Seeing Halifax BS about remortgage later this week but.......

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moatmeister
moatmeister Posts: 322 Forumite
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in Mortgages & endowments
Got a well established mortgage already with Halifax on a property that we have been renovating. Now ready to move into it. Would like to retain current property as a BTL, and remortgage to Halifax as well, whilst raising further funds at the same time. Both have low LTVs. Can anyone offer any insight into how the Halifax BS would view a historic £510 default in an otherwise clear credit file in terms of a new remortgage application ?

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  • Edi81
    Edi81 Posts: 1,444 Forumite
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    How historic is the default? W
  • Edi81
    Edi81 Posts: 1,444 Forumite
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    How historic is the default? Has it been satisfied? If so, when?

    PS - Halifax is not a building society and hasn't been for 20 years when it converted to being a bank and is now just a trading name of Bank of Scotland.
  • moatmeister
    moatmeister Posts: 322 Forumite
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    edited 3 October 2017 at 8:17AM
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    Yes my mistake about he Halifax. Default is August 2015 for £541 Currently unsatisfied.
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