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  • FIRST POST
    • cbmaxyz
    • By cbmaxyz 17th Sep 17, 12:01 AM
    • 22Posts
    • 0Thanks
    cbmaxyz
    How long does a balance transfer take?
    • #1
    • 17th Sep 17, 12:01 AM
    How long does a balance transfer take? 17th Sep 17 at 12:01 AM
    I took out a new credit card on 13th August and need to do a balance transfer by 11th October to get a bonus. However, the earliest I want to do the transfer is 3rd or 4th October (because of a big payment I'm making at the start of October), which is just 7 or 8 days before the deadline. Will this leave enough time? I'll be transferring from Barclaycard to HSBC.
Page 1
    • tempus_fugit
    • By tempus_fugit 17th Sep 17, 12:22 AM
    • 293 Posts
    • 283 Thanks
    tempus_fugit
    • #2
    • 17th Sep 17, 12:22 AM
    • #2
    • 17th Sep 17, 12:22 AM
    Difficult to say as they can vary in timescale. I did one recently and it took around a week to go through, so that might be cutting it a bit fine.
    Retired at age 56 after having "light bulb moment" due to reading MSE and it's forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.
    • Ben8282
    • By Ben8282 18th Sep 17, 1:38 AM
    • 2,070 Posts
    • 912 Thanks
    Ben8282
    • #3
    • 18th Sep 17, 1:38 AM
    • #3
    • 18th Sep 17, 1:38 AM
    That will probably be just about OK. What is the bonus that you are expecting and from who?
    • bengalknights
    • By bengalknights 18th Sep 17, 8:47 AM
    • 4,158 Posts
    • 1,519 Thanks
    bengalknights
    • #4
    • 18th Sep 17, 8:47 AM
    • #4
    • 18th Sep 17, 8:47 AM
    Upto 5 days is usually the average time it takes
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