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  • FIRST POST
    • Pinnypinpin
    • By Pinnypinpin 8th Sep 17, 9:28 PM
    • 20Posts
    • 1Thanks
    Pinnypinpin
    To claim or not to claim
    • #1
    • 8th Sep 17, 9:28 PM
    To claim or not to claim 8th Sep 17 at 9:28 PM
    My husband had a prang with a lorry today on a side road near our house. No speed involved, he was pulling out of a side road and caught the truck coming down on the right hand side of the road. . The bumper on our car will need replacing, there didn't appear to be anything other than a tiny scrape on the side of the lorry. Do we have to tell the insurance company, make a claim or keep quiet and pay for the replacement ourselves?
Page 1
    • Quentin
    • By Quentin 8th Sep 17, 9:40 PM
    • 33,276 Posts
    • 17,205 Thanks
    Quentin
    • #2
    • 8th Sep 17, 9:40 PM
    • #2
    • 8th Sep 17, 9:40 PM
    Are you prepared to pay for the lorry repair and will it's owner be happy to keep quiet?

    If so and it's cost effective to do it yourself and you trust the lorry owner not to attempt a bigger claim then it's your call whether to risk breaching your policy conditions by keeping quiet
    • DigForVictory
    • By DigForVictory 8th Sep 17, 9:52 PM
    • 7,158 Posts
    • 19,512 Thanks
    DigForVictory
    • #3
    • 8th Sep 17, 9:52 PM
    • #3
    • 8th Sep 17, 9:52 PM
    Safer by far to admit it to the insurance, as if they find out from the lorry owner? All far more awkward.
    • Pinnypinpin
    • By Pinnypinpin 9th Sep 17, 7:29 AM
    • 20 Posts
    • 1 Thanks
    Pinnypinpin
    • #4
    • 9th Sep 17, 7:29 AM
    • #4
    • 9th Sep 17, 7:29 AM
    Thanks, yes, we've done the right thing and spoken to our insurers.
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