Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • Kernel Sanders
    • By Kernel Sanders 4th Oct 17, 8:40 PM
    • 3,193Posts
    • 1,317Thanks
    Kernel Sanders
    Do Hbos regular savers accept 13 x £250 payments?
    • #1
    • 4th Oct 17, 8:40 PM
    Do Hbos regular savers accept 13 x £250 payments? 4th Oct 17 at 8:40 PM
    I opened a BoS and a Halifax regular saver for my mother on 31.10.16 and each has had £3000 in since 1 September.
Page 1
    • Heng Leng
    • By Heng Leng 5th Oct 17, 1:00 AM
    • 4,284 Posts
    • 1,322 Thanks
    Heng Leng
    • #2
    • 5th Oct 17, 1:00 AM
    • #2
    • 5th Oct 17, 1:00 AM
    I opened a BoS and a Halifax regular saver for my mother on 31.10.16 and each has had £3000 in since 1 September.
    Originally posted by Kernel Sanders
    Are you still living in 2007? HBOS is defunct.
    The BOS / Halifax products have different names and T&Cs.
    • PeacefulWaters
    • By PeacefulWaters 5th Oct 17, 8:30 AM
    • 7,315 Posts
    • 9,071 Thanks
    PeacefulWaters
    • #3
    • 5th Oct 17, 8:30 AM
    • #3
    • 5th Oct 17, 8:30 AM
    Are you still living in 2007? HBOS is defunct.
    The BOS / Halifax products have different names and T&Cs.
    Originally posted by Heng Leng
    Technically HBOS still exists.

    http://www.lloydsbankinggroup.com/globalassets/documents/investors/2017/2017_hbos_hy_results.pdf
    • Kernel Sanders
    • By Kernel Sanders 5th Oct 17, 7:05 PM
    • 3,193 Posts
    • 1,317 Thanks
    Kernel Sanders
    • #4
    • 5th Oct 17, 7:05 PM
    • #4
    • 5th Oct 17, 7:05 PM
    Are you still living in 2007? HBOS is defunct.
    The BOS / Halifax products have different names and T&Cs.
    Originally posted by Heng Leng
    Maybe the concept of a concise thread title is alien to you.
    I don't recall either's T & Cs mentioning a 13th subscription.
    Last edited by Kernel Sanders; 06-10-2017 at 6:36 PM.
    • YorkshireBoy
    • By YorkshireBoy 5th Oct 17, 7:26 PM
    • 29,624 Posts
    • 17,487 Thanks
    YorkshireBoy
    • #5
    • 5th Oct 17, 7:26 PM
    • #5
    • 5th Oct 17, 7:26 PM
    An even more concise answer...yes.






    (Supplementary info: Lloyds & TSB do too)
    • badger09
    • By badger09 6th Oct 17, 1:15 PM
    • 5,596 Posts
    • 4,908 Thanks
    badger09
    • #6
    • 6th Oct 17, 1:15 PM
    • #6
    • 6th Oct 17, 1:15 PM
    Maybe thr concept of a concise thread title is alien to you.
    I don't recall either's T & Cs mentioning a 13th subscription.
    Originally posted by Kernel Sanders
    I can't comment on the Halifax accounts, but the BoS, Lloyds (& TSB) regular/monthly savers allow for 13th & subsequent subscriptions.

    They all keep their original RS/MS account numbers, but drop to a much lower rate after maturity.
    • Kernel Sanders
    • By Kernel Sanders 31st Oct 17, 6:43 PM
    • 3,193 Posts
    • 1,317 Thanks
    Kernel Sanders
    • #7
    • 31st Oct 17, 6:43 PM
    • #7
    • 31st Oct 17, 6:43 PM
    I can't comment on the Halifax accounts, but the BoS, Lloyds (& TSB) regular/monthly savers allow for 13th & subsequent subscriptions.

    They all keep their original RS/MS account numbers, but drop to a much lower rate after maturity.
    Originally posted by badger09
    The Halifax transfers to an account paying 0.05% but the Regular Saver remains open with the same no. and with a nil balance. My brother received the maturity letter and said something about it retaining 2% for another year, and this would seem to be confirmed by the interest rate shown. However, he's not responded to my request for clarification and I was wondering if the account would accept another £250 today and again tomorrow, bearing in mind it was funded on 5 October.
    ClickToEnlargePic.png
    Last edited by Kernel Sanders; 01-11-2017 at 3:43 PM.
    • karlie88
    • By karlie88 1st Nov 17, 8:37 AM
    • 8,304 Posts
    • 106,027 Thanks
    karlie88
    • #8
    • 1st Nov 17, 8:37 AM
    • #8
    • 1st Nov 17, 8:37 AM
    The Halifax transfers to an account paying 0.05% but the Regular Saver remains open with the same no. and with a nil balance. My brother received the maturity letter and said something about it retaining 2% for another year, and this would seem to be confirmed by the interest rate shown. However, he's not responded to my request for clarification and I was wondering if the account would accept another £250 today and again tomorrow, bearing in mind it was funded on 5 October.
    Originally posted by Kernel Sanders
    The Halifax Reg Saver changes to an Everyday Saver one working day after the reg saver has matured - mines paying 0.25%. You can open another Reg Saver as soon as the 'old' one has matured.

    Also, the sort code and account number are visible in the image you've posted (which I've not quoted). I'll also PM you. Doubt that a lot can be done with it...
    Official MSE canny forumite and HUKD VIP badge member
    • badger09
    • By badger09 1st Nov 17, 1:27 PM
    • 5,596 Posts
    • 4,908 Thanks
    badger09
    • #9
    • 1st Nov 17, 1:27 PM
    Warning
    • #9
    • 1st Nov 17, 1:27 PM
    UGH

    I have no idea what has just happened, but that link took me to a very unpleasant site indeed.
    • Kernel Sanders
    • By Kernel Sanders 1st Nov 17, 3:49 PM
    • 3,193 Posts
    • 1,317 Thanks
    Kernel Sanders
    Also, the sort code and account number are visible in the image you've posted (which I've not quoted). I'll also PM you. Doubt that a lot can be done with it...
    Originally posted by karlie88
    Funds can only be transferred out of it to an Hbos a/c in my name, but it's a bad example to others so I've replaced it.
    UGH

    I have no idea what has just happened, but that link took me to a very unpleasant site indeed.
    Originally posted by badger09
    What, Zippyshare? That's just a mainstream file hosting site. What did you find unpleasant about it?
    • badger09
    • By badger09 1st Nov 17, 4:03 PM
    • 5,596 Posts
    • 4,908 Thanks
    badger09

    What, Zippyshare? That's just a mainstream file hosting site. What did you find unpleasant about it?
    Originally posted by Kernel Sanders
    When I tried to look at the png the page which came up had a heading something like 'You've been chosen' and had photos of at least 3 rather large ladies displaying the upper half of their bodies

    I'm not easily shocked, but it certainly wasn't what I was expecting

    I've run a Malwarebytes scan just in case
    • Kernel Sanders
    • By Kernel Sanders 3rd Nov 17, 9:44 AM
    • 3,193 Posts
    • 1,317 Thanks
    Kernel Sanders
    When I tried to look at the png the page which came up had a heading something like 'You've been chosen' and had photos of at least 3 rather large ladies displaying the upper half of their bodies
    Originally posted by badger09
    Do you mean it was an ad on Zippyshare, or a completely different website that came up?
    • djpailo
    • By djpailo 3rd Nov 17, 10:45 AM
    • 428 Posts
    • 144 Thanks
    djpailo
    An even more concise answer...yes.






    (Supplementary info: Lloyds & TSB do too)
    Originally posted by YorkshireBoy
    And Nationwide before the T&C change.
    • badger09
    • By badger09 3rd Nov 17, 12:21 PM
    • 5,596 Posts
    • 4,908 Thanks
    badger09
    Do you mean it was an ad on Zippyshare, or a completely different website that came up?
    Originally posted by Kernel Sanders
    No idea. And I don't intend to repeat the process
    • Kernel Sanders
    • By Kernel Sanders 3rd Nov 17, 9:44 PM
    • 3,193 Posts
    • 1,317 Thanks
    Kernel Sanders
    The problem lies with the fact that pics can only be posted if they're already on the internet. I do know that this 'brand' of forum does have a facility to upload directly from your PC/device, but it's either just not turned on or was an optional extra which a money-saving Martin may well have dispensed with in his pre-tycoon days.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,316Posts Today

7,605Users online

Martin's Twitter