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    • bewildered1
    • By bewildered1 11th Oct 17, 12:51 PM
    • 36Posts
    • 22Thanks
    bewildered1
    Car
    • #1
    • 11th Oct 17, 12:51 PM
    Car 11th Oct 17 at 12:51 PM
    A question for those that have had to give up their car due to getting an IPA.

    Have you managed to buy and run another car on just the £20 per month left over after being given IPA?
    I'm really struggling at the thought of not have a car for 3 years but can't see how I would be able to afford one.
Page 1
    • haggis0073
    • By haggis0073 11th Oct 17, 2:15 PM
    • 42 Posts
    • 16 Thanks
    haggis0073
    • #2
    • 11th Oct 17, 2:15 PM
    • #2
    • 11th Oct 17, 2:15 PM
    It's my understanding that if you have to give your car up due to it being a high value then the OR would allow you up to £1000 from the sale to buy a new one and the running costs would be calculated into your soa

    I may be wrong and if so someone will be along to correct me
    • luvchocolate
    • By luvchocolate 11th Oct 17, 3:06 PM
    • 1,486 Posts
    • 1,337 Thanks
    luvchocolate
    • #3
    • 11th Oct 17, 3:06 PM
    • #3
    • 11th Oct 17, 3:06 PM
    If the O.R agrees that you have a need for a car (not a want) you will be allowed a car around the £1,000 mark, and your running costs will be allowed.
    Not sure what you mean by the £20 figure?
    An I.P.A is when you have £20 spare after all your living costs, the I.P.A will also include this £20.
    If you are not allowed running costs of a car you would have to find this by cutting back on other things.
    • bewildered1
    • By bewildered1 11th Oct 17, 10:25 PM
    • 36 Posts
    • 22 Thanks
    bewildered1
    • #4
    • 11th Oct 17, 10:25 PM
    • #4
    • 11th Oct 17, 10:25 PM
    Yes I meant the £20 left over after living costs.

    I have been offered a position but it's about a 35 mile round trip. Part of the role will entail occasional visits to other sites for which I will be paid expenses for fuel. I would hope to be able to keep my car for this.

    However another job has come up. It's a company I have worked for before and I quite enjoyed my time there. However it's only about a mile away from home. Because of this I can't see any reason why the OR would allow me to keep my car.

    Also, if I do take the job closer to home I will have a income surplus and will no doubt be given an IPA whereas if I can argue keeping the car for the original job there's a good chance I won't get an IPA.

    That's why I was wondering if/how people managed to buy another car whilst they have an IPA.
    Not sure I could find the funds to buy and run a car by cutting back on other things.
    • luvchocolate
    • By luvchocolate 12th Oct 17, 10:07 AM
    • 1,486 Posts
    • 1,337 Thanks
    luvchocolate
    • #5
    • 12th Oct 17, 10:07 AM
    • #5
    • 12th Oct 17, 10:07 AM
    Hi, only you can make the decision which job would be the best choice for you long term.
    Although I will add your expenses claimed for fuel will be yours to keep and do not become a part of your income.
    • bewildered1
    • By bewildered1 12th Oct 17, 10:50 AM
    • 36 Posts
    • 22 Thanks
    bewildered1
    • #6
    • 12th Oct 17, 10:50 AM
    • #6
    • 12th Oct 17, 10:50 AM
    I'm erring on the side of taking the job further away as it will mean I hopefully won't get an IPA. At least then I can look to earn more money after I'm discharged rather than losing almost all of it for 3 years.
    • DCFC79
    • By DCFC79 12th Oct 17, 10:51 AM
    • 30,425 Posts
    • 19,233 Thanks
    DCFC79
    • #7
    • 12th Oct 17, 10:51 AM
    • #7
    • 12th Oct 17, 10:51 AM
    Which job would you prefer to take ?
    Can people stop loaning money/being a guarator to family/friends, it rarely ends well and you lose out as your money is gone or you get shafted with being a guarantor.
    • bewildered1
    • By bewildered1 12th Oct 17, 11:10 AM
    • 36 Posts
    • 22 Thanks
    bewildered1
    • #8
    • 12th Oct 17, 11:10 AM
    • #8
    • 12th Oct 17, 11:10 AM
    The one closer to home, however I'm think perhaps I would dislike having an IPA more than having to work in a job that I don't particularly want to do. I suppose beggars can't be choosers though.
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