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  • FIRST POST
    • Nextonal
    • By Nextonal 4th Oct 17, 1:24 PM
    • 4Posts
    • 31Thanks
    Nextonal
    Offer £250 to switch to Clydesdale, Yorkshire or B
    • #1
    • 4th Oct 17, 1:24 PM
    Offer £250 to switch to Clydesdale, Yorkshire or B 4th Oct 17 at 1:24 PM
    Update: This is now live nationwide, switching to Clydesdale, Yorkshire Bank or 'B'

    Hello,

    First post here though I do lurk elsewhere in the forums and thought I'd post this up having bypassed this yesterday. Yorkshire Bank have recently opened a new colourful branch on New Street, Birmingham and as a result are offering a generous £250 to switch.

    As the title suggests, the offer is subject to switchers who set up their account in the Birmingham branch only. Apologies if already submitted or is in the wrong forum area.

    Full T&Cs here: XXX.youandb.co.uk/resources/ca5d4166-3541-4222-a983-1a00b6623b91/B+Birmingham+T%26Cs+FINAL.pdf

    Note: T&Cs suggest that the offer may be withdrawn at any time so those who wish to take up the offer might want to move fast.
    Last edited by Nextonal; 24-10-2017 at 11:30 PM.
Page 46
    • originator
    • By originator 5th Jan 18, 11:15 PM
    • 294 Posts
    • 374 Thanks
    originator
    my RAF switch completed yesterday,just waiting on the £100 now......
    mortgage free 3/10/12
    • DPDRC90
    • By DPDRC90 5th Jan 18, 11:27 PM
    • 28 Posts
    • 11 Thanks
    DPDRC90
    If there are two of you there's £200 each to be had there...unless one of you has already received an incentive previously?
    Originally posted by YorkshireBoy
    200 each?

    I thought the current Nationwide customer gets £100 and the person they refer gets £100?

    Maybe I'm being a bit thick and not understanding, if so sorry and do tell how I can get more!
    • YorkshireBoy
    • By YorkshireBoy 5th Jan 18, 11:33 PM
    • 29,666 Posts
    • 17,624 Thanks
    YorkshireBoy
    200 each?

    I thought the current Nationwide customer gets £100 and the person they refer gets £100?

    Maybe I'm being a bit thick and not understanding, if so sorry and do tell how I can get more!
    Originally posted by DPDRC90
    One of you opens an account, then refers the other.

    The other then refers the first.

    £100 each for both = £400 in total.
    • Mannanan
    • By Mannanan 6th Jan 18, 9:49 AM
    • 30 Posts
    • 11 Thanks
    Mannanan
    G
    £250 just arrived in the account on day 63 after switch. That number of days or thereabouts seems par for the course. I am still astounded that a bank offered this amount just to switch. No doubt most on here would have happily jumped through the hoops even if it was £100 but there you go.
    • Marvo5
    • By Marvo5 6th Jan 18, 10:50 AM
    • 103 Posts
    • 93 Thanks
    Marvo5
    It is amazing. I opened two accounts, one for me, one for the wife, so have £500 coming this month, which is not far short of what I'll get for having £50,000 in an ISA for a YEAR! The worlds gone crazy.
    • LesU
    • By LesU 6th Jan 18, 10:50 AM
    • 332 Posts
    • 155 Thanks
    LesU
    Just noticed a strange quirk in YB's account reporting. I have several SOs paying in and out of the account on the 6th. This happens to be a Saturday this month. Normally these would all move to the nearest working day i.e. Monday in this case. None of the SOs have been paid either way, but YB shows available funds today as if the SOs out have been paid. Suddenly I am shown as overdrawn, but with no transactions shown as to why.
    I must confess I panicked and paid in some money to cover the shortfall, which has gone in immediately and I now show in credit.
    It made me wonder if banks always process available funds as if the SO had been paid on the due date even if they are delayed, but both my Santander and Lloyds accounts show my balance today as no SOs paid and exactly the right amounts.
    • MABLE
    • By MABLE 6th Jan 18, 11:12 AM
    • 3,391 Posts
    • 1,787 Thanks
    MABLE
    [QUOTE= The worlds gone crazy.[/QUOTE]

    Really!!!!!
    • harz99
    • By harz99 6th Jan 18, 12:19 PM
    • 2,560 Posts
    • 2,491 Thanks
    harz99
    Just noticed a strange quirk in YB's account reporting. I have several SOs paying in and out of the account on the 6th. This happens to be a Saturday this month. Normally these would all move to the nearest working day i.e. Monday in this case. None of the SOs have been paid either way, but YB shows available funds today as if the SOs out have been paid. Suddenly I am shown as overdrawn, but with no transactions shown as to why.
    I must confess I panicked and paid in some money to cover the shortfall, which has gone in immediately and I now show in credit.
    It made me wonder if banks always process available funds as if the SO had been paid on the due date even if they are delayed, but both my Santander and Lloyds accounts show my balance today as no SOs paid and exactly the right amounts.
    Originally posted by LesU

    It appears they put a hold on the funds but don't actually move the money until the next banking day. I had the same thing with SOs due out on the 1st Jan, and like you paid funds in to ensure I wasn't overdrawn just in case, when the SOs were actually taken on 2nd Jan I took the funds back out.
    • AlwaysLearnin
    • By AlwaysLearnin 6th Jan 18, 1:45 PM
    • 576 Posts
    • 492 Thanks
    AlwaysLearnin
    I've found in similar instances that by adjusting the filter on the transactions screen of online banking to extend the 'To' date of the 'From and 'To' dates to a future date, the additional transactions are shown.
    • Eurosaver
    • By Eurosaver 6th Jan 18, 6:22 PM
    • 21 Posts
    • 1 Thanks
    Eurosaver
    My switch date was 3/11. I got my email this afternoon...just checked my account and my £250 has already been credited
    Originally posted by Northern Mum
    Same here!
    • PhilStation
    • By PhilStation 8th Jan 18, 10:31 AM
    • 57 Posts
    • 28 Thanks
    PhilStation
    Out of interest, how did people here meet the 2 x £1k deposit requirements?

    I transferred in £1k on the 28th and out again on the 29th in 2 consecutive months, but no bonus yet...(although I am only on day 65).

    All DD's are present and correct and payments have been made from both.
    • originator
    • By originator 8th Jan 18, 10:49 AM
    • 294 Posts
    • 374 Thanks
    originator
    What was your switch date Phil? I sent £1000 over with my old bank but then got told that won't work so sent another grand a few days later.
    mortgage free 3/10/12
    • PhilStation
    • By PhilStation 8th Jan 18, 10:57 AM
    • 57 Posts
    • 28 Thanks
    PhilStation
    What was your switch date Phil? I sent £1000 over with my old bank but then got told that won't work so sent another grand a few days later.
    Originally posted by originator
    Switch date was the 6th Nov (I thought it was the 4th but just checked) so I am in fact on day 63 today I believe.

    First £1k went in on the 28th Nov, second on the 28th Dec. Both returned to the originating account the following day.

    First DD paid out on 15th Nov, the second on the 16th. Both are still active as of today (and paid out in December as well)
    Last edited by PhilStation; 08-01-2018 at 11:08 AM.
    • pmatt
    • By pmatt 8th Jan 18, 11:01 AM
    • 21 Posts
    • 10 Thanks
    pmatt
    I called to check that I had ticked all the boxes. They said I had and that I would be paid some time before the end of the month.

    I’m nervous because I think they might get me on a technicality. I had no direct debits to transfer so I set up two by hand. But I set these up before my switch was complete. Depending how you interpret the rules (and I’ve seen different versions) that might not actually count.
    • PhilStation
    • By PhilStation 8th Jan 18, 11:10 AM
    • 57 Posts
    • 28 Thanks
    PhilStation
    I called to check that I had ticked all the boxes. They said I had and that I would be paid some time before the end of the month.

    Iím nervous because I think they might get me on a technicality. I had no direct debits to transfer so I set up two by hand. But I set these up before my switch was complete. Depending how you interpret the rules (and Iíve seen different versions) that might not actually count.
    Originally posted by pmatt
    I'm nervous too, the suspense is killing me. I know I could call but I hate doing that, makes me feel like I've been doing something wrong because I know I'm only doing it for the money...
    • MABLE
    • By MABLE 8th Jan 18, 11:46 AM
    • 3,391 Posts
    • 1,787 Thanks
    MABLE
    Switch date was the 6th Nov (I thought it was the 4th but just checked) so I am in fact on day 63 today I believe.

    First £1k went in on the 28th Nov, second on the 28th Dec. Both returned to the originating account the following day.

    First DD paid out on 15th Nov, the second on the 16th. Both are still active as of today (and paid out in December as well)
    Originally posted by PhilStation
    My switch was completed on the 6 November. However I have received confirmation that I have met the criteria and will receive the bonus by the 70th day.
    • PhilStation
    • By PhilStation 8th Jan 18, 11:49 AM
    • 57 Posts
    • 28 Thanks
    PhilStation
    My switch was completed on the 6 November. However I have received confirmation that I have met the criteria and will receive the bonus by the 70th day.
    Originally posted by MABLE
    Did you call for the confirmation, or was it an email? (Edited: Sorry, seen your earlier post now)

    How does my payments of the £1k amounts compare to your own?
    • adam81
    • By adam81 8th Jan 18, 12:46 PM
    • 229 Posts
    • 59 Thanks
    adam81
    Just called and said I should get mine by 21st Jan. After the 31 day conversation about crediting the £1,000 she did tell me originally that my 2nd £1,000 was paid in a day too early so glad I read that part as I put in another £1,000 to cover both ways..

    Switch was on the 6th Nov.

    So the missus account should also be OK so £500 hopefully soon.
    • tomthered
    • By tomthered 8th Jan 18, 1:09 PM
    • 205 Posts
    • 54 Thanks
    tomthered
    Quick question - I currently have two BOS current accounts with DD's feeding into a Tesco Bank Account I just have money in each account but interest on them has ended now and am wondering what to do next. My question is would I be able to switch to say First direct with one of them to gain the £125 bonus and set up a regular savings amount? Would I be penalised by First Direct as all as they were was a glorified savings account? What would people recommend to do
    • MABLE
    • By MABLE 8th Jan 18, 1:24 PM
    • 3,391 Posts
    • 1,787 Thanks
    MABLE
    Did you call for the confirmation, or was it an email? (Edited: Sorry, seen your earlier post now)

    How does my payments of the £1k amounts compare to your own?
    Originally posted by PhilStation
    I paid in the required amount and then used some of the money to pay my bills via the debit card. I think so far I have paid in about £3,000 and any remaining balance happy to leave there until they pay the bonus. I will then continue to use this account for some bill payments.

    Also very impressed with their APP
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