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    • UKParliament
      Verified User verified user
    • By UKParliament Verified User verified user 26th Sep 17, 9:23 AM
    • 684Posts
    • 533Thanks
    Have your say on rent as evidence that people can meet mortgage repayments
    • #1
    • 26th Sep 17, 9:23 AM
    Have your say on rent as evidence that people can meet mortgage repayments 26th Sep 17 at 9:23 AM
    Do you think lenders should use rent payments as evidence that people can meet mortgage repayments?

    MPs want to hear your views on a petition calling for paying rent to be enough proof that people are able to meet mortgage repayments. The petition reads:

    “Make paying rent enough proof that you are able meet mortgage repayments

    Since living on my own I have paid £70,000+ in rent on time yet still struggle to get a mortgage. Unless you’re getting handouts, wealthy or in receipt of inheritance it's almost impossible. I want paying rent on time to be recognized as evidence that mortgage re-payments can be met.”

    In particular, the Petitions Committee want to hear your views on:
    • Do you agree with the petition? Why/ why not?
    • What other things do you think mortgage lenders should take into account when assessing eligibility?
    • How much do you think the UK Government and Parliament should interfere with the eligibility criteria mortgage lenders use? Is this a decision that should be made by banks and building societies? Or should the Government and Parliament play a role?

    Contributions posted on this thread before 18 October will be summarised and shared with MPs taking part in a debate on this petition.

    Watch the debate from 4.30pm on Monday 23 October 2017 on Parliament TV.

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    • NineDeuce
    • By NineDeuce 10th Oct 17, 9:54 AM
    • 278 Posts
    • 217 Thanks
    All fine and well if house prices are rising, but if theres a fall?
    Originally posted by glosoli
    Any falls will not represent massive differences to many people trying to get on the housing market. Certainly nobody is going to be as lucky as previous generations...
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