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    • Lindos56
    • By Lindos56 14th Sep 17, 11:34 AM
    • 1Posts
    • 0Thanks
    IF credit card!
    • #1
    • 14th Sep 17, 11:34 AM
    IF credit card! 14th Sep 17 at 11:34 AM
    Hi I wonder if anyone else out there has an IF credit card that apparently can't be found on an Equifax credit check? I have had th car for a number of years (last activity 2008) but according to my credit report it doesn't exist. Anyone else had the same or similar issue?
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    • RG2015
    • By RG2015 14th Sep 17, 11:45 AM
    • 303 Posts
    • 107 Thanks
    • #2
    • 14th Sep 17, 11:45 AM
    • #2
    • 14th Sep 17, 11:45 AM
    Old credit cards and bank accounts often do not show on credit reports. This is because the bank or finance house does not have the customer's permission to share their data for old accounts. More recently opened accounts will have permission in the newer terms and conditions.

    Not sure of the precise date this changed and it may vary from bank to bank. I have heard that accounts over twenty years old will not be reported unless they have had a default.
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