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  • FIRST POST
    • kamran7777
    • By kamran7777 2nd Oct 17, 5:07 PM
    • 1Posts
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    kamran7777
    Partial Settlement no default
    • #1
    • 2nd Oct 17, 5:07 PM
    Partial Settlement no default 2nd Oct 17 at 5:07 PM
    Hi
    I had few defaults which are removed now however for one CC they never put a default on my name but continued as 6 late payments. I Partly settled with them in 2014 and it's still on my credit file with current balance of 0. Please note there is no default for that account.

    My question is would it have impact when I go to apply for credit. my score is 910.
Page 1
    • zx81
    • By zx81 2nd Oct 17, 5:09 PM
    • 13,683 Posts
    • 14,145 Thanks
    zx81
    • #2
    • 2nd Oct 17, 5:09 PM
    • #2
    • 2nd Oct 17, 5:09 PM
    Your score is irrelevant. No one sees it or uses it.

    The late payments will show for 6 years, and lenders will take that into account when you apply for credit, along with the rest of your history.

    The older they get, the better.
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