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  • FIRST POST
    • aquestionoftime
    • By aquestionoftime 2nd Oct 17, 3:54 PM
    • 6Posts
    • 29Thanks
    aquestionoftime
    2018 GOAL - pay off £6k in a year!
    • #1
    • 2nd Oct 17, 3:54 PM
    2018 GOAL - pay off £6k in a year! 2nd Oct 17 at 3:54 PM
    2018 GOAL - pay off £6k in a year!
    Last edited by aquestionoftime; 05-10-2017 at 10:52 PM.
    Debt 1 £120 | Debt 2 £207 | Debt 3 £243 | Debt 4 £366 | Debt 5 £377 | Debt 6 £434 | Debt 7 £575 | Debt 8 £1444 | Debt 9 £2606

    Debt Free Date December 2020
Page 1
    • DebtFreeDuo
    • By DebtFreeDuo 2nd Oct 17, 4:39 PM
    • 622 Posts
    • 3,035 Thanks
    DebtFreeDuo
    • #2
    • 2nd Oct 17, 4:39 PM
    • #2
    • 2nd Oct 17, 4:39 PM
    Why don't you assign some money each month into a 'pot' for clothes and then when you feel you need to splurge then you have a set amount that you can use? Your goals are about the same as mine on the debt front, currently I have a little over £5500 and hope to have this at £0 by December 2018.
    Loan:1780.49 2207.38 Car Loan:2039.22 2419.64 0% CC:984.98 1063.48 Overdraft: 860 Overpayment:1781 Total: 7445.69 DFD Dec 18
    SPC 586
    • natsplatnat
    • By natsplatnat 2nd Oct 17, 4:49 PM
    • 2,658 Posts
    • 2,359 Thanks
    natsplatnat
    • #3
    • 2nd Oct 17, 4:49 PM
    • #3
    • 2nd Oct 17, 4:49 PM
    Hi!
    Do you buy and return the clothes or keep them?
    Is it physical in-store shopping, or online? If online, try the old trick of walking away from your basket for 24hrs and then re-assessing the items in there. I know loads of people who find this really helps as 24hrs later the mood they were in when they put the items in the basket has gone and they typically end up buying less.
    If you have an abundancy of clothes, could you look at selling some of them to help fund the shopping pot? You could also challenge yourself to online surveys to help top the pot up!?
    All the best on your debt-busting quest!
    Nats xxx
    LBM ,- Wed 19th Nov 2008 £21,225 PAID OFF
    *DEBT FREE 28th September 2015*
    *2017 cashback pending £175.35, paid £??*
    (2011=£137.30, 12=£66.39, 13=£102.61, 14=£214.97, 15=£159.51 16=£213.05)
    Pro.Ac £10.10 + £126.19 paid
    SAVINGS TO CLEAR STUDENT LOAN £0.00 (£528.56 paid off)

    • Skye17
    • By Skye17 4th Oct 17, 5:28 PM
    • 18 Posts
    • 20 Thanks
    Skye17
    • #4
    • 4th Oct 17, 5:28 PM
    • #4
    • 4th Oct 17, 5:28 PM
    Love Criminal Minds! Hope you are felling a bit brighter now aquestionottime, Beef stew and mash sounds fab could eat that myself now.
    Good luck on your journey.
    October 2017
    Barclaycard - £2891.00/£0.00
    • littlemissbudgetqueen
    • By littlemissbudgetqueen 5th Oct 17, 11:48 AM
    • 35 Posts
    • 55 Thanks
    littlemissbudgetqueen
    • #5
    • 5th Oct 17, 11:48 AM
    • #5
    • 5th Oct 17, 11:48 AM
    Good luck with everything - have you got a rough monthly budget you could post up that you could stick to for each of your spending categories. I find that really helps me to keep on track. P.S. I love Criminal Minds as well
    Car Loan: £14,000 - PAID ,Credit Cards:£4800.00 / £5154.49 Prof. Study Loan:£5137.98/ £8660.00,Argos Card:£217.00/£372.95, Mortgage:£66,000.00 (approx.) /House value£125,000.00
    Goals:
    £350.00
    /£20,000 Savings (ASAP - Sept 2019 at latest)
    LISA: £550.00 NS&I: £200.00

    Weight Loss: 1.5lb / 30lb
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