Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • SteveJW
    • By SteveJW 12th Sep 17, 10:21 AM
    • 475Posts
    • 287Thanks
    SteveJW
    Lost property covered by two policies
    • #1
    • 12th Sep 17, 10:21 AM
    Lost property covered by two policies 12th Sep 17 at 10:21 AM
    Item appears to be covered on our home and holoday insurance (seperate policies)

    Arriving home from holiday earlier in the week, my wife discovered she has lost a gold watch (value aprox. £1,000)
    She remembers replacing it on her wrist after passing through security at the departure airport
    She believes the most probable place it was lost was at baggage reclaim at Leeds Bradford
    We have registered on the airlines / airport lost property web site

    How do we proceed to claim, don't want to be accused of making a double claim


    Thanks in anticipation
Page 1
    • Quentin
    • By Quentin 12th Sep 17, 11:14 AM
    • 33,243 Posts
    • 17,186 Thanks
    Quentin
    • #2
    • 12th Sep 17, 11:14 AM
    • #2
    • 12th Sep 17, 11:14 AM
    Claim against the policy with the lowest excess.


    The insurers will sort out this dual cover between themselves


    Are you sure your holiday insurance will cover the £1000 watch?? (And the house insurance covers valuables away from home)
    • SteveJW
    • By SteveJW 16th Sep 17, 11:38 AM
    • 475 Posts
    • 287 Thanks
    SteveJW
    • #3
    • 16th Sep 17, 11:38 AM
    • #3
    • 16th Sep 17, 11:38 AM
    Thanks for the reply, item turned up, it had fallen off her wrist into the bottom of a carrier bag

    Travel insurance had words like "Cover for luggage and personal items £2,800" Definately covered by home insurance
    Panic over
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

669Posts Today

5,140Users online

Martin's Twitter