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  • FIRST POST
    • helen clare
    • By helen clare 4th Oct 17, 11:10 AM
    • 6Posts
    • 1Thanks
    helen clare
    Landlord insurance advice please
    • #1
    • 4th Oct 17, 11:10 AM
    Landlord insurance advice please 4th Oct 17 at 11:10 AM
    Calling all landlords!
    I am trying to put some landlord insurance in place. I let a one bedroom basement flat in a four storey converted Edwardian terraced house which is already covered for buildings insurance by the free-holder (although we, the flat owners, pay for it).
    I want to put in place some further insurance for property liability and loss of rent.
    I just contacted Towergate for some explanations regarding different terms used on their website but the advisor I spoke to was deeply confused regarding the current buildings insurance policy despite a specific claim on their website that they can do landlord insurance without buildings.
    She also said that the current buildings insurance policy could invalidate one of theirs if it covered the white goods in the kitchen (?). It doesn't incidentally.
    Did I simply get unlucky? Is there anyone else out there in the same situation? Could anyone recommend an insurer who you can give me a suitable policy?
    Many thanks HC.
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