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  • FIRST POST
    • stoozie1
    • By stoozie1 12th Oct 17, 6:08 PM
    • 394Posts
    • 258Thanks
    stoozie1
    Citizenship requirements for NATwest current accounts
    • #1
    • 12th Oct 17, 6:08 PM
    Citizenship requirements for NATwest current accounts 12th Oct 17 at 6:08 PM
    Hi there,

    does anyone happen to know what constraints on citizenship/length of time lived in UK there are to open a Natwest current account?

    I can't find the relevant T and Cs

    Thanks!
Page 1
    • jonesMUFCforever
    • By jonesMUFCforever 12th Oct 17, 6:29 PM
    • 24,254 Posts
    • 11,536 Thanks
    jonesMUFCforever
    • #2
    • 12th Oct 17, 6:29 PM
    • #2
    • 12th Oct 17, 6:29 PM
    It will depend on the type of account and the benefits/facilities that will go with it.
    It will also depend on your residency here.
    Most people will be eligible for at least a basic account.
    What goes around - comes around
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    • eskbanker
    • By eskbanker 12th Oct 17, 7:24 PM
    • 5,892 Posts
    • 5,854 Thanks
    eskbanker
    • #3
    • 12th Oct 17, 7:24 PM
    • #3
    • 12th Oct 17, 7:24 PM
    http://personal.natwest.com/personal/current-accounts/what-do-you-need-to-open-a-current-account.html covers their standard verification process (which doesn't explicitly have any residency duration specified) but they'll also run a credit check which would presumably give thinner than usual results for a new arrival....
    • adindas
    • By adindas 12th Oct 17, 8:52 PM
    • 3,341 Posts
    • 1,649 Thanks
    adindas
    • #4
    • 12th Oct 17, 8:52 PM
    • #4
    • 12th Oct 17, 8:52 PM
    Hi there,

    does anyone happen to know what constraints on citizenship/length of time lived in UK there are to open a Natwest current account?

    I can't find the relevant T and Cs

    Thanks!
    Originally posted by stoozie1
    Many international students here in the UK have bank accounts from UK high street banks as soon as they arrive in the UK. Including Nat west, HSBC, Barclay, RBS.

    Many of them has never been or lived in the UK.

    So I could imagine there are no such kind of residential requirements. But initially they will not give you an overdraft facility or credit cards .
    • Don80
    • By Don80 13th Oct 17, 11:11 AM
    • 208 Posts
    • 83 Thanks
    Don80
    • #5
    • 13th Oct 17, 11:11 AM
    • #5
    • 13th Oct 17, 11:11 AM
    Many international students here in the UK have bank accounts from UK high street banks as soon as they arrive in the UK. Including Nat west, HSBC, Barclay, RBS.

    Many of them has never been or lived in the UK.

    So I could imagine there are no such kind of residential requirements. But initially they will not give you an overdraft facility or credit cards .
    Originally posted by adindas
    International students often need to be studying a course of a minimum length to open a UK account. Some banks only need a month, others a year or more.
    TSB when it was part of LBG was one of the banks that it was a month, so I assume Lloyds, Bank of Scotland and Halifax would be the same. RBS (so I assume Natwest too) needed a year.

    It all depends on why someone is in the UK and what kind of visa they have (if applicable). So a tourist wouldn't be able to open an account, someone working or studying should be able to.
    Last edited by Don80; 13-10-2017 at 11:16 AM.
    • adindas
    • By adindas 13th Oct 17, 11:28 AM
    • 3,341 Posts
    • 1,649 Thanks
    adindas
    • #6
    • 13th Oct 17, 11:28 AM
    • #6
    • 13th Oct 17, 11:28 AM
    International students often need to be studying a course of a minimum length to open a UK account. Some banks only need a month, others a year or more.
    TSB when it was part of LBG was one of the banks that it was a month, so I assume Lloyds, Bank of Scotland and Halifax would be the same. RBS (so I assume Natwest too) needed a year.

    It all depends on why someone is in the UK and what kind of visa they have (if applicable). So a tourist wouldn't be able to open an account, someone working or studying should be able to.
    Originally posted by Don80
    Well, are we talking about resident or tourist ??
    I understand a tourist is not a resident as they do not have permanent address here in the UK. Also unlike an international student in the UK who get limited leave to remain a tourist will get a tourist Visa.

    I don't think any bank in any country will allow people on tourist visa to open a bank account. If it did happen how chaotic it is. People could also use it for money laundry using their hotel address and then the next day moving to other hotel, so can not be tracked....
    Last edited by adindas; 13-10-2017 at 12:31 PM.
    • Flobberchops
    • By Flobberchops 14th Oct 17, 9:16 PM
    • 595 Posts
    • 431 Thanks
    Flobberchops
    • #7
    • 14th Oct 17, 9:16 PM
    • #7
    • 14th Oct 17, 9:16 PM
    As long as you have a permanent UK address (as opposed to a PO box or hotel address), time in the country shouldn't be an issue.
    I work for a UK bank, but any comments made on this forum are solely my personal opinion. Caveat Emptor!
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