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  • FIRST POST
    • TBC15
    • By TBC15 29th Sep 17, 2:08 PM
    • 373Posts
    • 169Thanks
    TBC15
    Great British Invest off or Passive V Active Updates
    • #1
    • 29th Sep 17, 2:08 PM
    Great British Invest off or Passive V Active Updates 29th Sep 17 at 2:08 PM
    For those who are curious to compare their Passive or Active investment strategies I'm starting a new thread today with monthly updates (Bottom lines only in £).

    For details see http://forums.moneysavingexpert.com/showthread.php?t=5719517

    Monthly updates on portfolio values should be posted here

    Active______ OCT__NOV__DEC__JAN

    Ams25________2.1__2.2__2.9__3.2

    chrisgg______4.8__5.6__7.2__8.0

    cloud_dog_OH

    Finellah_____2.2__1.8__3.4__4.1

    Linton G_____3.5__3.8__6.1__7.7

    Linton WP____0.6__0.7__1.4__0.5

    Prism G______5.5__6.0__7.5__9.3

    TBC15________5.9__5.7__8.1__9.3

    Thrugelmir___5.1__3.9__3.4__4.1



    Passive

    A_T BB_______---__---__4.0__3.1

    Ams25________2.1__1.9__3.4__2.9

    BLB53________2.1__1.9__3.4__2.9

    bostonerimus_1.6__3.2__4.3__7.9

    bostoner£____2.7__2.5__3.5__1.9

    FinellahVLS80_2.3_2.0__3.9__3.8


    For Reference Passive Vanguard

    FTSEGlobalAllC3.1_3.2__4.9__5.1
    Last edited by TBC15; 03-02-2018 at 4:21 PM. Reason: update
Page 2
    • Linton
    • By Linton 1st Dec 17, 9:31 AM
    • 9,018 Posts
    • 9,098 Thanks
    Linton
    ......
    Obviously your objective is to earn returns of dollars rather than pounds and everyone here is investing with different objectives anyway, but it does make a bit of a mess of comparing the results of [style a] vs [style b] if the measurement of success is in a different currency for one person than it is for another.
    Originally posted by bowlhead99
    Yes - I suspect it's the questions raised and the insights gained by this exercise which will prove to be more useful than the crude results and make it worth doing.
    • Prism
    • By Prism 1st Dec 17, 10:10 AM
    • 181 Posts
    • 127 Thanks
    Prism
    Prism Global is 105988

    Although I have about 30% in tech and china which has taken a hit over the last few days I also have a good amount in consumer, industrials and healthcare which has allowed for a small positive increase in November
    • bostonerimus
    • By bostonerimus 1st Dec 17, 2:08 PM
    • 1,537 Posts
    • 983 Thanks
    bostonerimus
    Interesting, on the face of it the percentages look more positive than TBC and BLB who both got negative results over the month and TBC said it was a bit disappointing.

    But if we keep score in the same currency: your $103179 at £0.7404 to the dollar is now only worth £76,396 ; whereas the end of October your $101548 at £0.7532 to the dollar was £76482 invested ; a loss of a few hundred pounds of value over the month of November even though all your holdings were positive in your currency of measurement.

    Obviously your objective is to earn returns of dollars rather than pounds and everyone here is investing with different objectives anyway, but it does make a bit of a mess of comparing the results of [style a] vs [style b] if the measurement of success is in a different currency for one person than it is for another.
    Originally posted by bowlhead99
    I'm investing with dollars in US domiciled funds and spending dollars, those in the UK are using pounds, so just comparing the percentage gains in the currency we spend seems an appropriate way to gauge relative success.

    November was similar to October for me, but little can be learned from results over just 2 months. I expect to be in the middle for gains over the long haul......some active portfolios will beat my lazy index approach and some will do worse.
    Misanthrope in search of similar for mutual loathing
    • Linton
    • By Linton 1st Dec 17, 3:14 PM
    • 9,018 Posts
    • 9,098 Thanks
    Linton
    I'm investing with dollars in US domiciled funds and spending dollars, those in the UK are using pounds, so just comparing the percentage gains in the currency we spend seems an appropriate way to gauge relative success.
    .....
    Originally posted by bostonerimus
    It depends what you use the results for. If a £-based investor were to simply copy your portfolio their reported returns would be rather different. Which ones are "correct" for the purposes of judging the relative success of the portfolio?
    • finellah
    • By finellah 1st Dec 17, 4:02 PM
    • 22 Posts
    • 2 Thanks
    finellah
    FinellahVLS80 2.0
    Finellah 1.8
    • TBC15
    • By TBC15 1st Dec 17, 4:25 PM
    • 373 Posts
    • 169 Thanks
    TBC15
    Bostonerimus, Linton would you care to join me on the discussion thread.

    In 10 yrs time when this exercise has any relevance we will be glad we didn!!!8217;t plant the spuds with Sitka spruce.
    Last edited by TBC15; 01-12-2017 at 5:34 PM. Reason: Apparently I still can’t spell
    • Thrugelmir
    • By Thrugelmir 1st Dec 17, 6:09 PM
    • 57,408 Posts
    • 50,702 Thanks
    Thrugelmir
    It depends what you use the results for. If a £-based investor were to simply copy your portfolio their reported returns would be rather different. Which ones are "correct" for the purposes of judging the relative success of the portfolio?
    Originally posted by Linton
    As Bostonerimus posted, he is investing in $ though. Potentially would take an opposing view to ourselves. As exchange rates don't just move against the £ but all other major currencies. I know large swings in exchange rates influence my investment trading decisions. This is just a bit of fun after all.
    Financial disasters happen when the last person who can remember what went wrong last time has left the building.
    • chrisgg
    • By chrisgg 2nd Dec 17, 11:18 AM
    • 53 Posts
    • 48 Thanks
    chrisgg
    A modest 0.8% for me. Continental European holdings struggled.
    • ams25
    • By ams25 4th Dec 17, 8:50 PM
    • 135 Posts
    • 150 Thanks
    ams25
    AMS25 active - 102203

    AMS25 passive - 101875


    not a great month for either, but active edged this time.
    • Thrugelmir
    • By Thrugelmir 30th Dec 17, 12:13 AM
    • 57,408 Posts
    • 50,702 Thanks
    Thrugelmir
    End of Year

    Don't let your Granny loose at the dogs SIPP £103,375
    (+3.37%).

    Cash Balance Held £1,249.18p. ( Dividends/income accrued and paid)

    Now that the cash in hand balance exceeds £1k. I intend investing the available money in the same stock (same price plus dealing commission and stamp duty) as I next purchase in January for my actual SIPP. Will result in a divergence between the portfolios though will reflect actual trades.
    Financial disasters happen when the last person who can remember what went wrong last time has left the building.
    • TBC15
    • By TBC15 30th Dec 17, 3:38 AM
    • 373 Posts
    • 169 Thanks
    TBC15
    A Happy and prosperous New Year To you all.

    Dec 2017 results

    TBC15 £108,091 8.1%
    BLB53 £103,360 3.4%
    • finellah
    • By finellah 30th Dec 17, 9:00 AM
    • 22 Posts
    • 2 Thanks
    finellah
    FinellahVLS80 3.9
    Finellah 3.4
    • Prism
    • By Prism 30th Dec 17, 5:41 PM
    • 181 Posts
    • 127 Thanks
    Prism
    Prism Global

    107516 - 7.5%
    • Linton
    • By Linton 30th Dec 17, 5:44 PM
    • 9,018 Posts
    • 9,098 Thanks
    Linton
    Linton Growth: £106078
    Linton Wealth preservation: £101419

    Out of interest VLS100 - 100000/103016/102655/104727

    Note that in the past month (5th December) I sold out of one fund in the Growth portfolio and distributed the proceeds to a couple of the others. I also added in £200 spare cash. How to deal with this on the Invest-off isnt clear. What I did was....

    1) Reset the % fund allocations to match what the actual portfolio was showing on the 6th December.
    2) Reset the total in the Invest-off portfolio to match the Internal Rate of Return on the actual portfolio since 30th September up to the 6th December.

    New allocation:

    Artemis Global Growth - 18.5%
    Schroder QEP US Core Inst Acc - 15.9%
    Threadneedle European Small Companies - 11.78%
    Fidelity Asian Values Trust - 9.62%
    F&C US Smaller Companies C Inc - 7.74%
    Jupiter European Opportunities Trust - 7.47%
    JPM Natural Resources C Acc - 7.09%
    Baillie Gifford Japanese Smaller Companies B Acc - 5.79%
    Marlborough UK Special Situations - 5.14%
    Blackrock Frontiers Investment Trust - 4.33%
    Neptune UK Mid Cap C Acc - 4.07%
    AXA Framlington Health Z Acc - 2.57%
    Last edited by Linton; 30-12-2017 at 5:46 PM.
    • bostonerimus
    • By bostonerimus 1st Jan 18, 2:06 PM
    • 1,537 Posts
    • 983 Thanks
    bostonerimus
    Here are my dollar denominated returns. Over the last 3 last months I'm up 4.27%. So ticking along probably in the middle of the pack. It will be interesting to see what happens in 2018.

    Year Month (VTSAX) (VTIAX) (VBTLX) Total Return Month End Balance

    2017 10 2.17% 1.94% 0.12% 1.51% $101510
    2017 11 3.04% 0.80% -0.16% 1.64% $103180
    2017 12 1.01% 2.07% 0.45% 1.05% $104270
    Misanthrope in search of similar for mutual loathing
    • A_T
    • By A_T 1st Jan 18, 2:49 PM
    • 313 Posts
    • 191 Thanks
    A_T
    Trustnet reports that A_T's British Bulldog portfolio is up 4.00% since 30.09.2017
    • chrisgg
    • By chrisgg 5th Jan 18, 8:00 PM
    • 53 Posts
    • 48 Thanks
    chrisgg
    1.5% in December for me.

    Have made one change to my portfolio adding in Artemis US Smaller Companies in place of Threadneedle American.
    • Prism
    • By Prism 5th Jan 18, 11:41 PM
    • 181 Posts
    • 127 Thanks
    Prism
    1.5% in December for me.

    Have made one change to my portfolio adding in Artemis US Smaller Companies in place of Threadneedle American.
    Originally posted by chrisgg
    The rest of us are reporting totals - i assume that 1.5% is just for December?
    • TBC15
    • By TBC15 6th Jan 18, 3:32 AM
    • 373 Posts
    • 169 Thanks
    TBC15
    I!!!8217;ll hold back with the update until we get clarification.
    • ams25
    • By ams25 6th Jan 18, 9:19 AM
    • 135 Posts
    • 150 Thanks
    ams25
    Delayed update but based on Jan 1 postion courtesy of Trustnet screenshot!

    Ams25 60:40 active (since end Sep) 102873

    Vanguard 60. 103360

    So passive has pulled ahead at the 3 month mark. Remember I have mirrored the weightings of vls60 but used active funds in place of index trackers.

    Best performers on c.10% are Fidelity Emerging and Legg mason IF Japan. Biggest drag Woodford UK income.
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