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  • FIRST POST
    • carrielovesfanta
    • By carrielovesfanta 2nd Oct 17, 7:16 AM
    • 1,301Posts
    • 9,556Thanks
    carrielovesfanta
    What small DFW things will you do this week - w/c 2nd October?
    • #1
    • 2nd Oct 17, 7:16 AM
    What small DFW things will you do this week - w/c 2nd October? 2nd Oct 17 at 7:16 AM
    What small DFW things will you do this week - w/c 2 October
    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

    But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

    Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

    So be proud of those small steps, they really are important
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31

    SAVINGS: £9433.44
Page 4
    • MagicBeans
    • By MagicBeans 6th Oct 17, 10:43 AM
    • 13 Posts
    • 103 Thanks
    MagicBeans
    Hi all,

    Just checking in.

    HK: how awful, hope it gets sorted soon.

    So today's list is pretty much the same as ever;
    ~ lunch taken into work from home,
    ~ dinner from stores,
    ~ log cals in free app,
    ~ walk to and from work,
    ~ stay in this evening, chill and watch Tele and Amazon Instant Video. At £5.99 a month I find it a very valuable tool for my sanity and it stops us going out all the time too.

    Boiler man actually came last night so we now have a hopefully, correctly working boiler (it was leaking before), and a nice shiny new thermostat.
    As he was super early and we had the evening free we also decided to go out and do our weekly shop. For us this consisted of 5 different shops, as we shop around to ensure we are getting the best prices for things. And it took around three hours!!!! all done now though and just in budget.



    As shopping is all done this means we don't have to move the car till next week that will save some fuel. We also filled the tank last night as petrol prices were just slashed by 2p. Every little helps and all that.

    Plan for the weekend is to use some Tsco Finest Aberdeen Angus Steak Mince that I got YS for 40p a couple of months ago to make some spaghetti Bolognese with the copious amounts of wholewheat spaghetti that I also have lurking around. I plan to add some stuff to the sauce to jazz it up but I don't know what. Suggestions? The sauce is just a big jar of mushroom pasta sauce that i picked up as it's all I could afford and was good value. Will this do or do I really need a Bolognese sauce? To add to it I have some peppers, maybe a tomato, mushrooms, olives (not sure how well they would go...)....... hopefully it will turn out ok as I'm planning to make enough for 2 days. Gonna add some cheese on top which should improve the taste.

    Other than that maybe a little walk to the nearest retail park as I really need a new work bag. Mine is literally falling apart. I have the big ones so they can work out quite pricey. Not even bothered about brands so it's shocking.

    Also going to watch some of the stuff on the sky box as my programs start soon and I like to record them all at once and then binge watch them.

    Hope you all have lovely weekends planned.
    • baggybreeches
    • By baggybreeches 6th Oct 17, 11:19 AM
    • 39 Posts
    • 121 Thanks
    baggybreeches
    Hi everyone, sorry been busy with work this week (which is great). I had to buy lunch twice this week but stuck to a £3 meal deal which I know I could have got cheaper elsewhere but I don't feel so bad (it's not like I spent £6 a day a McDs!) Slightly expensive week ahead as new kitchen is arriving and we have a pre-planned weekend visit to Somerset this weekend. I suppose it will be good to blow away the cobwebs before the winter blues set in.
    Still got lots of things advertised on selling sites and stuff is selling on a near daily basis. I've also heard from a couple of lenders regarding refunds of charges so that is always good news :-D
    • DawnW
    • By DawnW 6th Oct 17, 7:20 PM
    • 4,663 Posts
    • 35,822 Thanks
    DawnW

    Plan for the weekend is to use some Tsco Finest Aberdeen Angus Steak Mince that I got YS for 40p a couple of months ago to make some spaghetti Bolognese with the copious amounts of wholewheat spaghetti that I also have lurking around. I plan to add some stuff to the sauce to jazz it up but I don't know what. Suggestions? The sauce is just a big jar of mushroom pasta sauce that i picked up as it's all I could afford and was good value. Will this do or do I really need a Bolognese sauce? To add to it I have some peppers, maybe a tomato, mushrooms, olives (not sure how well they would go...)....... hopefully it will turn out ok as I'm planning to make enough for 2 days. Gonna add some cheese on top which should improve the taste.
    Originally posted by MagicBeans
    I don't have any experience of jar sauces really, but it seems to me, if you fry off the mince in a bit of oil, then add the peppers, tomato (not sure if you need more mushrooms in a mushroom sauce, but if you love them, go for it ) to soften a bit, then add the sauce and cook gently till you are sure the mince is cooked through and the peppers etc are soft, it should be fine. Bolognese usually has more tomatoes in it (tinned ones are fine) but if you haven't got them, it sounds tasty, even if not strictly bolognese I often add a few olives to pasta sauce, why not? And cheese on top sounds great
    NSDs for December 6/15
    Decluttering 23/31

    • DawnW
    • By DawnW 6th Oct 17, 7:50 PM
    • 4,663 Posts
    • 35,822 Thanks
    DawnW
    Evening all
    Late check in from me, as OH and I have been out for the day. We went to an arboretum, quite pricy at £10 each to get in, but a nice walk (dog came free) and we avoided the cafe, took a picnic and made our own teas and coffees
    My brother turned up again today, and I laid down, or rather reiterated, a few ground rules Sounds awful except these are things such as have a shower (I provide shower gel, shampoo and towels and the spare room has an ensuite) so that you don't smell bad, a reminder (again) not to smoke in the house and don't lie full length across the sofa when others want to sit down Long story - hopefully the anticipated work will soon take him back to his base!
    Other things:
    Returned the pair of jeans I bought in the CS the other day as they were incorrectly labelled re size. Felt a bit mean, but they were £6 and several sizes bigger than labelled - I think they had taken the US size, also stated, and equated it to the UK one They were also quite tatty, when closely inspected
    They were happy to refund. I did take along a freshly washed and ironed designer label shirt that OH doesn't like, as a donation, to soften the blow Goodness knows what price they will put on that Much more than the much cheaper charity shop we bought it from, I am sure
    Used the shepherds pie base I made the other day, topped with leftover mash and a bit of grated cheese stretched with veg from the freezer for dinner - late-ish back and didn't want to dig and clean carrots and leeks
    Needed some extra shopping given an extra large stomach to feed for at least a few days, so did that.
    One of my late paying ebay buyers has now paid, so I have packed their item ready to post tomorrow. Used RM surveys stamps
    Speaking of which, I had an unpaid item to collect from the post office this morning Cost me £2 and it was a RM surveys letter. Not sure what happened there. I have emailed them and asked for the £2 to be refunded.
    Can't think of anything else... must do better tomorrow!
    NSDs for December 6/15
    Decluttering 23/31

    • Lottebear
    • By Lottebear 6th Oct 17, 8:22 PM
    • 752 Posts
    • 3,321 Thanks
    Lottebear
    Hi.
    May I join in with this sensible group. I am returning, as I was debt free but due to 'life' and the DWP taking away one of my children's DLA (despite him still have and always will have a disability!) which has knock on effect on tax credits, our family budget is now over £600 down every month!
    T
    Originally posted by NewlyFrugalMumof3
    Hi Welcome,

    Please, Please go through the appeals process if you haven't done so, a high number get through, also you can put in a fresh application and there is loads of advice on online in filling in the forms. Don't give up if you feel your child has higher care needs than a typical child of the name age.

    PM me if you need some weblinks for filling in the forms and there are many DLA facebook groups too.
    • FatVonD
    • By FatVonD 6th Oct 17, 8:55 PM
    • 4,994 Posts
    • 19,828 Thanks
    FatVonD
    MagicBeans, I always grate an equal amount of carrot to the mince to make it go further and it *looks* the same Likewise I always add a tin of chopped tomatoes to the sauce.
    Make £5 a day in December £54.94/£310 (November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54)
    • FatVonD
    • By FatVonD 6th Oct 17, 9:00 PM
    • 4,994 Posts
    • 19,828 Thanks
    FatVonD
    Day 5 in the new job and still enjoying it. I came home with lots of lovely 75% off cheese by taking my break right after it had been reduced and buying it quickly before anyone else could! I love cheese, I am in cheese heaven

    My stuff has apparently arrived at Amazon but doesn't appear to be live yet, I need to start selling something soon to pay for my cheese habit!

    I start at 7am tomorrow morning so an early night is in order.
    Make £5 a day in December £54.94/£310 (November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54)
    • baggybreeches
    • By baggybreeches 6th Oct 17, 9:06 PM
    • 39 Posts
    • 121 Thanks
    baggybreeches
    Returned the pair of jeans I bought in the CS the other day as they were incorrectly labelled re size. Felt a bit mean, but they were £6 and several sizes bigger than labelled - I think they had taken the US size, also stated, and equated it to the UK one They were also quite tatty, when closely inspected
    They were happy to refund. I did take along a freshly washed and ironed designer label shirt that OH doesn't like, as a donation, to soften the blow Goodness knows what price they will put on that Much more than the much cheaper charity shop we bought it from, I am sure
    Originally posted by DawnW
    This reminds me of many years ago I took my OH's very very dated grey suit to a CS, a week later a pal asked him to be best man at his wedding (in the days before matching suits for everyone) I rushed back to see if I could buy it back but there was no sign of his suit, so I bought a much nicer Burtons navy suit which I think was £5, he still wears it now over 20 years later so I reckon it was a proper bargain!
    • determined new ms
    • By determined new ms 6th Oct 17, 9:12 PM
    • 6,609 Posts
    • 38,118 Thanks
    determined new ms
    DNMS the damage to my car has really played on my mind. The hassles of phone calls are now beginning but I couldn't sleep last night for thinking about it.
    Originally posted by Happy Kitties
    really sorry you're going through this. Wish this was facebook and I can hit a crying face instead of the thanks button. This too shall pass, and will be ok. But for now it'll be a massive ballache. What a kn0bjockey
    DF as at 30/12/16
    Wombling '16 £287.33 Roadkill £28.25
    Wombling YTD £2982.2/Roadkill £8.63
    SFDs Oct 13/15 CC saved £2372.50
    • determined new ms
    • By determined new ms 6th Oct 17, 9:21 PM
    • 6,609 Posts
    • 38,118 Thanks
    determined new ms
    not much to report today

    woke up late, was 1/2 hour late to work. But no one else in so no hassle there!

    LSD as only got milk, bread and a bar of choc for madam

    took note of mileage

    haven't eaten all day, and not even hungry right now so kind of a saving right?!

    oh brought me home some bright violet colour and 2 glass jars so I can make some sugar scrub as a gift

    That is it! Gosh well at least I'm not spending!
    DF as at 30/12/16
    Wombling '16 £287.33 Roadkill £28.25
    Wombling YTD £2982.2/Roadkill £8.63
    SFDs Oct 13/15 CC saved £2372.50
    • mumofthetwins
    • By mumofthetwins 6th Oct 17, 9:37 PM
    • 880 Posts
    • 3,815 Thanks
    mumofthetwins
    Hi guys ... first week back on the debt busting and I'm starting to fell better being in control ��

    I was late for job 1 this morning due to blooming delayed trains so I had to stay later then as a knock on I finished job 2 late so its straight to bed as I'm up early for work again in the morning.

    At least with all the running around between jobs today turned out to be a NSD. OH is treating me to a cinema trip tomorrow night .. I'm treating him to HM pizzas after

    Then day off Sunday ... yay ... boys are at their dads this weekend so I should get some jobs done but all I've thought about is chilling with a box set all day decisions decisions lol ...

    Hope everyone has a cracking weekend
    Lisa x
    This time I'm sticking with it !!
    Oct /£300 3NSD
    PAD
    June £3362.78 July £1803.88 Aug £1895 Oct £483.77
    • determined new ms
    • By determined new ms 6th Oct 17, 9:42 PM
    • 6,609 Posts
    • 38,118 Thanks
    determined new ms
    dads this weekend so I should get some jobs done but all I've thought about is chilling with a box set all day decisions decisions lol ...

    Hope everyone has a cracking weekend
    Lisa x
    Originally posted by mumofthetwins
    man that is the easiest dilemma EVER! Of course chilling out wins, hands down. It's what you desire so will bring you joy and energy. Who knows you may be so energised you get a few jobs done later on. Man if you are in an accident on Monday and are lying on your death bed (sorry for the phrase!) you are not going to be saying "thank goodness I did those chores yesterday"!
    DF as at 30/12/16
    Wombling '16 £287.33 Roadkill £28.25
    Wombling YTD £2982.2/Roadkill £8.63
    SFDs Oct 13/15 CC saved £2372.50
    • mumofthetwins
    • By mumofthetwins 6th Oct 17, 9:45 PM
    • 880 Posts
    • 3,815 Thanks
    mumofthetwins
    man that is the easiest dilemma EVER! Of course chilling out wins, hands down. It's what you desire so will bring you joy and energy. Who knows you may be so energised you get a few jobs done later on. Man if you are in an accident on Monday and are lying on your death bed (sorry for the phrase!) you are not going to be saying "thank goodness I did those chores yesterday"!
    Originally posted by determined new ms
    DNM .. yep you've convinced me .. I've really been wanting to watch American gods as I've heard good things about it but I never seem to have tome
    This time I'm sticking with it !!
    Oct /£300 3NSD
    PAD
    June £3362.78 July £1803.88 Aug £1895 Oct £483.77
    • dizzyblnd
    • By dizzyblnd 6th Oct 17, 10:08 PM
    • 370 Posts
    • 3,256 Thanks
    dizzyblnd
    Nsd #2 today.
    NST #30: nsd 19/21
    • PurpleFairy26
    • By PurpleFairy26 7th Oct 17, 7:06 AM
    • 1,934 Posts
    • 12,978 Thanks
    PurpleFairy26
    mumofthetwins definitely what determined said no brainier given half a chance!

    Todayís list:
    Checked banking, updated sheet
    Updated present list with some gifts Iíve bought, do a bit of research on a few more
    One week until payday, check next months budgets.
    Quick tidy round, didnít manage hoover yesterday
    No washing today but will put a load on ready for overnight as tomorrow is meant to be dry
    More tidying of spare room
    7 items due to finish on fleabay tonight, will be watching in anticipation quite a few have a number of watchers, letís hope they turn to bidders
    Walk or maybe out on my bike later if I get the chance.
    Freeze half the cake I made yesterday
    Butter wrapper in the fridge to use to grease cake tins

    Enjoy your day everyone.
    • Happy Kitties
    • By Happy Kitties 7th Oct 17, 8:14 AM
    • 374 Posts
    • 3,044 Thanks
    Happy Kitties
    Awwww thank you DNMS. Would quote what you have said but I don't know how to do it!!!!!
    Thank you to all u lovely guys that took time to comment. Not playing on my mind now so much as I just think at least it didn't hit the mum and toddler.

    Have been told I can get the car fixed for £100 but then I have to wait to get the £100 back. Said no thanks I would wait, especially with Christmas speeding up on us at a fast rate.

    I have now got a cough and im chesty-this is my body's knee jerk response to extreme stress. Had to get up at 6am even though I really didnt want to but I was really really needing a cuppa-4 cuppas later and im much happier.

    Sold a book on Amaz@n last night. I was gobsmacked, esp as I don't know how I ended up with the book in the first place and it was missing a 'CD' part to it.
    Didn't sell for a lot but every little helps.
    Going to get ready to go out in a minute for cat litter. Need to update my spends book today.
    Treated myself to a YS Indian meal for 2 yesterday. That will do me a couple of meals. Really looking forward to it, hopefully it will clear the tubes and get rid of the chestyness as generally i feel good in myself.
    Miserable and drizzly outside so had to put the heating on this morning but I'm going to switch it off in the minute. I can't cope with it on all day.
    Did my cat food top up yesterday and also got one item for my Christmas stash-the half price chocolates down to £1.50(used my voucher aswell £3 off). I try and get one item a week to go in my Christmas cupboard- that usually lasts me well into January. I didn't realise but DD is home for a lot longer on January than expected. I'm still thinking 'school' not 'uni' so extra stocks are definately going to be needed
    Have a great day everyone x
    2017 birthday savings so far thru shopping frugally = 228.72 284.31 306.81 481.15:money.
    April grocery challenge £171.21/ £200 May GC £248.47/£190 June GC £87.69/ £190
    • carrielovesfanta
    • By carrielovesfanta 7th Oct 17, 9:05 AM
    • 1,301 Posts
    • 9,556 Thanks
    carrielovesfanta
    Morning all

    HK - sorry to hear about the car stress.
    Big hugs to everyone else

    Ended up being a busy "weekend". I'm not sure why but it was one of those ones where you're just going around places all the time. Took a trip into nearby small city for yarn for the October instalment of sunshine and showers (got to the end of the row last night and realised I'd miscounted and had to frog the whole thing. *sigh*). Tried on a pair of incredibly joyful boots, but they didn't sit right, so money saved there.

    Yesterday drove to popular Victorian seaside town to get OH's hair cut. It's an hour drive, but an interesting one, which we do every 6 weeks for OH.

    All the meal planning/calorie counting is incredibly MSE. Can't even have a hot choc, let alone a meal out so only spends are a couple of black coffees! Expecting higher utility bills though from all the cooking and washing up hahaha.

    today's mission:
    • Meals from plan
    • Log cals in free counter - done
    • Charge phone in work - done
    • Tell time wasting FB buyer that I'm going to sell the item to someone else. 4 NO SHOWS IS NOT ACCEPTABLE
    • Run at lunchtime before the rain really sets in - no way. It's miserable out there!
    • Rare Sat night off for OH so do something fun together (OH wants to have a gaming night)
    • No drinkies (over 2 weeks now and still not feeling hard done by)
    • Hopefully OH will do some cleaning because the house is a pigsty
    • Look up how to fix the gmail push notifications on Android Nougat - done
    • Relist some ebay/FB items - done
    • download new freebie chores app as am not getting notifications from the current one. - done. Seems to work so far. Am putting the chores into it
    Have a good one all

    clf x
    Last edited by carrielovesfanta; 07-10-2017 at 3:22 PM.
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31

    SAVINGS: £9433.44
    • determined new ms
    • By determined new ms 7th Oct 17, 11:51 AM
    • 6,609 Posts
    • 38,118 Thanks
    determined new ms
    Morning guys ahhhhhhhhh breath, it's the weekend!

    Have been to the lottie this morning picked raspberries - I have discovered these are my favourite thing to grow at the moment - more runner beans, 2 little courgettes (can't believe these are still fruiting!) and a whole load of chard to eat today Dug for about an hour, did a good bit of clearing. It's starting to not look like a weedy jungle

    Have done a load of washing. Think I'll hang it out but little hope of it drying, although now I've said that the sun looks like it's trying to come out

    Have been sat knitting while oh & madam play snap

    Going to get ready and go for a walk along the sea front and stop at park about 1/2 way. Madam scooting

    Might have a games evening/film with oh

    vacuum d/s

    think I'll bake a velvet cake later

    ah just as I like it. Mostly relaxing things
    DF as at 30/12/16
    Wombling '16 £287.33 Roadkill £28.25
    Wombling YTD £2982.2/Roadkill £8.63
    SFDs Oct 13/15 CC saved £2372.50
    • La escocesa
    • By La escocesa 7th Oct 17, 1:27 PM
    • 2,929 Posts
    • 18,530 Thanks
    La escocesa
    Hi everyone

    Sounds like a lovely day DNMS!

    I'm not long home - staying at a pal's house last night after my other pal's 40th. Was a lovely night, but gosh what a mix of drinks I had Such a headache now.

    The house is a complete tip but I just don't have the energy for it... Might join you on the box set business mumofthetwins!

    I need to sort banking/YNAB and see where I am - I took cash out last night but then ended up switching some bits as I had no change...

    Hmmm, not much else tbh!!!
    • carrielovesfanta
    • By carrielovesfanta 7th Oct 17, 1:39 PM
    • 1,301 Posts
    • 9,556 Thanks
    carrielovesfanta
    Hi everyone

    Sounds like a lovely day DNMS!

    I'm not long home - staying at a pal's house last night after my other pal's 40th. Was a lovely night, but gosh what a mix of drinks I had Such a headache now.

    The house is a complete tip but I just don't have the energy for it... Might join you on the box set business mumofthetwins!

    I need to sort banking/YNAB and see where I am - I took cash out last night but then ended up switching some bits as I had no change...

    Hmmm, not much else tbh!!!
    Originally posted by La escocesa

    Fizzigood make feel nice!


    (for those of you unfamiliar with Black Books, that means I recommend Alka Seltzer!)
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31

    SAVINGS: £9433.44
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