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    • NaughtiusMaximus
    • By NaughtiusMaximus 13th Sep 17, 1:24 PM
    • 231Posts
    • 516Thanks
    NaughtiusMaximus
    Longest chain
    • #1
    • 13th Sep 17, 1:24 PM
    Longest chain 13th Sep 17 at 1:24 PM
    Out of pure curiosity, what's the longest chain you've ever been in or were aware of?

    In addition has anyone ever known of a chain that was actually a circle, ie where the person at the top of the chain is downsizing to the property at the bottom?
Page 1
    • hazyjo
    • By hazyjo 13th Sep 17, 1:29 PM
    • 9,535 Posts
    • 12,022 Thanks
    hazyjo
    • #2
    • 13th Sep 17, 1:29 PM
    • #2
    • 13th Sep 17, 1:29 PM
    My current chain is 6. Not ideal, but could be worse I suppose...
    2017 wins: Opera tickets; film preview; lipstick; Ideal Home Show tickets + afternoon tea & bottle of Champagne; 2 cases of NKD; notebook; bath rack; books; film Premiere; Broadchurch DVDs; lipbalms; hamper (food/wine/Echo Dot/Jo Malone goodies); Avon lippies; cowhide rug; Windsor luxury break, foundation; Flybe flight
    • davidmcn
    • By davidmcn 13th Sep 17, 1:39 PM
    • 5,806 Posts
    • 5,551 Thanks
    davidmcn
    • #3
    • 13th Sep 17, 1:39 PM
    • #3
    • 13th Sep 17, 1:39 PM
    In addition has anyone ever known of a chain that was actually a circle, ie where the person at the top of the chain is downsizing to the property at the bottom?
    Originally posted by NaughtiusMaximus
    Wasn't that the plot of The Chain?

    http://www.imdb.com/title/tt0088898
    • seven-day-weekend
    • By seven-day-weekend 13th Sep 17, 1:39 PM
    • 29,370 Posts
    • 54,832 Thanks
    seven-day-weekend
    • #4
    • 13th Sep 17, 1:39 PM
    • #4
    • 13th Sep 17, 1:39 PM
    Bought three houses to live in, sold two, never once been in a chain.

    The first one in 1976, we were FTBs and the house was empty because the people had already moved. We sold this in 2015 to FTBs and we had already moved out into our bungalow

    The second, was our Spanish house - it was a Spanish person's holiday home so all they had to do was move the furniture out. Buying it did not depend upon the sale of our UK house. We sold it to another British couple who were buying it as a second home, and we had already returned to our house in the UK.

    The third was our bungalow where we live now, which was a probate sale, so empty. We did not need to sell our house to buy it, so moved in first and then sold.
    To love someone is to learn the song in their heart and to sing it to them when they have forgotten it
    'I believe in Christianity as I believe that the sun has risen. Not only because I see it, but because I see everything by it': C.S. Lewis
    St. Augustine — 'In essentials, unity; in non-essentials, liberty; in all things, charity.'
    • phoebe1989seb
    • By phoebe1989seb 13th Sep 17, 4:16 PM
    • 3,087 Posts
    • 6,338 Thanks
    phoebe1989seb
    • #5
    • 13th Sep 17, 4:16 PM
    • #5
    • 13th Sep 17, 4:16 PM
    Assuming you count every 'link' of the chain, our longest was a chain of five when buying our previous house -

    1) house we were buying was empty (vendors already moved out into her mum's farm), 2) then us, 3) our buyers, 4) their buyers, 5) FTB at the bottom.

    Considering there was a fire that gutted he solicitor's office of one of the links and their mortgage offer went up in smoke, the whole process only took ten weeks from putting ours on the market to completion!

    Otherwise, in seven purchases we've only had short chains of three - as we've frequently bought empty houses and sold to people who were cash buyers with nothing to sell. Also, we've tended to move sideways, as opposed to up or down, price-wise. So -

    1) our purchase, 2) us, 3) our buyer.
    Last edited by phoebe1989seb; 13-09-2017 at 4:18 PM.
    Paid off mortgage early - mortgage-free since age 40 (2007)

    Over £40,000 mis-sold PPI reclaimed
    • dpearson86
    • By dpearson86 13th Sep 17, 4:37 PM
    • 32 Posts
    • 32 Thanks
    dpearson86
    • #6
    • 13th Sep 17, 4:37 PM
    • #6
    • 13th Sep 17, 4:37 PM
    I was told our chain was complete at 6, found out yesterday that was a lie and is up to possibly 8.

    I'm a FTB and me, the people I'm buying from and the next level up were lied to, there is now talk of someone breaking the chain but 12 weeks since the offer yesterday and was told after we found out about the chain lie we could be in "by the end of the year".....
    • silvercar
    • By silvercar 13th Sep 17, 4:41 PM
    • 35,897 Posts
    • 151,133 Thanks
    silvercar
    • #7
    • 13th Sep 17, 4:41 PM
    • #7
    • 13th Sep 17, 4:41 PM
    Out of pure curiosity, what's the longest chain you've ever been in or were aware of?

    In addition has anyone ever known of a chain that was actually a circle, ie where the person at the top of the chain is downsizing to the property at the bottom?
    Originally posted by NaughtiusMaximus
    We circled a chain in order to complete it. We didn't actually move into the bottom of the chain but rented it out.
    • lisyloo
    • By lisyloo 13th Sep 17, 4:51 PM
    • 21,146 Posts
    • 10,138 Thanks
    lisyloo
    • #8
    • 13th Sep 17, 4:51 PM
    • #8
    • 13th Sep 17, 4:51 PM
    Did have a colleague who had a chain of about 7. Was made worse by the fact that his nature was a highly-strung control enthusiast (control freak).


    I would consider renting or moving in with friends in future to become chain free, but is difficult if you have a lot of stuff/kids.
    • ProDave
    • By ProDave 13th Sep 17, 4:57 PM
    • 269 Posts
    • 332 Thanks
    ProDave
    • #9
    • 13th Sep 17, 4:57 PM
    • #9
    • 13th Sep 17, 4:57 PM
    When we were selling, I made it clear we were downsizing so may buy a smaller property (to keep as a buy to let) in the hope that us potentially buying theirs may make our house more attractive.

    Made no difference whatsoever.
    • theGrinch
    • By theGrinch 13th Sep 17, 5:28 PM
    • 2,767 Posts
    • 669 Thanks
    theGrinch
    Personally, 6 to 8 plus Brexit jitters along it - couldn't see the bottom and no one really knew when asked.

    On a different point on another chain - a friend near the top of a chain stepped in to purchase a flat near the bottom to keep it alive.
    "enough is a feast"...old Buddist proverb
    • hazyjo
    • By hazyjo 13th Sep 17, 5:49 PM
    • 9,535 Posts
    • 12,022 Thanks
    hazyjo
    I was told our chain was complete at 6, found out yesterday that was a lie and is up to possibly 8.

    I'm a FTB and me, the people I'm buying from and the next level up were lied to, there is now talk of someone breaking the chain but 12 weeks since the offer yesterday and was told after we found out about the chain lie we could be in "by the end of the year".....
    Originally posted by dpearson86
    It will be a nightmare trying to get in by Christmas as they're mega busy and EVERYONE wants to be in by Christmas. Plus most EAs and solicitors will close for the festive period. Hope they get their finger out so you're in by late Nov/early Dec!


    Watch your mortgage offer too. Most are valid for 6 months (some 3). Don't let it expire - or, if you're getting close, try to extend it (plenty of notice key here!).


    Good luck!
    2017 wins: Opera tickets; film preview; lipstick; Ideal Home Show tickets + afternoon tea & bottle of Champagne; 2 cases of NKD; notebook; bath rack; books; film Premiere; Broadchurch DVDs; lipbalms; hamper (food/wine/Echo Dot/Jo Malone goodies); Avon lippies; cowhide rug; Windsor luxury break, foundation; Flybe flight
    • dpearson86
    • By dpearson86 13th Sep 17, 8:06 PM
    • 32 Posts
    • 32 Thanks
    dpearson86
    I know, the people we were buying from wanted to be in their property asap due to schools.

    Our mortgage offer runs out on Christmas Eve, but I'm pushing for end of November to be honest at the latest. Desperate for it to be sooner.
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