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  • FIRST POST
    • Aly28
    • By Aly28 9th Oct 17, 11:16 PM
    • 10Posts
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    Aly28
    0% CC - when to apply
    • #1
    • 9th Oct 17, 11:16 PM
    0% CC - when to apply 9th Oct 17 at 11:16 PM
    Hi folks, quick question!

    I've just bought my first house and I'm looking to get a decent 0% card to get some of the big stuff out the way (carpets, sofa etc).
    I obviously want to wait until i have the keys in my hand but when i apply i won't have moved in to my new address yet or changed any of my details for electoral roll/bank accounts etc.....should i still say that i am living with my parents, or should i say I'm a homeowner even though they won't have any evidence of this yet??

    Hope that makes sense, any help would be greatly appreciated.
Page 1
    • YorkshireBoy
    • By YorkshireBoy 9th Oct 17, 11:29 PM
    • 29,447 Posts
    • 17,230 Thanks
    YorkshireBoy
    • #2
    • 9th Oct 17, 11:29 PM
    • #2
    • 9th Oct 17, 11:29 PM
    They'll probably ask for "residential" address, ie where you sleep and eat and keep your clothes!

    The fact you own a property (that you don't yet reside at) doesn't matter.
    • Ben8282
    • By Ben8282 10th Oct 17, 2:11 AM
    • 2,045 Posts
    • 895 Thanks
    Ben8282
    • #3
    • 10th Oct 17, 2:11 AM
    • #3
    • 10th Oct 17, 2:11 AM
    If you want to apply now then use your current address and residential status. I assume you are on the electoral roll at your current address.
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