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  • FIRST POST
    • Mk130719
    • By Mk130719 12th Sep 17, 5:54 PM
    • 5Posts
    • 1Thanks
    Mk130719
    Ccj
    • #1
    • 12th Sep 17, 5:54 PM
    Ccj 12th Sep 17 at 5:54 PM
    Hi

    Sorry if I'm posting in the wrong section.

    I received a CCJ order in my name at my parents address (this was the address I used when appealing to The car parking company).

    Anyway the letter was received later than the date advised and 14 days has passed.

    Can I still request an extension to 28 days?

    Also does it make a difference that they have written to my parents address where I am not registered?

    Getting rather nervous so would appreciate some help please.

    Regards
    MK
Page 1
    • wgl2014
    • By wgl2014 12th Sep 17, 6:12 PM
    • 269 Posts
    • 144 Thanks
    wgl2014
    • #2
    • 12th Sep 17, 6:12 PM
    • #2
    • 12th Sep 17, 6:12 PM
    I would suggest if you gave your parents address it's reasonable for them to contact you there.

    Have a read of https://www.trustonline.org.uk/understand-judgments-fines/ccjs-and-county-courts/ccjs-what-are-they
    • Tarambor
    • By Tarambor 12th Sep 17, 6:21 PM
    • 1,145 Posts
    • 787 Thanks
    Tarambor
    • #3
    • 12th Sep 17, 6:21 PM
    • #3
    • 12th Sep 17, 6:21 PM
    They wrote to the address you gave them. They are not psychic. They are not at fault, you have no defence or reason to get an extension. Should have picked up your post more regularly.
    • Mk130719
    • By Mk130719 12th Sep 17, 6:25 PM
    • 5 Posts
    • 1 Thanks
    Mk130719
    • #4
    • 12th Sep 17, 6:25 PM
    • #4
    • 12th Sep 17, 6:25 PM
    Ok, thanks for the replies.

    so is that it now?

    Can I not submit a defence?

    Is it pay or do I have any recourse?
    • wgl2014
    • By wgl2014 12th Sep 17, 6:32 PM
    • 269 Posts
    • 144 Thanks
    wgl2014
    • #5
    • 12th Sep 17, 6:32 PM
    • #5
    • 12th Sep 17, 6:32 PM
    Have you read the info on the link I posted?
    • Quentin
    • By Quentin 12th Sep 17, 6:33 PM
    • 32,728 Posts
    • 16,745 Thanks
    Quentin
    • #6
    • 12th Sep 17, 6:33 PM
    • #6
    • 12th Sep 17, 6:33 PM
    If you have received a ccj then you have a month to pay it off in full to prevent it remaining on the register for 6 years.

    But if this is a court claim you have ignored try submitting your defence now in the hope that the claimant has not already applied for judgement in default against you.
    • Mk130719
    • By Mk130719 12th Sep 17, 6:38 PM
    • 5 Posts
    • 1 Thanks
    Mk130719
    • #7
    • 12th Sep 17, 6:38 PM
    • #7
    • 12th Sep 17, 6:38 PM
    Thanks Quentin,

    Anywhere I can get help with the defence?

    Sorry I'm an absolute novice

    Any links or advice would be great
    • Quentin
    • By Quentin 12th Sep 17, 6:41 PM
    • 32,728 Posts
    • 16,745 Thanks
    Quentin
    • #8
    • 12th Sep 17, 6:41 PM
    • #8
    • 12th Sep 17, 6:41 PM
    Yes.

    Go to the parking fines sub board and read the newbies FAQ thread near the top of the forum. Lots of help on court action there
    • Mk130719
    • By Mk130719 12th Sep 17, 6:48 PM
    • 5 Posts
    • 1 Thanks
    Mk130719
    • #9
    • 12th Sep 17, 6:48 PM
    • #9
    • 12th Sep 17, 6:48 PM
    Thanks,

    Final query as I'm not registered at my parents place, can I not just ignore it?
    • Manxman in exile
    • By Manxman in exile 12th Sep 17, 7:13 PM
    • 812 Posts
    • 533 Thanks
    Manxman in exile
    If you ignore it, isn't there a danger it will affect your parents' credit rating? You gave their address after all.


    Doesn't that concern you?
    • Mk130719
    • By Mk130719 12th Sep 17, 7:24 PM
    • 5 Posts
    • 1 Thanks
    Mk130719
    Of course it concerns me but isn't the judgement under my name?

    I'd rather pay if it's going to affect my parents in any way.

    Would love to get a defence together but think I've left it too late.
    • Aylesbury Duck
    • By Aylesbury Duck 12th Sep 17, 7:36 PM
    • 1,038 Posts
    • 1,251 Thanks
    Aylesbury Duck
    You're not going to be able to wriggle out on an address technicality. Yes, the judgement is in your name but they've contacted you at the address you gave them. I'd focus on the other advice in wgl2014's post and the FAQs you've been signposted to. The address situation is incidental.
    • Nicola sharman
    • By Nicola sharman 12th Sep 17, 7:50 PM
    • 1 Posts
    • 0 Thanks
    Nicola sharman
    I need some advice re a ccj. It was given to me from a private company and I just ignored it which is what I thought was the right thing to do. I am paying the fine monthly plus a card fee. Can I get this ccj removed as I was always told the private companies can't legally fine you. But I need to get ccj removed as it will badly affect my credit rating
    • Aylesbury Duck
    • By Aylesbury Duck 12th Sep 17, 7:51 PM
    • 1,038 Posts
    • 1,251 Thanks
    Aylesbury Duck
    I need some advice re a ccj. It was given to me from a private company and I just ignored it which is what I thought was the right thing to do. I am paying the fine monthly plus a card fee. Can I get this ccj removed as I was always told the private companies can't legally fine you. But I need to get ccj removed as it will badly affect my credit rating
    Originally posted by Nicola sharman
    Have a read of the FAQs in the parking forum and if you don't find the answer, start your own thread there, you'll get more help than asking on someone else's thread.
    • Quentin
    • By Quentin 12th Sep 17, 7:56 PM
    • 32,728 Posts
    • 16,745 Thanks
    Quentin
    I need some advice re a ccj. It was given to me from a private company and I just ignored it which is what I thought was the right thing to do. I am paying the fine monthly plus a card fee. Can I get this ccj removed as I was always told the private companies can't legally fine you. But I need to get ccj removed as it will badly affect my credit rating
    Originally posted by Nicola sharman
    You have a ccj registered against you for 6 years once a month has passed from the date of judgement.

    When you finally pay it off you can get the ccj marked "satisfied" to indicate you paid it but your credit status does remain blighted.
    • Quentin
    • By Quentin 12th Sep 17, 7:57 PM
    • 32,728 Posts
    • 16,745 Thanks
    Quentin
    Of course it concerns me but isn't the judgement under my name?

    I'd rather pay if it's going to affect my parents in any way.

    Would love to get a defence together but think I've left it too late.
    Originally posted by Mk130719
    Read up on getting s ccj set aside which is another option to consider
    • Ectophile
    • By Ectophile 12th Sep 17, 8:05 PM
    • 2,700 Posts
    • 1,647 Thanks
    Ectophile
    I need some advice re a ccj. It was given to me from a private company and I just ignored it which is what I thought was the right thing to do. I am paying the fine monthly plus a card fee. Can I get this ccj removed as I was always told the private companies can't legally fine you. But I need to get ccj removed as it will badly affect my credit rating
    Originally posted by Nicola sharman
    It's not a fine; it's a bill. They will claim the terms of the contract were set out on the signs in the car park. You didn't pay the bill, so they took you to court. You either didn't defend the case, or lost it, so the court now says you owe them the money.

    You could appeal, but it would probably cost you more than the money you owe.
    If it sticks, force it.
    If it breaks, well it wasn't working right anyway.
    • fatbelly
    • By fatbelly 12th Sep 17, 8:11 PM
    • 11,218 Posts
    • 8,388 Thanks
    fatbelly
    Hi

    Sorry if I'm posting in the wrong section.

    I received a CCJ order in my name at my parents address (this was the address I used when appealing to The car parking company).

    Anyway the letter was received later than the date advised and 14 days has passed.

    Can I still request an extension to 28 days?

    Also does it make a difference that they have written to my parents address where I am not registered?

    Getting rather nervous so would appreciate some help please.

    Regards
    MK
    Originally posted by Mk130719
    By the sound of it you've received a claim form, not a judgement.

    Look at the issue date. The service date is deemed to be 5 days after this.

    Now add 14 days. That is the latest day that you can acknowledge service and get an extra 14 days to enter a defence or part-defence.

    You can do this online.

    If 14 + 5 days have passed, you are out of time and will be receiving the ccj soon as the claimant requests a 'judgement in default'
    Last edited by fatbelly; 12-09-2017 at 10:12 PM.
    • Quentin
    • By Quentin 12th Sep 17, 8:58 PM
    • 32,728 Posts
    • 16,745 Thanks
    Quentin

    If 14 + 5 days have passed, you are out of time and will be receiving the ccj soon as a 'judgement in default'
    Originally posted by fatbelly
    Not necessarily.

    A default judgment isn't automatic.

    The claimant needs to request judgement.

    If they haven't done so yet and you get a defence in before they do then that will prevent s default judgment.

    If you are within the 14 days from service allowed to do an acknowledgement then do that immediately and get another 14 days to prepare a defence
    • agrinnall
    • By agrinnall 12th Sep 17, 9:01 PM
    • 18,405 Posts
    • 14,122 Thanks
    agrinnall
    If you ignore it, isn't there a danger it will affect your parents' credit rating? You gave their address after all.
    Originally posted by Manxman in exile
    No, a CCJ is applied to a person not an address, as is the case with all debt.

    However, I do think the OP would be foolish to ignore it.
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