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  • FIRST POST
    • Cremear
    • By Cremear 8th Oct 17, 9:32 PM
    • 3Posts
    • 0Thanks
    Cremear
    Tax relief
    • #1
    • 8th Oct 17, 9:32 PM
    Tax relief 8th Oct 17 at 9:32 PM
    Hi all,

    Just got a query about the tax relief on pension contributions.

    I’ve got a workplace pension and I also pay into a private pension. I know I only get tax relief up to a certain figure but am unsure if that figure is just my contributions into both my work and private pension or does it also include my employers contribution into my work pension as well?

    Many thanks in advance.
Page 1
    • Mnd
    • By Mnd 8th Oct 17, 9:40 PM
    • 163 Posts
    • 176 Thanks
    Mnd
    • #2
    • 8th Oct 17, 9:40 PM
    • #2
    • 8th Oct 17, 9:40 PM
    I think that your employers contributions count towards your total maximum contributions
    • Spreadsheetman
    • By Spreadsheetman 9th Oct 17, 8:26 AM
    • 49 Posts
    • 35 Thanks
    Spreadsheetman
    • #3
    • 9th Oct 17, 8:26 AM
    • #3
    • 9th Oct 17, 8:26 AM
    Yes, all contributions count toward the total.
    • xylophone
    • By xylophone 9th Oct 17, 9:52 AM
    • 23,144 Posts
    • 13,411 Thanks
    xylophone
    • #4
    • 9th Oct 17, 9:52 AM
    • #4
    • 9th Oct 17, 9:52 AM
    https://www.pensionsadvisoryservice.org.uk/about-pensions/saving-into-a-pension/pensions-and-tax/tax-relief-and-contributions
    • zagfles
    • By zagfles 9th Oct 17, 8:12 PM
    • 12,365 Posts
    • 10,367 Thanks
    zagfles
    • #5
    • 9th Oct 17, 8:12 PM
    • #5
    • 9th Oct 17, 8:12 PM
    The tax relief limit does not include employer contributions, however the annual allowance does. These are two completely separate limits with different rules. See http://forums.moneysavingexpert.com/showthread.php?p=72827434#post72827434
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