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  • FIRST POST
    • Sausageroll14
    • By Sausageroll14 3rd Oct 17, 5:37 PM
    • 2Posts
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    Sausageroll14
    Potential bump in the road!!!! HELP!!
    • #1
    • 3rd Oct 17, 5:37 PM
    Potential bump in the road!!!! HELP!! 3rd Oct 17 at 5:37 PM
    So I may be panicking a bit but bare with me.

    So my current mortgage deal expires Dec 2019. At this time I am highly likely to be either a stay at home parent or working part time. Basically I won't be bringing home anything like what I am in wages now.

    The mortgage is in my sole name. It was to much hassle to add in my partner so his income won't count (I'm guessing).

    I'm really worried I'll end up being trapped with my current provider if I don't do something sooner but this would incur hefty charges.... any suggestions?
Page 1
    • Thrugelmir
    • By Thrugelmir 3rd Oct 17, 5:46 PM
    • 56,255 Posts
    • 49,621 Thanks
    Thrugelmir
    • #2
    • 3rd Oct 17, 5:46 PM
    • #2
    • 3rd Oct 17, 5:46 PM
    Apply on line and for a new product with you existing lendr. Then you won't need to declare your circumstances.

    If you decide to move lender and remortgage. Then that is the time to giving consideration as to whether to add your partner.
    “Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble”
    ― Warren Buffett
    • Sausageroll14
    • By Sausageroll14 4th Oct 17, 1:05 PM
    • 2 Posts
    • 1 Thanks
    Sausageroll14
    • #3
    • 4th Oct 17, 1:05 PM
    • #3
    • 4th Oct 17, 1:05 PM
    Perfect solution. Just out of interest does anyone know the process to add someone to to your Mortgage?
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