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  • FIRST POST
    • TBC15
    • By TBC15 29th Sep 17, 2:08 PM
    • 261Posts
    • 87Thanks
    TBC15
    Great British Invest off or Passive V Active Updates
    • #1
    • 29th Sep 17, 2:08 PM
    Great British Invest off or Passive V Active Updates 29th Sep 17 at 2:08 PM
    For those who are curious to compare their Passive or Active investment strategies I’m starting a new thread today with monthly updates (Bottom lines only in £).

    For details see http://forums.moneysavingexpert.com/showthread.php?t=5719517

    Monthly updates on portfolio values should be posted here

    Active______ OCT__NOV

    Ams25________2.1__2.2

    chrisgg______4.8__0.8

    Finellah_____2.2__1.8

    Linton G_____3.5__3.8

    Linton WP____0.6__0.7

    Prism G______5.5__6.0

    Ray Sing_BlueTBA__

    TBC15________5.9__5.7

    Thrugelmir___5.1__3.9


    Passive

    A_T BB_______TBA__

    Ams25________2.1__1.9

    BLB53________2.1__1.9

    bostonerimus_1.6__3.2

    bostoner£____1.5__1.4

    FinellahVLS80_2.3_2.0
    Last edited by TBC15; 05-12-2017 at 4:11 AM. Reason: update
Page 1
    • ams25
    • By ams25 29th Sep 17, 2:58 PM
    • 100 Posts
    • 85 Thanks
    ams25
    • #2
    • 29th Sep 17, 2:58 PM
    Performance
    • #2
    • 29th Sep 17, 2:58 PM
    Historical performance of VLS60 vs AMS25 Active LS 60

    So having entered my above portfolio into Trustnet (keen I know) I get this performance outcome:

    VLS60------- AMS25 Active

    6m... 1.3%---- 6.1%
    1yr... 6.9%----- 13.3%
    3yrs... 31.5%.... 55.0%

    For what it is worth the Trustnet FE risk score is 61 for VLS60 and 63 for my portfolio.. which is surprisingly close and provides some comfort that this is a viable comparison.

    Will provide the updates here as we move forward.

    Perhaps unfortunately, this is not my total portfolio which is more balanced/cautious overall (but it does mean I sleep better at night)
    • Thrugelmir
    • By Thrugelmir 29th Sep 17, 3:06 PM
    • 56,183 Posts
    • 49,567 Thanks
    Thrugelmir
    • #3
    • 29th Sep 17, 3:06 PM
    • #3
    • 29th Sep 17, 3:06 PM

    Perhaps unfortunately, this is not my total portfolio which is more balanced/cautious overall (but it does mean I sleep better at night)
    Originally posted by ams25
    Likewise, hence my SIPP is pro-active. I'll add my portfolio later on in the weekend.
    “Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble”
    ― Warren Buffett
    • TBC15
    • By TBC15 29th Sep 17, 4:12 PM
    • 261 Posts
    • 87 Thanks
    TBC15
    • #4
    • 29th Sep 17, 4:12 PM
    • #4
    • 29th Sep 17, 4:12 PM
    I was hoping to keep this section free just for Monthly bottom lines with Portfolios in the Portfolios thread section.



    Thrugelmir when you work out your mix could you post it in the Portfolio section Please.
    Last edited by TBC15; 29-09-2017 at 4:20 PM. Reason: Removed suggestion to ams25
    • Thrugelmir
    • By Thrugelmir 1st Oct 17, 6:25 PM
    • 56,183 Posts
    • 49,567 Thanks
    Thrugelmir
    • #5
    • 1st Oct 17, 6:25 PM
    • #5
    • 1st Oct 17, 6:25 PM
    Will do.
    “Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble”
    ― Warren Buffett
    • TBC15
    • By TBC15 1st Nov 17, 2:39 AM
    • 261 Posts
    • 87 Thanks
    TBC15
    • #6
    • 1st Nov 17, 2:39 AM
    • #6
    • 1st Nov 17, 2:39 AM
    Results for October are encouraging.
    TBC15 £105933
    BLB53 £102071
    • bostonerimus
    • By bostonerimus 1st Nov 17, 4:18 AM
    • 1,212 Posts
    • 668 Thanks
    bostonerimus
    • #7
    • 1st Nov 17, 4:18 AM
    • #7
    • 1st Nov 17, 4:18 AM
    Here's mine
    VTBLX -0.09%
    VTIAX +1.94%
    VTSAX +2.17%

    So Values are
    VTBLX $24977
    VTIAX $25485
    VTSAX $51086

    Total $101548 or +1.55%
    Last edited by bostonerimus; 01-11-2017 at 4:36 AM.
    Misanthrope in search of similar for mutual loathing
    • Linton
    • By Linton 1st Nov 17, 7:26 AM
    • 8,614 Posts
    • 8,578 Thanks
    Linton
    • #8
    • 1st Nov 17, 7:26 AM
    • #8
    • 1st Nov 17, 7:26 AM
    Linton Growth - £103517
    Linton wealth preservation - £100611
    • ams25
    • By ams25 1st Nov 17, 11:32 AM
    • 100 Posts
    • 85 Thanks
    ams25
    • #9
    • 1st Nov 17, 11:32 AM
    AMS25 Active (vs Vanguard Lifestyle 60:40)
    • #9
    • 1st Nov 17, 11:32 AM
    My active 60:40 portfolio, with the same stock/bond and regional asset allocations as Vanguard 60:40:

    AMS25 60:40: 102,085 +2.09%
    Vanguard 60:40: 102,071 + 2.07%

    could not be closer.....

    The AMS25 equity only (60%) performance was +2.94%, and the bond component +0.77%
    best performers on approx 5%+ each were Fidelity Emerging, Fundsmith and Stewart Asia Pac Leaders. Laggards on approx 0.5% were Woodford Equity Income and JO Hambro CM opps.

    Data is according to Trustnet from 29/9 to 1/11, which also gives a 1 year performance number of 15.2% for the AMS25 60:40 and 8.3% for Vanguard LS 60:40. It will be interesting to see if this out performance is still intact in a year's time.
    Last edited by ams25; 01-11-2017 at 1:58 PM.
    • finellah
    • By finellah 1st Nov 17, 4:35 PM
    • 14 Posts
    • 0 Thanks
    finellah
    My ISA (+/-65% equity): 102205 (2.205%), FWIW Trustnet Volatility 6.8
    JISA (VLS80): 102334 (2.334%), Trustnet Volatility 7.94
    Last edited by finellah; 01-11-2017 at 4:48 PM.
    • Thrugelmir
    • By Thrugelmir 1st Nov 17, 6:07 PM
    • 56,183 Posts
    • 49,567 Thanks
    Thrugelmir
    Don't let your Granny loose at the dogs SIPP £105,136 (+5.14%).

    Highlights

    Jarvis Securities +21.77%
    Acorn Income Fund +6.15%
    BP Marsh +5.93%
    Schroder Oriental +5.87%
    Henderson FE Income +5.48%

    Diverse Income -1.84%

    Cash Balance Held £470. ( Dividends/income accrued and paid)
    Last edited by Thrugelmir; 01-11-2017 at 6:16 PM.
    “Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble”
    ― Warren Buffett
    • chrisgg
    • By chrisgg 1st Nov 17, 6:43 PM
    • 24 Posts
    • 15 Thanks
    chrisgg
    GBP Profit/Loss: £4,826.26 / Value: £104,826.26 for my 100% equity portfolio.

    Biggest gainer Polar Capital Tech Trust (+9.1%), biggest loser Princess Private Equity (-0.6%).
    Last edited by chrisgg; 01-11-2017 at 6:46 PM.
    • aj9648
    • By aj9648 1st Nov 17, 9:19 PM
    • 1,106 Posts
    • 99 Thanks
    aj9648
    I’m a fairly newbie to investing

    I’m assuming the vanguard is a passive fund. Any good examples of an active fund.....what kind of charges are associated with an active fund?

    I’m m assuming an active fund Is something A fund manager actively optimises to return value?!!
    • Alexland
    • By Alexland 1st Nov 17, 10:25 PM
    • 731 Posts
    • 461 Thanks
    Alexland
    Yes however the active fund manager doesn't have a crystal ball and often charges higher fees with higher trading costs so on reflection many of us prefer going more passive to get closer to the true market return.
    • TBC15
    • By TBC15 2nd Nov 17, 12:09 AM
    • 261 Posts
    • 87 Thanks
    TBC15
    Hi Folks could we keep this thread clear for just results please. We have an associated discussion thread here

    http://forums.moneysavingexpert.com/showthread.php?t=5719517
    • Thrugelmir
    • By Thrugelmir 30th Nov 17, 5:55 PM
    • 56,183 Posts
    • 49,567 Thanks
    Thrugelmir
    Don't let your Granny loose at the dogs SIPP

    £103,881 ( Month -1.26%; to date +3.88%).

    Includes cash balance of £812. ( Dividends/income accrued and paid to date)
    “Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble”
    ― Warren Buffett
    • TBC15
    • By TBC15 1st Dec 17, 2:54 AM
    • 261 Posts
    • 87 Thanks
    TBC15
    Well, the last couple of days have been disappointing result bottom line for end of Nov

    TBC15 £105726
    BLB53 £101875
    • bostonerimus
    • By bostonerimus 1st Dec 17, 4:10 AM
    • 1,212 Posts
    • 668 Thanks
    bostonerimus
    Here's my performance for November
    VTBLX -0.16%
    VTIAX +0.8%
    VTSAX +3.04%

    Values are now
    VTBLX $24987
    VTIAX $25551
    VTSAX $52641

    Total $103179 or +3.18%
    Misanthrope in search of similar for mutual loathing
    • bowlhead99
    • By bowlhead99 1st Dec 17, 7:44 AM
    • 6,985 Posts
    • 12,575 Thanks
    bowlhead99
    Here's my performance for November
    VTBLX -0.16%
    VTIAX +0.8%
    VTSAX +3.04%

    Values are now
    VTBLX $24987
    VTIAX $25551
    VTSAX $52641

    Total $103179 or +3.18%
    Originally posted by bostonerimus
    Interesting, on the face of it the percentages look more positive than TBC and BLB who both got negative results over the month and TBC said it was a bit disappointing.

    But if we keep score in the same currency: your $103179 at £0.7404 to the dollar is now only worth £76,396 ; whereas the end of October your $101548 at £0.7532 to the dollar was £76482 invested ; a loss of a few hundred pounds of value over the month of November even though all your holdings were positive in your currency of measurement.

    Obviously your objective is to earn returns of dollars rather than pounds and everyone here is investing with different objectives anyway, but it does make a bit of a mess of comparing the results of [style a] vs [style b] if the measurement of success is in a different currency for one person than it is for another.
    Last edited by bowlhead99; 01-12-2017 at 7:47 AM.
    • Linton
    • By Linton 1st Dec 17, 9:24 AM
    • 8,614 Posts
    • 8,578 Thanks
    Linton
    Linton Growth: £103805
    Linton Wealth Preservation: £100745
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