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  • FIRST POST
    • anglounic
    • By anglounic 2nd Oct 17, 12:28 PM
    • 1Posts
    • 0Thanks
    anglounic
    Annulment help
    • #1
    • 2nd Oct 17, 12:28 PM
    Annulment help 2nd Oct 17 at 12:28 PM
    Hi,
    We were recently made bankrupt by HMRC last Monday, but we now have cleared funds in an account to pay the debt and its costs off.
    Is annulment going to be a fairly straightforward thing? I am literally too scared to ring the OR at the moment, as our bank accounts haven't been frozen yet and we still have access to the funds in there.
    Please help, I am so worried
Page 1
    • StopIt
    • By StopIt 2nd Oct 17, 12:45 PM
    • 1,449 Posts
    • 1,239 Thanks
    StopIt
    • #2
    • 2nd Oct 17, 12:45 PM
    • #2
    • 2nd Oct 17, 12:45 PM
    Why did you even go bankrupt if you were going to get funding to clear your debts?


    Seek legal advice ASAP, and speak to the OR to get the next steps sorted. Do not be scared, either way, that money is gone, but you may be able to cancel the proceedings.
  • National Debtline
    • #3
    • 2nd Oct 17, 12:53 PM
    • #3
    • 2nd Oct 17, 12:53 PM
    Hi anglounic

    I’m sorry to hear what has happened. You will need to seek specialist legal advice on annulling a bankruptcy as it can be a complicated area. Bear in mind it is not only the HMRC debt you will have to clear. You will have to be able to show that you can pay off all of the debts you have, as well as any fees and costs the OR has added on.

    Try searching online for some possible free legal advice in your local area by googling law centres and law clinics. You’ll need to check if this is an area they can cover. Good luck with it all.

    Susie
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
    • StopIt
    • By StopIt 3rd Oct 17, 9:20 AM
    • 1,449 Posts
    • 1,239 Thanks
    StopIt
    • #4
    • 3rd Oct 17, 9:20 AM
    • #4
    • 3rd Oct 17, 9:20 AM
    Follow Up Edit Sort of Post: Oh, HMRC did this?


    Ignore my previous post. Seek legal advice.
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