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  • FIRST POST
    • moatmeister
    • By moatmeister 3rd Oct 17, 4:17 AM
    • 272Posts
    • 47Thanks
    moatmeister
    Seeing Halifax BS about remortgage later this week but.......
    • #1
    • 3rd Oct 17, 4:17 AM
    Seeing Halifax BS about remortgage later this week but....... 3rd Oct 17 at 4:17 AM
    Got a well established mortgage already with Halifax on a property that we have been renovating. Now ready to move into it. Would like to retain current property as a BTL, and remortgage to Halifax as well, whilst raising further funds at the same time. Both have low LTVs. Can anyone offer any insight into how the Halifax BS would view a historic £510 default in an otherwise clear credit file in terms of a new remortgage application ?
Page 1
    • Edi81
    • By Edi81 3rd Oct 17, 4:19 AM
    • 328 Posts
    • 201 Thanks
    Edi81
    • #2
    • 3rd Oct 17, 4:19 AM
    • #2
    • 3rd Oct 17, 4:19 AM
    How historic is the default? W
    • Edi81
    • By Edi81 3rd Oct 17, 4:21 AM
    • 328 Posts
    • 201 Thanks
    Edi81
    • #3
    • 3rd Oct 17, 4:21 AM
    • #3
    • 3rd Oct 17, 4:21 AM
    How historic is the default? Has it been satisfied? If so, when?

    PS - Halifax is not a building society and hasn't been for 20 years when it converted to being a bank and is now just a trading name of Bank of Scotland.
    • moatmeister
    • By moatmeister 3rd Oct 17, 8:15 AM
    • 272 Posts
    • 47 Thanks
    moatmeister
    • #4
    • 3rd Oct 17, 8:15 AM
    • #4
    • 3rd Oct 17, 8:15 AM
    Yes my mistake about he Halifax. Default is August 2015 for £541 Currently unsatisfied.
    Last edited by moatmeister; 03-10-2017 at 8:17 AM.
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