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  • FIRST POST
    • me1234
    • By me1234 12th Sep 17, 12:22 PM
    • 26Posts
    • 17Thanks
    me1234
    Advice required re reclaiming bank charges
    • #1
    • 12th Sep 17, 12:22 PM
    Advice required re reclaiming bank charges 12th Sep 17 at 12:22 PM
    Hi I am just after some advice please regarding reclaiming bank charges from RBS

    I graduated from university in 2006 and for a year or so, I was in severe financial hardship and hence I had a lot of bank charges (unpaid direct debits etc) charged to my account.

    I am wondering whether it's possible to claim these charges back or is it too late? I would need to request a list of the transactions from them but should I bother as they are likely to say that it was over 6 years ago

    Any advice would be much appreciated, thanks!
Page 1
    • societys child
    • By societys child 12th Sep 17, 12:44 PM
    • 4,537 Posts
    • 4,839 Thanks
    societys child
    • #2
    • 12th Sep 17, 12:44 PM
    • #2
    • 12th Sep 17, 12:44 PM
    If you're in current financial hardship, the bank may look at ways to help, but don't have to refund any historic charges if they were correctly applied.

    • Moneyineptitude
    • By Moneyineptitude 12th Sep 17, 11:36 PM
    • 19,280 Posts
    • 9,382 Thanks
    Moneyineptitude
    • #3
    • 12th Sep 17, 11:36 PM
    • #3
    • 12th Sep 17, 11:36 PM
    2006 and for a year or so, I was in severe financial hardship
    Originally posted by me1234
    The Banks won their court case about Bank charges in 2009. Since then, historical charges have not been refundable,
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