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    • LadyLouise
    • By LadyLouise 6th Oct 17, 12:16 PM
    • 36Posts
    • 0Thanks
    1953 National Savings Certificate
    • #1
    • 6th Oct 17, 12:16 PM
    1953 National Savings Certificate 6th Oct 17 at 12:16 PM
    I have just found an ancient NS Certificate which belonged to my mum. It was taken out in 1953 for £15 and says it is worth £20 after 7 years. Is that what it is still worth or would any form of interest been applied to it in the 57 years since it matured?
Page 1
    • PeacefulWaters
    • By PeacefulWaters 6th Oct 17, 1:15 PM
    • 6,981 Posts
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    • #2
    • 6th Oct 17, 1:15 PM
    • #2
    • 6th Oct 17, 1:15 PM
    What did National Savings say when you asked them?
    • alanq
    • By alanq 6th Oct 17, 1:24 PM
    • 3,784 Posts
    • 2,428 Thanks
    • #3
    • 6th Oct 17, 1:24 PM
    • #3
    • 6th Oct 17, 1:24 PM
    Before the current situation, where certificates are automatically reinvested in new issues, after maturity they earned a lower of interest applicable at the time (General Exension Rate). Recently this has been about 0.10%. I don't know the current rate.

    The above assumes that the certificate has not previously been reported lost and the funds already paid out.
    Last edited by alanq; 06-10-2017 at 1:40 PM.
    I'm a Board Guide on the Budgeting and Bank Accounts, Savings & Investments, Food Shopping and Over 50s MoneySaving boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of Board guides are not moderators. If you spot an inappropriate or illegal post then please report it to
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