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  • FIRST POST
    • wtknsstp
    • By wtknsstp 16th Sep 17, 11:31 AM
    • 13Posts
    • 1Thanks
    wtknsstp
    Car hit when parked advice please
    • #1
    • 16th Sep 17, 11:31 AM
    Car hit when parked advice please 16th Sep 17 at 11:31 AM
    Hi
    My wife's car was hit when parked on the road and we noticed it a few days later as she no longer drives it due to recently changing jobs and getting a company van.

    This was a few weeks ago and we recently had it serviced and asked the mechanic to get some quotes so could see if worth doing privately as no note was left etc.

    It is going to cost around £1000 as needs a new door skin etc

    How long after a non fault accident can we claim through insurance?

    Thanks in advance
Page 1
    • Quentin
    • By Quentin 16th Sep 17, 2:03 PM
    • 33,319 Posts
    • 17,241 Thanks
    Quentin
    • #2
    • 16th Sep 17, 2:03 PM
    • #2
    • 16th Sep 17, 2:03 PM
    If you claim on your insurance it will be a "fault" claim (meaning your insurer cannot recover its outlay off any liable third party)


    You should be able to claim ok - there is no detriment to your insurer that this is a late claim as it always going to be a fault claim had you claimed any earlier (unless your policy stipulates a time limit to claim)
    • molerat
    • By molerat 16th Sep 17, 2:19 PM
    • 17,349 Posts
    • 11,522 Thanks
    molerat
    • #3
    • 16th Sep 17, 2:19 PM
    • #3
    • 16th Sep 17, 2:19 PM
    Does it "need" repairing, what actually needs replacing - can you get a replacement door from a scrapyard / ebay ?
    Last edited by molerat; 16-09-2017 at 2:22 PM.
    www.helpforheroes.org.uk/donations.html
    • wtknsstp
    • By wtknsstp 17th Sep 17, 10:47 AM
    • 13 Posts
    • 1 Thanks
    wtknsstp
    • #4
    • 17th Sep 17, 10:47 AM
    • #4
    • 17th Sep 17, 10:47 AM
    Looked at option of door but looking at £150 for door then 300-400 to fit paint etc.
    We are looking to sell so needs sorting as will be easier to sell and more valuable

    Also wife has company car so not looking to reinsure next year

    Thanks for the advice
    • molerat
    • By molerat 18th Sep 17, 1:11 PM
    • 17,349 Posts
    • 11,522 Thanks
    molerat
    • #5
    • 18th Sep 17, 1:11 PM
    • #5
    • 18th Sep 17, 1:11 PM
    The "right colour" doors are usually available on ebay etc
    www.helpforheroes.org.uk/donations.html
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