Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • MikeSuperZone
    • By MikeSuperZone 30th Sep 17, 10:52 PM
    • 24Posts
    • 8Thanks
    MikeSuperZone
    Home Insurance Fire Claim Diary
    • #1
    • 30th Sep 17, 10:52 PM
    Home Insurance Fire Claim Diary 30th Sep 17 at 10:52 PM
    Day 1
    Fire at house next door.
    Police and Fire Service have to break our front door to check if there are any occupants and if the fire had spread to our house, as we were not home. Thanks to the Police and Fire Service, fortunately no one was hurt.
    Our house is full of smoke, have to open all the windows and doors, front door can be locked from inside but not from outside.
    Legal and General said that it is not an emergency as the front door can still be locked from the inside.
    ARM Locksmiths has no available replacement parts, will order for installation.
    Vacuum cleaned floor, will have to sleep with smoke smell even with bedroom windows open.
Page 1
    • MikeSuperZone
    • By MikeSuperZone 30th Sep 17, 10:54 PM
    • 24 Posts
    • 8 Thanks
    MikeSuperZone
    • #2
    • 30th Sep 17, 10:54 PM
    • #2
    • 30th Sep 17, 10:54 PM
    Day 2
    Clean kitchen and wash plates and cutleries.
    Bedding and clothes in the laundry.
    • baza52
    • By baza52 1st Oct 17, 1:22 AM
    • 2,001 Posts
    • 1,954 Thanks
    baza52
    • #3
    • 1st Oct 17, 1:22 AM
    • #3
    • 1st Oct 17, 1:22 AM
    Day 3
    You realise the people next door are having a much harder time than you are.
    You also start to think how fortunate your family are that nobody was hurt.

    Day 4
    You remember you can lock the front door from inside and exit from the back door locking it behind you.......

    How much are you after? ££££
    • dacouch
    • By dacouch 1st Oct 17, 10:06 AM
    • 20,228 Posts
    • 12,473 Thanks
    dacouch
    • #4
    • 1st Oct 17, 10:06 AM
    • #4
    • 1st Oct 17, 10:06 AM
    Keep all of your receipts
    • MikeSuperZone
    • By MikeSuperZone 1st Oct 17, 6:36 PM
    • 24 Posts
    • 8 Thanks
    MikeSuperZone
    • #5
    • 1st Oct 17, 6:36 PM
    • #5
    • 1st Oct 17, 6:36 PM
    Day 3
    Continue to keep the door and windows open.
    • FutureGirl
    • By FutureGirl 1st Oct 17, 7:14 PM
    • 949 Posts
    • 380 Thanks
    FutureGirl
    • #6
    • 1st Oct 17, 7:14 PM
    • #6
    • 1st Oct 17, 7:14 PM
    I'm confused as to the intent of this post?
    • MikeSuperZone
    • By MikeSuperZone 1st Oct 17, 8:26 PM
    • 24 Posts
    • 8 Thanks
    MikeSuperZone
    • #7
    • 1st Oct 17, 8:26 PM
    • #7
    • 1st Oct 17, 8:26 PM
    Day 4
    Legal and General said Cunningham Lindsey will look after my claim.
    Cunningham Lindsey will visit me on Day 6, they asked Belfor today to clean the property.
    Belfor will assess the required cleaning work also on Day 6.
    • Blibble
    • By Blibble 1st Oct 17, 9:12 PM
    • 210 Posts
    • 95 Thanks
    Blibble
    • #8
    • 1st Oct 17, 9:12 PM
    • #8
    • 1st Oct 17, 9:12 PM
    How have day 3 and 4 happened on 1st October?
    • eddddy
    • By eddddy 2nd Oct 17, 10:55 AM
    • 5,271 Posts
    • 4,910 Thanks
    eddddy
    • #9
    • 2nd Oct 17, 10:55 AM
    • #9
    • 2nd Oct 17, 10:55 AM
    I'm confused as to the intent of this post?
    Originally posted by FutureGirl
    I guess a number of people will be interested, and it's not doing any harm.

    FWIW, my prediction is that a number of other posters will become sneering and offensive, and therefore MikeSuperZone will give up.

    How much are you after? ££££
    Originally posted by baza52
    • MikeSuperZone
    • By MikeSuperZone 2nd Oct 17, 11:12 PM
    • 24 Posts
    • 8 Thanks
    MikeSuperZone
    Day 6
    ARM Locksmiths has now fully fixed the front door.
    Cunningham Lindsey and Belfor has assessed the required works at the property.
    • baza52
    • By baza52 3rd Oct 17, 12:43 AM
    • 2,001 Posts
    • 1,954 Thanks
    baza52
    where is day 5?
    • MikeSuperZone
    • By MikeSuperZone 4th Oct 17, 10:27 PM
    • 24 Posts
    • 8 Thanks
    MikeSuperZone
    Day 11
    Cunningham Lindsey has called to say that they have appointed Belfor for all cleaning works, and A&A Construction for all restoration works.
    • MikeSuperZone
    • By MikeSuperZone 5th Oct 17, 10:19 PM
    • 24 Posts
    • 8 Thanks
    MikeSuperZone
    Day 12
    Belfor has called to schedule cleaning on the property for 5 days, from Day 17 up to Day 21.
    A&A Construction has called to visit the property on Day 18 to assess the scope of restoration works.
    • MikeSuperZone
    • By MikeSuperZone 7th Oct 17, 9:13 PM
    • 24 Posts
    • 8 Thanks
    MikeSuperZone
    Day 17
    Belfor did some preliminary cleaning to our house. However, they decided to stop cleaning after a few hours as they said that our house is going to get dirty again if the next-door-fire-damaged house is to undergo restoration, although no one knows when the restoration works is going to start and how long it will take to fully restore the next-door-fire-damaged house. They said that they have to do this as they are also looking after the insurer’s interests, as our insurer will have to pay twice for cleaning our property.
    Is this the thought process of Belfor as ordered by the insurer? Have we not waited enough to get our property cleaned and now we have to wait for the next-door-fire-damaged house to be fully restored, although we’ve done a lot of cleaning already, but the smoke smell/soot in our house is still noticeable?
    I’m not sure how our house is going to get dirty during restoration works of the next-door-fire-damaged house. Surely any dust/debris resulting from the restoration works of the next-door-fire-damaged house has to be mitigated/controlled by the restorer otherwise this is a health and safety issue that has to be addressed by the next-door-fire-damaged house principal contractor.
    • MikeSuperZone
    • By MikeSuperZone 8th Oct 17, 11:11 PM
    • 24 Posts
    • 8 Thanks
    MikeSuperZone
    Day 18
    Called Cunningham Lindsey to ask Belfor to proceed with the cleaning works.
    A&A Construction assessed the required works at the property.
    • takman
    • By takman 8th Oct 17, 11:34 PM
    • 2,709 Posts
    • 2,254 Thanks
    takman
    This is quite a strange thread considering the OP has ignored all other posters.

    I wonder if they actually understand what the purpose of a forum is and how did they decided posting on a forum is the best way to keep this diary.

    Although everything seems to be dragging out abit considering the issues seem to consist of a broken front door (fixed on day 6) and the house smells of smoke.
    • baza52
    • By baza52 9th Oct 17, 12:16 AM
    • 2,001 Posts
    • 1,954 Thanks
    baza52
    the timeline does not make sense either, Is this diary for something that happened in the past as the days are jumping rather oddly. We have nearly weeks of dates posted in just over a week.
    • Blibble
    • By Blibble 9th Oct 17, 7:05 AM
    • 210 Posts
    • 95 Thanks
    Blibble
    the timeline does not make sense either, Is this diary for something that happened in the past as the days are jumping rather oddly. We have nearly weeks of dates posted in just over a week.
    Originally posted by baza52
    I'm thinking this might be a respective diary - OP may have had a claim a while back and is uploading their story now? Bit of clarification from OP would assist, as there's nothing anyone could really contribute at this stage!
    • MikeSuperZone
    • By MikeSuperZone 9th Oct 17, 10:47 PM
    • 24 Posts
    • 8 Thanks
    MikeSuperZone
    Thanks for all the interest, the claim is still ongoing, please bear with me as the diary is still in the past, but will eventually lead to the present. I can only write on evenings, at the same time write chase emails to the stakeholders. I am hoping to sleep too when I'm not thinking about this.
    • MikeSuperZone
    • By MikeSuperZone 9th Oct 17, 10:53 PM
    • 24 Posts
    • 8 Thanks
    MikeSuperZone
    This is quite a strange thread considering the OP has ignored all other posters.

    I wonder if they actually understand what the purpose of a forum is and how did they decided posting on a forum is the best way to keep this diary.

    Although everything seems to be dragging out abit considering the issues seem to consist of a broken front door (fixed on day 6) and the house smells of smoke.
    Originally posted by takman

    I hope that you wouldn't have to live in a house which smells of smoke
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,219Posts Today

7,371Users online

Martin's Twitter
  • RT @LordsEconCom: On Tuesday Martin Lewis, Hannah Morrish & Shakira Martin gave evidence to the Cttee. Read the full transcript here: https?

  • Ta ta for now. Half term's starting, so I'm exchanging my MoneySavingExpert hat for one that says Daddy in big letters. See you in a week.

  • RT @thismorning: Can @MartinSLewis' deals save YOU cash? ???? https://t.co/igbHCwzeiN

  • Follow Martin