekly or monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come November!
    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2017. However, over the last 9 years we've had some members who needed theirs at sometime throughout the year for bills, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved!
    Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle for others it's obviously easy. However, it's the pleasure we all receive from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on November 1st. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
    If anyone has any other queries, then please sing out...though not too loudly.....you might shatter your pot/s!

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 1st November to declare those Totals to me.
    Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.

    7/ KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it as it wouldn't be the first time that members have forgotten where they've hidden it!

    8/ "Holding Pots": To anyone concerned about putting money into their pot...then possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": With regards to this all important question, here's vital help from girl at play: "I bank with Bank of Scotland and they accept as many change bags as you have, as long as you take them to the business banking counter." Thank you so much GAP, it's so handy for members to know. This applies to many banks, I suspect most banks/building societies are the same if truth be known. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!!

    10/ Members who do not return by the end of November of any year will sadly now lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember, then - come on back and ask for another number, you will always be be more than welcome!

    On the 2 posts below is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts I declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 1st November please.

    Just a quiet word of warning to all those in the Cambridge area - forget ever thinking of looking for roadkill there as jakes-mum will even tackle you the ground to get to it first! Though, how about challenging her!!

    Once again, we've just had a fantastic year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 1st Nov is the closing date for 2018, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 1st, thank you kindly.

    Anyone wishing to join us please post on the thread to ask and I'll give you a number and an official welcome so you can join in the fun......and please do note that...time means any time of year!

    It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! However.......you can always return to the fold and be made very welcome!

    Many thanks for reading
    , Sue
    Last edited by Sue-UU; 04-11-2017 at 6:50 PM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

Page 16
    • hickles69
    • By hickles69 27th Nov 17, 1:57 AM
    • 743 Posts
    • 4,398 Thanks
    hickles69
    Morning Potterssssssssssssss

    Aww Hickles, not again I really don't understand how people can steal from their own family and friends (as you all probably remember I have had my own little tea leaf). Keep your pot safe, I actually ended up buying one of those £30 safes and my pots now live in there so no-one but me can get to them without some serious effort! A very sad world to have to resort to that but ti was the only way to stop the money getting lifted.

    Even worse for you Frogletina to tea leaf off someone is bad enough, but to take advantage of someone with your ex's issues is just plain cruel i really hope this person has been scared off now she's been caught by you!

    Well money for my pot, what do I have I have a £2 coin , I have a £1 coin and I have a teeny tiny bit of silver so each pot gets a feed today

    Originally posted by jakes-mum
    One thing I can't stand is sticky fingers. My dad had an awful childhood because he covered for his twin who suffered from such an ailment - it really impacted on his adulthood and many of those around him. I too grew up with a thief which only aggravated my dad and his feelings. I'm terrible though now and get very suspicious of people in my house to the point I don't actively encourage visitors. I suppose in my head it narrows down the culprits.
    SPC#364 - 7-£666.54, 8-£489, 9-£264 10-£376
    SPC 11 - target £200

    Swaggers - 2015/£285, 2016/£270 2017 - target £300 (total so far £355 17/11/2017)
    • Frogletina
    • By Frogletina 27th Nov 17, 10:28 AM
    • 2,923 Posts
    • 10,695 Thanks
    Frogletina
    Oh I'm sorry to read this Frogletina - some people have no morals. I still say my money thief was the one who later (the same year) stole my rings. I was devastated - only took them off because of pregnancy related swelling.

    I hope you get all your money back - I'm glad your ex keeps less money at home
    Originally posted by hickles69
    I'd forgotten about the rings. I was once broken into at my last house and most of my late mother's rings were stolen, amongst other things. Totally irreplaceable.

    I have Power of Attorney for my ex and the building society are now asking him if £20 is enough when he goes to withdraw, and he says yes. Before it was always £50 at a time and one month he drew out £400. Now I or one of the girls top his money up at home (max £20) so he doesn't feel the need to go as often to withdraw money. This month he has only withdrawn 2 x £20 so far.

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first

    SPC 8 #441 £1567.31 SPC 9 #441 £1014.64 SPC 10 #441 £1164.13
    • siju
    • By siju 27th Nov 17, 12:57 PM
    • 242 Posts
    • 2,760 Thanks
    siju
    Oh dear, I do feel for you Frogletina and hickles69, it causes so much stress and worry. My Mum also has Alzheimers and my sister and I have taken all her cards away because she kept getting telephone scammers calling and quite happily gave out all her card details - if there was a nuclear war, my mother's Sky box would definitely survive because it's insured to the hilt (PS she hasn't even got a Sky Box!!!!!!!)

    Potting wise, I put £1.20 in my pot over the weekend that I found in one of my coats and some shrapnel I discovered when I was clearing out a drawer.
    SPC 11 - #192
    Totals: 2014 - £264.51 2015 - £207.50 2016 - £396.79 2017 - £369.49
    • Frogletina
    • By Frogletina 27th Nov 17, 1:24 PM
    • 2,923 Posts
    • 10,695 Thanks
    Frogletina
    Oh dear, I do feel for you Frogletina and hickles69, it causes so much stress and worry. My Mum also has Alzheimers and my sister and I have taken all her cards away because she kept getting telephone scammers calling and quite happily gave out all her card details - if there was a nuclear war, my mother's Sky box would definitely survive because it's insured to the hilt (PS she hasn't even got a Sky Box!!!!!!!)

    Originally posted by siju
    My ex kept getting callers at the door asking him to sign up to charities. He used to give them his bank book and they would take his details from there and fill in the forms, asking him to sign.

    It was not easy trying to get charities to cancel these, as they say he gave permission and he didn't understand when they asked to speak to him. Now I have Power of Attorney I can cancel them myself - I spoke to him and we chose one charity to give to. He was paying 5 charities a month and over £50.

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first

    SPC 8 #441 £1567.31 SPC 9 #441 £1014.64 SPC 10 #441 £1164.13
    • List Maker
    • By List Maker 27th Nov 17, 1:56 PM
    • 44 Posts
    • 61 Thanks
    List Maker
    The boyf went out on the weekend which meant we couldn’t do what we had planned to do Saturday morning as he had a hangover. On the plus side, he had £23 in change and every penny went in the jar!
    HOUSE DEPOSIT - £4,488.75/£42,000
    Debt Free since July 2016
    SPC #585
    • Sue-UU
    • By Sue-UU 27th Nov 17, 3:04 PM
    • 8,602 Posts
    • 47,868 Thanks
    Sue-UU
    Have a great week everyone!
    A very good Monday all Potters! I hope you’ve all had the best of weekends and are now ready to fully enjoy the week ahead!!!
    For those members who really aren’t well or who are low for whatever reason, take great care of yourselves, and here’s hoping these {{{{HUGS}}}} from us all will help you feel well soon.

    Oh bless him Hicksy! Surely he would never do such a thing. I can't help my mind going back to all that time ago when someone in your In-laws former household was doing similar things; is it possible now? Well done with your latest amount potted!!! PS. Sorry to admit it Hicksy but if I’m to be honest I did wonder if it was your OH all that time ago, taking advantage of other in-laws in the house I thought. You lost your ring/s too didn’t you?! I sincerely hope it’s not him, but who! You’re right though, when you think about it you’ve not got to let it worry you too much, you’ve Jack to care for and your progressing treasure to look forward to as well!!! I WOULD HIDE IT WELL!!!! P.S. I’ve just read your latest post, your poor Dad! What a rotten way to have had to live, little wonder it’s affected you so much. Look after yourself Hicksy.

    So you’ve had similar problems too, Frogletina! How rotten of “family members” to take from vulnerable folk, especially your ex. Yes, you’ve told us about his Alzheimer’s and for a relative to steal from you both is just unthinkable!!

    BTW. I’d certainly make sure she pays back all she owes!

    Oh Sue! after all these years of no-one having a rock and roll whats wrong with me, I FINALLY had a positive result from an xray! still very much in the early stages of anything, but at least its something! blood tests tomorrow so hopefully they will flag something as well and i'll be on the radar!
    Originally posted by jakes-mum
    Aha jakes-mum, it looks as though your DH’s playing you at your own game!!! Again you two really do make me giggle!!!! Have great fun with your new toy which I bet you’ll have a job to turn away from!!!
    Well done with your potted cash, it’s good to hear you’re still concentrating on that too! PS. Excellent news about your positive result, I sincerely hope now that it’s an indication of some really GOOD news!!!!!

    Thanks to this challenge, and the Saving for Xmas one, in the 2 years I've been actively involved so far I've finally managed to get a tidy little sum (OK, helped by a PPI cheque as well) in my savings accounts. Thanks in part to this effort, I was able to make a sizeable (for me) donation to Children in Need last week and as a result, won a signed photo of Mr Cumberbatch in one of their charity auctions (complete with certificate of authenticity) #proudface
    Originally posted by MrsShazbat
    Oh MrsShazbat, that’s that’s the most amazing news!!!! I’ve kind of guessed just how much he means to you so I think I can imagine how truly wonderful you must have felt on receiving the news!! Congratulations on just what being a member of SPC has done for you!!!!!

    A very good idea adventureofdreams!!!! After all why not! Well done and good luck with the new home saving!!

    Ooooh brilliant work DebtFreeDuo!!!! I know not everything in life happens as swiftly as that sale, but.... great work!!!

    A lovely sum stashed for you too 32b3!!

    £8 leftover money this week potted and got my £20 ready for the week ahead.

    Looks like everyone is doing a great job with their pots. Keep it up and there’s going to be some great totals next year!
    Originally posted by DancingUnicorn
    ....and you’re adding nicely to it all too DancingUnicorn!!! Very well saved!!! Great incentive for us all too! Many thanks!

    Oh bless your pup, TheCatsandDogsMother! Now he’s counting down the sleeps to when the tree comes DOWN!!! Not quite the way it’s supposed to be but...! It sounds as though you’ve everything beautifully planned for Christmas - savings potted too, fantastic!!!

    Not to worry seekingthesunlight, at least you’ve had roadkill and NSDs which always help, even if we don’t think so at the time. One way or tother you’re still saving!

    Well spotted Vicky! Leicester might have missed out but you certainly scored!!!!! It’s surprising the number of ways from which we can gain, very well done! How are things going with you now? I think about you every time I see you here but don’t always like to ask. Take good care of yourself anyway!

    It’s ONLY COPPERS charlies tribe??!! That’s what your DH seems to think but for you it’s..... treasure!!!! Fingers crossed he slips up and leaves £1 coins another time! I’m hoping the girls boxes turned up trumps too!

    What problems the families of those who already suffer so much face, siju!!! It’s appalling more can’t or isn’t done in order to protect them!! Does your Mum not having a Sky box mean that Sky can be given the boot or is it used for other things?!
    Alzheimer’s is a vicious disease/ailment for sufferers and their loved ones to have to endure! Trouble is there are always folk ready to pounce as a result too! Look after your loved ones - and yourselves siju and Frogletina, {{{{hugs}}}} to you all also.

    Oh dear, such a shame List Maker about your BF’s hangover but.... what a plus side!!!!! Great potting!!

    Have a lovely Monday, folks, and a great week! Don’t forget - pot well!


    Sue xx

    Opening date for SPC 11 will be 1st November 2018


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Last edited by Sue-UU; 27-11-2017 at 3:06 PM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

    • 166million
    • By 166million 27th Nov 17, 3:08 PM
    • 1,109 Posts
    • 4,646 Thanks
    166million
    I might have a couple of quiderinos going in tonight.
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    No. 90: Emergency fund £250
    • 32b3in2013
    • By 32b3in2013 27th Nov 17, 9:31 PM
    • 2,088 Posts
    • 18,105 Thanks
    32b3in2013
    Evening

    £3.20 potted today.

    So sorry to hear of those of you who do not feel comfortable with having pots at home incase someone helps themselves to them. I am lucky, I could leave my pots unopened in the middle of the floor, and no one would touch them, my pot, a huge ceramic piggy bank, is not sealed and I am absolutely positive that every penny I put in there will still be there in November next year. I really feel for you though that it plays n your minds xx

    I hope everyone is well.

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    • siju
    • By siju 28th Nov 17, 12:51 PM
    • 242 Posts
    • 2,760 Thanks
    siju
    We also have Power of Attorney now and have cancelled any dubious direct debits. I now look after all of my mother's finances and it's made her much happier as handling money makes her quite anxious.

    As far as my own money is concerned, just 40p to pop in the pot today.

    Have a good week everyone xx
    SPC 11 - #192
    Totals: 2014 - £264.51 2015 - £207.50 2016 - £396.79 2017 - £369.49
    • Dragon Lily
    • By Dragon Lily 28th Nov 17, 7:13 PM
    • 230 Posts
    • 2,378 Thanks
    Dragon Lily
    You're so right Sue! 'Only' a £1 soon adds up to lots of pounds


    DL
    Star from Sue-UU

    SPC10= £209
    SPC11 #105
    3-6 EF #66 Target £3000 (£1135) 38%
    • Dragon Lily
    • By Dragon Lily 28th Nov 17, 7:32 PM
    • 230 Posts
    • 2,378 Thanks
    Dragon Lily
    Potted £4.50 left over from supermarket shopping on Friday. I've been walking to work nearly every day for nearly 2 months now and just realised how much money I've been saving - around £60 per month


    I'm going to pot some of the cash - least £5 per week from now on. I've also lost about 8lbs in weight too! So good all round
    Star from Sue-UU

    SPC10= £209
    SPC11 #105
    3-6 EF #66 Target £3000 (£1135) 38%
    • 32b3in2013
    • By 32b3in2013 28th Nov 17, 8:43 PM
    • 2,088 Posts
    • 18,105 Thanks
    32b3in2013
    Evening

    Well done on the weight loss Dragon Lily, and the £s gained

    £3.29 potted today.

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    • 166million
    • By 166million 28th Nov 17, 9:33 PM
    • 1,109 Posts
    • 4,646 Thanks
    166million
    Have got 3-something pahnd going in
    Clinkety clink
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    No. 90: Emergency fund £250
    • hickles69
    • By hickles69 28th Nov 17, 11:03 PM
    • 743 Posts
    • 4,398 Thanks
    hickles69
    Oh dear, I do feel for you Frogletina and hickles69, it causes so much stress and worry. My Mum also has Alzheimers and my sister and I have taken all her cards away because she kept getting telephone scammers calling and quite happily gave out all her card details - if there was a nuclear war, my mother's Sky box would definitely survive because it's insured to the hilt (PS she hasn't even got a Sky Box!!!!!!!)

    Potting wise, I put £1.20 in my pot over the weekend that I found in one of my coats and some shrapnel I discovered when I was clearing out a drawer.
    Originally posted by siju
    Oh bless her. I work with adults with learning disabilities and one of my guys gives his card to people to copy the details - he too had non existent sky equipment insured. Managed to get him 3 years worth of payments back; I was furious. Then I discovered loads of charities had taken advantage too. If he had family I'd suggest they did the same.
    SPC#364 - 7-£666.54, 8-£489, 9-£264 10-£376
    SPC 11 - target £200

    Swaggers - 2015/£285, 2016/£270 2017 - target £300 (total so far £355 17/11/2017)
    • hickles69
    • By hickles69 28th Nov 17, 11:05 PM
    • 743 Posts
    • 4,398 Thanks
    hickles69
    My ex kept getting callers at the door asking him to sign up to charities. He used to give them his bank book and they would take his details from there and fill in the forms, asking him to sign.

    It was not easy trying to get charities to cancel these, as they say he gave permission and he didn't understand when they asked to speak to him. Now I have Power of Attorney I can cancel them myself - I spoke to him and we chose one charity to give to. He was paying 5 charities a month and over £50.

    frogletina
    Originally posted by Frogletina
    Door stop callers need more regulation. I work with adults with LD and ou would be shocked at how easy it is for them to be put in similar situations. Absolutely shockig. Your ex is lucky to have you
    SPC#364 - 7-£666.54, 8-£489, 9-£264 10-£376
    SPC 11 - target £200

    Swaggers - 2015/£285, 2016/£270 2017 - target £300 (total so far £355 17/11/2017)
    • hickles69
    • By hickles69 28th Nov 17, 11:15 PM
    • 743 Posts
    • 4,398 Thanks
    hickles69

    Oh bless him Hicksy! Surely he would never do such a thing. I can't help my mind going back to all that time ago when someone in your In-laws former household was doing similar things; is it possible now? Well done with your latest amount potted!!! PS. Sorry to admit it Hicksy but if Iím to be honest I did wonder if it was your OH all that time ago, taking advantage of other in-laws in the house I thought. You lost your ring/s too didnít you?! I sincerely hope itís not him, but who! Youíre right though, when you think about it youíve not got to let it worry you too much, youíve Jack to care for and your progressing treasure to look forward to as well!!! I WOULD HIDE IT WELL!!!! P.S. Iíve just read your latest post, your poor Dad! What a rotten way to have had to live, little wonder itís affected you so much. Look after yourself Hicksy.
    Originally posted by Sue-UU
    I never thought it was him because he has always said if he has borrowed money from my purse - usually a £1 here and there for coffee at work and he's mostly given it back on pay day. Also he was never left alone in the house where the original thefts happened as he was always first to leave the house and usually last back each day. This was a house with 5 adults. The suspect was also the only one in the house when a very small amount of the stolen money had been replaced. It's all confusing. Yes you're right I took off 2 rings when I was pregnant with Jack and never saw them again - the in laws concluded Magpie's had flown in and taken them. THe rings didn't cost a lot but had been bought by my OH - 1 when we first got together in 2003 and the other when I graduated in 2005 - before gold went up in value.


    Bubba still cooking nicely - 3 weeks to go
    SPC#364 - 7-£666.54, 8-£489, 9-£264 10-£376
    SPC 11 - target £200

    Swaggers - 2015/£285, 2016/£270 2017 - target £300 (total so far £355 17/11/2017)
    • Frogletina
    • By Frogletina 29th Nov 17, 12:15 AM
    • 2,923 Posts
    • 10,695 Thanks
    Frogletina
    Door stop callers need more regulation. I work with adults with LD and ou would be shocked at how easy it is for them to be put in similar situations. Absolutely shocking. Your ex is lucky to have you
    Originally posted by hickles69
    I owe it to him. When we met I was 20 and he was 37. He adopted my first two children and we had a third together. He saw me as someone who needed taking care of, and I needed someone to care for us. I did love him, but he was like a benevolent father to me as well as the children. We stayed together until our youngest was 17, and then I moved out. But we always stayed friends.

    And now, because of the age difference, many of his carers and support people assume I am his daughter.

    I was with him yesterday, and he said to me 'you shouldn't marry me, I'd be no good for you', and I said, 'but I did marry you, didn't I', and he laughed.

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first

    SPC 8 #441 £1567.31 SPC 9 #441 £1014.64 SPC 10 #441 £1164.13
    • e4rub
    • By e4rub 29th Nov 17, 10:22 AM
    • 678 Posts
    • 5,875 Thanks
    e4rub
    Morning potters

    Much cheaper weekly shop today, so I am potting the £15.30 left in my purse

    Emily xx
    SPC #209 £804.79 Final Amount 2017Debt Free Date 1st August 2016 Christmas 2017 £825 saved...so far
    • VickyA
    • By VickyA 29th Nov 17, 4:42 PM
    • 4,384 Posts
    • 21,227 Thanks
    VickyA
    Emptying pockets before putting jeans in the wash... £1.10, thank you very much DH! And £2 from my own pockets. All potted, obviously.

    Many thanks for your concern, Sue-UU, particularly with your own worries. I'm still a little wobbly - more good days than bad though. I've requested an extension to my part-time working at school, which the governors have agreed to in principle and I have an appointment with an occupational health nurse next week so that everything is above board. My Head teacher is being super supportive now (she wasn't to start off with) as one of her children is going through something similar and so she's been forced to read books to understand why.
    SPC 8 #153 975.71 #9 £881.44 #10 £961.13 declared
    • Chutney86
    • By Chutney86 29th Nov 17, 10:07 PM
    • 250 Posts
    • 2,435 Thanks
    Chutney86
    £2 potted for me today
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75
    MFW #93 - 2017 = £1942.84/£1900
    MFiT-T4 #28
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