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  • FIRST POST
    • Hugbubble
    • By Hugbubble 10th Oct 17, 3:26 PM
    • 451Posts
    • 201Thanks
    Hugbubble
    Safestyle- finance?
    • #1
    • 10th Oct 17, 3:26 PM
    Safestyle- finance? 10th Oct 17 at 3:26 PM
    Hi all

    Apologies in advance for the vagueness of this...

    My partner, probably back in ~2000, got her windows replaced through safestyle. She got it on finance and recalls they basically forced her into getting PPI (she didn't want it).

    She's fairly sure she might have a claim but in case we can't find the paperwork, who would we approach about this? Did safestyle always use the same finance company? Or is safestyle themselves liable?

    Any advice/ thoughts would be very welcome.

    Thanks!
    Last edited by Hugbubble; 10-10-2017 at 3:26 PM. Reason: typo
Page 1
    • -taff
    • By -taff 10th Oct 17, 9:40 PM
    • 7,172 Posts
    • 5,162 Thanks
    -taff
    • #2
    • 10th Oct 17, 9:40 PM
    • #2
    • 10th Oct 17, 9:40 PM
    Not a snowballs chance. They weren't regulated and can dismiss any complaint.
    • antrobus
    • By antrobus 10th Oct 17, 9:47 PM
    • 15,298 Posts
    • 21,829 Thanks
    antrobus
    • #3
    • 10th Oct 17, 9:47 PM
    • #3
    • 10th Oct 17, 9:47 PM
    ...She's fairly sure she might have a claim but in case we can't find the paperwork, who would we approach about this? Did safestyle always use the same finance company? Or is safestyle themselves liable?...
    Originally posted by Hugbubble
    HPAS Ltd t/a Safestyle UK are currently credit brokers. It was likely the same in 2000. So they would have sold you any PPI in 2000. The problem you will likely have is that regulation of brokers only started in 2005, thus any complaint you make can be dismissed.
    • Moneyineptitude
    • By Moneyineptitude 10th Oct 17, 10:19 PM
    • 18,906 Posts
    • 10,122 Thanks
    Moneyineptitude
    • #4
    • 10th Oct 17, 10:19 PM
    • #4
    • 10th Oct 17, 10:19 PM
    The problem you will likely have is that regulation of brokers only started in 2005, thus any complaint you make can be dismissed.
    Originally posted by antrobus
    Any complaint will be dismissed in short order. The sale took place five years before regulation.


    17 years on, there are probably no records of the sale anyhow.
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