Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • markharriers
    • By markharriers 7th Oct 17, 1:35 PM
    • 170Posts
    • 10Thanks
    markharriers
    Mortgage help please
    • #1
    • 7th Oct 17, 1:35 PM
    Mortgage help please 7th Oct 17 at 1:35 PM
    Hello everyone i am coming to the end of my fixed year plan with halifax. I am finding they are very expensive so i am looking at moving to nationwide. I have never moved to another lender before so i have a few questions. They tell me my only fee would be a solicitor fee, how does the use of a solicitor work? Do i have to use my own or theres and roughly how much do they charge?

    Would really appreciate some help
Page 1
    • amnblog
    • By amnblog 7th Oct 17, 2:07 PM
    • 9,877 Posts
    • 3,829 Thanks
    amnblog
    • #2
    • 7th Oct 17, 2:07 PM
    • #2
    • 7th Oct 17, 2:07 PM
    Some lenders when you move to them appoint a solicitor at their cost to handle the legal work for you.

    Nationwide provide you with a cash sum to cover a solicitor you appoint yourself.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • markharriers
    • By markharriers 7th Oct 17, 2:09 PM
    • 170 Posts
    • 10 Thanks
    markharriers
    • #3
    • 7th Oct 17, 2:09 PM
    • #3
    • 7th Oct 17, 2:09 PM
    Some lenders when you move to them appoint a solicitor at their cost to handle the legal work for you.

    Nationwide provide you with a cash sum to cover a solicitor you appoint yourself.
    Originally posted by amnblog

    Ok thank you so i don't need to pay?
    • amnblog
    • By amnblog 7th Oct 17, 2:39 PM
    • 9,877 Posts
    • 3,829 Thanks
    amnblog
    • #4
    • 7th Oct 17, 2:39 PM
    • #4
    • 7th Oct 17, 2:39 PM
    With the majority of deals you do not.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • My side hustle
    • By My side hustle 7th Oct 17, 4:27 PM
    • 30 Posts
    • 13 Thanks
    My side hustle
    • #5
    • 7th Oct 17, 4:27 PM
    • #5
    • 7th Oct 17, 4:27 PM
    It depends on the lender and the product. Some lenders have products where they will pay the solicitor fees and you won't have to. It's best that you ask these questions to the lender.
    • Edi81
    • By Edi81 7th Oct 17, 6:32 PM
    • 293 Posts
    • 174 Thanks
    Edi81
    • #6
    • 7th Oct 17, 6:32 PM
    • #6
    • 7th Oct 17, 6:32 PM
    I recently switched to nationwide which was a really easy process.

    You complete a questionnaire for the solicitor which should all be easy to fill in.

    I had to pay £150 additional fees as it was a leasehold flat.
    • markharriers
    • By markharriers 7th Oct 17, 7:46 PM
    • 170 Posts
    • 10 Thanks
    markharriers
    • #7
    • 7th Oct 17, 7:46 PM
    • #7
    • 7th Oct 17, 7:46 PM
    I recently switched to nationwide which was a really easy process.

    You complete a questionnaire for the solicitor which should all be easy to fill in.

    I had to pay £150 additional fees as it was a leasehold flat.
    Originally posted by Edi81

    That is good to hear. Nice to hear that it was a simple process as nationwide have some really good deals.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

213Posts Today

1,542Users online

Martin's Twitter
  • RT @LordsEconCom: On Tuesday Martin Lewis, Hannah Morrish & Shakira Martin gave evidence to the Cttee. Read the full transcript here: https?

  • Ta ta for now. Half term's starting, so I'm exchanging my MoneySavingExpert hat for one that says Daddy in big letters. See you in a week.

  • RT @thismorning: Can @MartinSLewis' deals save YOU cash? ???? https://t.co/igbHCwzeiN

  • Follow Martin