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    • moto007
    • By moto007 13th Sep 17, 2:56 PM
    • 6Posts
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    moto007
    best course of action
    • #1
    • 13th Sep 17, 2:56 PM
    best course of action 13th Sep 17 at 2:56 PM
    Hi,
    Currently I am living off of government benefit because of my disability to work due to my medical condition. Currently I am recovering, and benefits is helping me to meet my day to day need.
    Before my surgery I had some loan (under 20,000) and based on bank suggestion I got enrolled in to token plan with step change. Now I got letter from step change saying they cannot support the token plan as it’s more than 2 years, so now either I have to declare bankruptcy or debt management plan. Based on step change calculation (confusing) my surplus is more than 49 pound, so step change ask me to enroll in to debt management plan. How can I go paying off the debt with bare minimum money that I get from benefit? What would be the right move in this case? Any suggestion is appreciated.
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