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  • FIRST POST
    • Welshlassie
    • By Welshlassie 12th Sep 17, 3:50 PM
    • 1,722Posts
    • 2,981Thanks
    Welshlassie
    Multi item saving calculator
    • #1
    • 12th Sep 17, 3:50 PM
    Multi item saving calculator 12th Sep 17 at 3:50 PM
    Not sure this is the right forum, but anyway
    I'm trying to find/create a calculator to work out how much I should be putting aside each month for a number of annual subscriptions I have. They are all due at different times of the year. I have already saved an amount. Help!

    For example
    Already have £170 saved
    Amazon £79 Due Feb 18
    Professional subscription £135 Due March 18
    YNAB £40 Due Jan 18
    Costco £30 Due May 18
    Tennis club £280 Due May 18
    Hosting £12 (3 yearly) Due Oct 19

    I add subscriptions as I take them out or remember about them so and I obviously take amounts out of the year so I've found it difficult to work out how to do it. Google hasn't really helped with finding a calculator.
Page 1
    • nellis10
    • By nellis10 12th Sep 17, 4:52 PM
    • 1,320 Posts
    • 3,082 Thanks
    nellis10
    • #2
    • 12th Sep 17, 4:52 PM
    • #2
    • 12th Sep 17, 4:52 PM
    Not sure this is the right forum, but anyway
    I'm trying to find/create a calculator to work out how much I should be putting aside each month for a number of annual subscriptions I have. They are all due at different times of the year. I have already saved an amount. Help!

    For example
    Already have £170 saved
    Amazon £79 Due Feb 18
    Professional subscription £135 Due March 18
    YNAB £40 Due Jan 18
    Costco £30 Due May 18
    Tennis club £280 Due May 18
    Hosting £12 (3 yearly) Due Oct 19

    I add subscriptions as I take them out or remember about them so and I obviously take amounts out of the year so I've found it difficult to work out how to do it. Google hasn't really helped with finding a calculator.
    Originally posted by Welshlassie
    But surely YNAB (which you subscribe to) can do this?
    I have number of yearly commitments and I add the date due when I set up the category and also set a goal in YNAB...then I divide it by 12 and save that amount each month. If I am not putting enough to it, YNAB will tell me.
    Nat
    Goals:
    Baby Step 1 = £1000 EF
    Baby Step 2= Debt Free by Apr 2017
    Baby Step 3 = Full EF £650/£8000
    Mortgage Free by 2023!!
    • Welshlassie
    • By Welshlassie 12th Sep 17, 4:54 PM
    • 1,722 Posts
    • 2,981 Thanks
    Welshlassie
    • #3
    • 12th Sep 17, 4:54 PM
    • #3
    • 12th Sep 17, 4:54 PM
    It can yes, but I have one line for all my annual subscriptions to keep it clearer looking - it was getting ridiculous with the amount of categories I had so I consolidated them. I'll go back to this method if I have to but it adds around 8 lines that just looks messy.
    • nellis10
    • By nellis10 12th Sep 17, 5:02 PM
    • 1,320 Posts
    • 3,082 Thanks
    nellis10
    • #4
    • 12th Sep 17, 5:02 PM
    • #4
    • 12th Sep 17, 5:02 PM
    It can yes, but I have one line for all my annual subscriptions to keep it clearer looking - it was getting ridiculous with the amount of categories I had so I consolidated them. I'll go back to this method if I have to but it adds around 8 lines that just looks messy.
    Originally posted by Welshlassie
    I understand However you can create an overall category called "Subscriptions" add all the info into each line item, and then collapse the category when you budget once a month, so you only see "subscription" with £xxx and not each one. Much easier than having to keep it all in a separate place.

    I'm a YNAB fan, and I have lots of lines in my budget, but I collapse those I don't need to see on a daily basis.
    Nat
    Goals:
    Baby Step 1 = £1000 EF
    Baby Step 2= Debt Free by Apr 2017
    Baby Step 3 = Full EF £650/£8000
    Mortgage Free by 2023!!
    • Welshlassie
    • By Welshlassie 13th Sep 17, 9:24 AM
    • 1,722 Posts
    • 2,981 Thanks
    Welshlassie
    • #5
    • 13th Sep 17, 9:24 AM
    • #5
    • 13th Sep 17, 9:24 AM
    Thanks never thought of collapsing them so I can't see them. Will have to see how that affects my OCD of having a big picture view
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