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  • FIRST POST
    • paulfoel
    • By paulfoel 9th Oct 17, 9:43 AM
    • 5,342Posts
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    paulfoel
    Old premium bonds - checking winnings?
    • #1
    • 9th Oct 17, 9:43 AM
    Old premium bonds - checking winnings? 9th Oct 17 at 9:43 AM
    Got some old ones. Talking 45 years old....

    Probably never ever been checked. Is there anyway to check them at all - for anything ever?

    Only about £20 but surely something would have been won?
    Cymru am Byth !!!
Page 1
    • p00hsticks
    • By p00hsticks 9th Oct 17, 9:51 AM
    • 5,790 Posts
    • 5,582 Thanks
    p00hsticks
    • #2
    • 9th Oct 17, 9:51 AM
    • #2
    • 9th Oct 17, 9:51 AM
    Only about £20 but surely something would have been won?
    Originally posted by paulfoel
    I think the odds will probably be against it.
    Has your address changed in that time ? As long as you've kept NS&I up to date then you would have been notified of any winnings at the time.

    You can write to NS&I to get a history of any prizes you;ve won - from their website;
    you can write to us asking for your prize history (remember to include your name, address and NS&I number or Premium Bonds holder’s number). We’ll send you a list of the prizes you’ve won.


    Post your letter to:
    NS&I
    Glasgow
    G58 1SB
    • alanq
    • By alanq 9th Oct 17, 9:54 AM
    • 3,894 Posts
    • 2,507 Thanks
    alanq
    • #3
    • 9th Oct 17, 9:54 AM
    • #3
    • 9th Oct 17, 9:54 AM
    See https://www.nsandi.com/what-information-do-i-need-check-if-i-have-won-prize

    A win is unlikely.

    (The MSE Premium Bond calculator shows that if the interest rates and prize allocations had always been as they are now you would stand less than 4% chance of winning something in 5 years.)

    https://www.moneysavingexpert.com/savings/premium-bonds
    Last edited by alanq; 09-10-2017 at 10:09 AM.
    • chiang mai
    • By chiang mai 9th Oct 17, 10:15 AM
    • 88 Posts
    • 17 Thanks
    chiang mai
    • #4
    • 9th Oct 17, 10:15 AM
    • #4
    • 9th Oct 17, 10:15 AM
    I wrote to NS&I last year to try and trace a premium bond my grandmother gave me when I was seven years old, it was valued at 10 shillings! The certificate got lost in a series of moves and despite providing all my previous addresses, NS&I said they had no record of me. No big deal of course and it was done for interest value in a bored moment more than anything else but I'm slightly aggrieved NS&I has kept my gran's 10 bob, it's just not on.
    • eskbanker
    • By eskbanker 9th Oct 17, 10:21 AM
    • 5,902 Posts
    • 5,861 Thanks
    eskbanker
    • #5
    • 9th Oct 17, 10:21 AM
    • #5
    • 9th Oct 17, 10:21 AM
    I wrote to NS&I last year to try and trace a premium bond my grandmother gave me when I was seven years old, it was valued at 10 shillings! The certificate got lost in a series of moves and despite providing all my previous addresses, NS&I said they had no record of me. No big deal of course and it was done for interest value in a bored moment more than anything else but I'm slightly aggrieved NS&I has kept my gran's 10 bob, it's just not on.
    Originally posted by chiang mai
    As Premium Bonds have always been valued at £1 since day one, perhaps the certificate you had from your grandmother was for a different product?
    • chiang mai
    • By chiang mai 9th Oct 17, 10:30 AM
    • 88 Posts
    • 17 Thanks
    chiang mai
    • #6
    • 9th Oct 17, 10:30 AM
    • #6
    • 9th Oct 17, 10:30 AM
    "As Premium Bonds have always been valued at £1 since day one, perhaps the certificate you had from your grandmother was for a different product?".

    That's very interesting, I never knew that (obviously), I wonder what the heck it was that she gave me, no wonder NS& I had never heard of me!
    • greenglide
    • By greenglide 9th Oct 17, 10:38 AM
    • 2,920 Posts
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    greenglide
    • #7
    • 9th Oct 17, 10:38 AM
    • #7
    • 9th Oct 17, 10:38 AM
    A savings certificate? I am sure you could get these for less than a pound. You could get them from the post office?

    This was a long time ago!
    • alanq
    • By alanq 9th Oct 17, 10:50 AM
    • 3,894 Posts
    • 2,507 Thanks
    alanq
    • #8
    • 9th Oct 17, 10:50 AM
    • #8
    • 9th Oct 17, 10:50 AM
    A savings certificate? I am sure you could get these for less than a pound. You could get them from the post office?

    This was a long time ago!
    Originally posted by greenglide
    I think that if that were the case it would be more than 45 years ago. I had National Savings Certificates back then and I don't recall certificates for less than a pound.
    • eskbanker
    • By eskbanker 9th Oct 17, 10:51 AM
    • 5,902 Posts
    • 5,861 Thanks
    eskbanker
    • #9
    • 9th Oct 17, 10:51 AM
    • #9
    • 9th Oct 17, 10:51 AM
    I think that if that were the case it would be more than 45 years ago. I had National Savings Certificates back then and I don't recall certificates for less than a pound.
    Originally posted by alanq
    The fact that the valuation was apparently in shillings already puts it at over 46 years ago!
    • alanq
    • By alanq 9th Oct 17, 10:58 AM
    • 3,894 Posts
    • 2,507 Thanks
    alanq
    In 1943 "one unit" was 15 shillings so still not down to ten bob.

    http://www.pixnet.co.uk/Oldham-hrg/members/peter-cannon/medley/pages/nat-cert.html
    • Eco Miser
    • By Eco Miser 9th Oct 17, 11:12 AM
    • 3,226 Posts
    • 2,989 Thanks
    Eco Miser
    Only about £20 but surely something would have been won?
    Originally posted by paulfoel
    I've got 21 Premium Bonds bought at various times over 46 years ago,
    only one has ever won, and that was nearly 60 years ago.
    Eco Miser
    Saving money for well over half a century
    • paulfoel
    • By paulfoel 10th Oct 17, 12:18 PM
    • 5,342 Posts
    • 2,546 Thanks
    paulfoel
    See https://www.nsandi.com/what-information-do-i-need-check-if-i-have-won-prize

    A win is unlikely.

    (The MSE Premium Bond calculator shows that if the interest rates and prize allocations had always been as they are now you would stand less than 4% chance of winning something in 5 years.)

    https://www.moneysavingexpert.com/savings/premium-bonds
    Originally posted by alanq
    Yes looked at the calculator. As you say looks unlikely.
    Cymru am Byth !!!
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