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  • FIRST POST
    • rkxliv
    • By rkxliv 11th Oct 17, 6:04 PM
    • 2Posts
    • 0Thanks
    rkxliv
    Mortgage LTV with CCJs
    • #1
    • 11th Oct 17, 6:04 PM
    Mortgage LTV with CCJs 11th Oct 17 at 6:04 PM
    Hi all,

    I am looking for some advice to decide whether its worth speaking to a broker at this time. I currently have two satisfied CCJ's for £591 and £617 from early 2014, since then my credit record has been perfect.

    My question is would I have any options open to me at 95% LTV or would I still be looking for a minimum 15% deposit with my adverse credit?

    Any advice is appreciated, thanks in advance.
Page 1
    • ACG
    • By ACG 11th Oct 17, 9:04 PM
    • 15,879 Posts
    • 8,131 Thanks
    ACG
    • #2
    • 11th Oct 17, 9:04 PM
    • #2
    • 11th Oct 17, 9:04 PM
    You have options at 95% but I think it would be at a rate of around 4.5-5%.

    At 90% you MAY get it to slip through with a high street lender.

    At 85% you would have quite a few options at faily decent rates.

    But yea, speak to a broker. I am 99% sure there will be a way.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • rkxliv
    • By rkxliv 12th Oct 17, 7:21 PM
    • 2 Posts
    • 0 Thanks
    rkxliv
    • #3
    • 12th Oct 17, 7:21 PM
    • #3
    • 12th Oct 17, 7:21 PM
    You have options at 95% but I think it would be at a rate of around 4.5-5%.

    At 90% you MAY get it to slip through with a high street lender.

    At 85% you would have quite a few options at faily decent rates.

    But yea, speak to a broker. I am 99% sure there will be a way.
    Originally posted by ACG
    Thanks for the reply.
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