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  • FIRST POST
    • neo265
    • By neo265 13th Sep 17, 10:58 AM
    • 2Posts
    • 0Thanks
    neo265
    Insurance for wooden makeup studio
    • #1
    • 13th Sep 17, 10:58 AM
    Insurance for wooden makeup studio 13th Sep 17 at 10:58 AM
    Hi there. My partner is looking to insure her new wooden studio which is on her parents land and she is having a lot of trouble finding insurance to cover it. Its a SIPS panel construction with UPVC double glazing with electric heating and is enclosed by a large perimeter fence. She uses the studio on average once per week for bridal hair and makeup trials but is furnished/has a small kitchen area and a small WC.

    Has anyone got any recommendations?
Page 1
    • paddyandstumpy
    • By paddyandstumpy 13th Sep 17, 11:20 AM
    • 792 Posts
    • 327 Thanks
    paddyandstumpy
    • #2
    • 13th Sep 17, 11:20 AM
    • #2
    • 13th Sep 17, 11:20 AM
    Contact a broker and ask for commercial property insurance...
    • neo265
    • By neo265 13th Sep 17, 11:31 AM
    • 2 Posts
    • 0 Thanks
    neo265
    • #3
    • 13th Sep 17, 11:31 AM
    • #3
    • 13th Sep 17, 11:31 AM
    The few insurers we've spoken to have had issues that its wooden and that its on her family's land.
    • paddyandstumpy
    • By paddyandstumpy 13th Sep 17, 12:26 PM
    • 792 Posts
    • 327 Thanks
    paddyandstumpy
    • #4
    • 13th Sep 17, 12:26 PM
    • #4
    • 13th Sep 17, 12:26 PM
    The fact it's on her family's land shouldn't be an issue, however her family's land insurer should be made aware there is a commercial premises on the land they insure with business visitors.

    As I've said, go to a broker, they will do the legwork for you and refer to multiple insurers.
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