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    • harshitguptaiitr
    • By harshitguptaiitr 5th Oct 17, 2:00 PM
    • 78Posts
    • 12Thanks
    harshitguptaiitr
    FTB - Mortgage account details after completion
    • #1
    • 5th Oct 17, 2:00 PM
    FTB - Mortgage account details after completion 5th Oct 17 at 2:00 PM
    Hello.

    Pls can you guide me as to how long does it take to receive mortgage account details after completion?

    We completed on 29-Sep and haven't had anything in post yet.

    Thanks.
Page 1
    • kingstreet
    • By kingstreet 5th Oct 17, 2:20 PM
    • 32,054 Posts
    • 17,156 Thanks
    kingstreet
    • #2
    • 5th Oct 17, 2:20 PM
    • #2
    • 5th Oct 17, 2:20 PM
    You mean how long does it take after completion for a letter from your mortgage lender to arrive confirming the size and date of your first and subsequent mortgage payments?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
    • harshitguptaiitr
    • By harshitguptaiitr 5th Oct 17, 3:31 PM
    • 78 Posts
    • 12 Thanks
    harshitguptaiitr
    • #3
    • 5th Oct 17, 3:31 PM
    • #3
    • 5th Oct 17, 3:31 PM
    You mean how long does it take after completion for a letter from your mortgage lender to arrive confirming the size and date of your first and subsequent mortgage payments?
    Originally posted by kingstreet
    yes - that is exactly what I actually meant.

    Since I havent received any and I am a FTB, I didnt know what to call it.
    • kingstreet
    • By kingstreet 5th Oct 17, 3:37 PM
    • 32,054 Posts
    • 17,156 Thanks
    kingstreet
    • #4
    • 5th Oct 17, 3:37 PM
    • #4
    • 5th Oct 17, 3:37 PM
    The most sensible suggestion would be to contact whoever arranged or provided your mortgage and ask them; as nothing posted here could be anything more than simple speculation...
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
    • elverson
    • By elverson 5th Oct 17, 4:10 PM
    • 666 Posts
    • 394 Thanks
    elverson
    • #5
    • 5th Oct 17, 4:10 PM
    • #5
    • 5th Oct 17, 4:10 PM
    I think ours took a couple of weeks. Did you give the lender details for them to set up a direct debit during the application?
    • Fosterdog
    • By Fosterdog 5th Oct 17, 4:11 PM
    • 3,210 Posts
    • 5,549 Thanks
    Fosterdog
    • #6
    • 5th Oct 17, 4:11 PM
    • #6
    • 5th Oct 17, 4:11 PM
    It was about two weeks for us with Nationwide last year but other mortgage providers are likely to work to different timescales. Have you got mail redirection set up in case they have sent it to your previous address?
    • G_M
    • By G_M 5th Oct 17, 6:56 PM
    • 41,412 Posts
    • 47,748 Thanks
    G_M
    • #7
    • 5th Oct 17, 6:56 PM
    • #7
    • 5th Oct 17, 6:56 PM
    What did your lender tell you when you rang and asked?
    • harshitguptaiitr
    • By harshitguptaiitr 5th Oct 17, 9:37 PM
    • 78 Posts
    • 12 Thanks
    harshitguptaiitr
    • #8
    • 5th Oct 17, 9:37 PM
    • #8
    • 5th Oct 17, 9:37 PM
    I first called my mortgage broker who said that I should contact the lender directly. Although they told me that usually it is sent within 5-7 working days.
    I then spoke to the lender who said 5-10 working days (i.e 1 to 2 weeks).
    That is when I thought of asking on this forum what has been experience of other buyers.
    • HGW2012
    • By HGW2012 6th Oct 17, 9:07 AM
    • 88 Posts
    • 43 Thanks
    HGW2012
    • #9
    • 6th Oct 17, 9:07 AM
    • #9
    • 6th Oct 17, 9:07 AM
    Who is your mortgage with?

    Only ask as ours is Halifax and checked online banking today and my mortgage is showing as of today. It shows the date of first mortgage payment and how much it will be (currently blank as we complete today)
    So if Halifax maybe will show online?
    • harshitguptaiitr
    • By harshitguptaiitr 6th Oct 17, 11:29 AM
    • 78 Posts
    • 12 Thanks
    harshitguptaiitr
    Who is your mortgage with?
    It is with a different bank than the one I have my other bank accounts with.
    So unfortunately I have no way of checking online.
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