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  • FIRST POST
    • Pricy147
    • By Pricy147 11th Sep 17, 2:41 PM
    • 1,288Posts
    • 283Thanks
    Pricy147
    Fee Free BT Cards
    • #1
    • 11th Sep 17, 2:41 PM
    Fee Free BT Cards 11th Sep 17 at 2:41 PM
    Is there a current list somewhere of fee free 0% balance transfer cards anywhere? Particularly those of extended duration (e.g. 20-30 months).

    It has been a long time since stoozing - is it still easy to transfer from one credit card to another creating a positive balance - and then moving that to your current account - particularly for those cards not allowing super balance transfers to current accounts.

    For example - new credit card with 10k limit. Transfer to credit card B creating 10k positive balance, and then move to current account. Used to do this regular many moons ago. Which cards still allow this?

    Thanks
    To Stooze or Not To Stooze - Theres only one option
Page 1
    • MallyGirl
    • By MallyGirl 11th Sep 17, 2:45 PM
    • 1,901 Posts
    • 6,348 Thanks
    MallyGirl
    • #2
    • 11th Sep 17, 2:45 PM
    • #2
    • 11th Sep 17, 2:45 PM
    I think MBNA still do the positive balance thing - I have never tried it myself.

    It didn't take much searching on here to find:

    http://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards?&_ga=2.164891965.340789996.1505117371-635179073.1499682204#nofees
    • RG2015
    • By RG2015 11th Sep 17, 2:56 PM
    • 298 Posts
    • 106 Thanks
    RG2015
    • #3
    • 11th Sep 17, 2:56 PM
    • #3
    • 11th Sep 17, 2:56 PM
    The MSE Credit Club has a comprehensive listing in its affordability checker section.
    • Pricy147
    • By Pricy147 11th Sep 17, 3:00 PM
    • 1,288 Posts
    • 283 Thanks
    Pricy147
    • #4
    • 11th Sep 17, 3:00 PM
    • #4
    • 11th Sep 17, 3:00 PM
    Cheers - I seen the MSE list but the transfer fees are not easily listed - I found a uSwitch list which is easy to see.
    To Stooze or Not To Stooze - Theres only one option
    • RG2015
    • By RG2015 11th Sep 17, 3:11 PM
    • 298 Posts
    • 106 Thanks
    RG2015
    • #5
    • 11th Sep 17, 3:11 PM
    • #5
    • 11th Sep 17, 3:11 PM
    Cheers - I seen the MSE list but the transfer fees are not easily listed - I found a uSwitch list which is easy to see.
    Originally posted by Pricy147
    Good list.

    One thing I noticed when applying through MSE was that my Virgin Money pre-contract also included Moneysupermarket.com Financial Group Limited as a credit intermediary.
    • RG2015
    • By RG2015 11th Sep 17, 3:16 PM
    • 298 Posts
    • 106 Thanks
    RG2015
    • #6
    • 11th Sep 17, 3:16 PM
    • #6
    • 11th Sep 17, 3:16 PM
    There was also a post on an old thread this morning on creating positive credit card balances.

    http://forums.moneysavingexpert.com/showthread.php?t=5401643
    • bolton_joe
    • By bolton_joe 12th Sep 17, 12:43 AM
    • 23 Posts
    • 10 Thanks
    bolton_joe
    • #7
    • 12th Sep 17, 12:43 AM
    • #7
    • 12th Sep 17, 12:43 AM
    Be wary that seeing as these are the cards that smarter people get who are not swayed by the longest possible 0% term, some companies have much harsher credit policies in place for these cards. Means that even if you could get accepted onto a low fee 0% for 3 year deal, you could get rejected for the fee-free product due to internal reasons or suspicions of gaming... It does happen...
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