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    • smilin
    • By smilin 8th Sep 17, 8:49 PM
    • 2Posts
    • 1Thanks
    Any chance of getting mis-sold PPI from Beneficial Finance?
    • #1
    • 8th Sep 17, 8:49 PM
    Any chance of getting mis-sold PPI from Beneficial Finance? 8th Sep 17 at 8:49 PM

    I hope someone can give me a bit of advice.

    I had a loan with Beneficial Finance, and I was sold insurance with it, which I assume to be PPI. I believe it was mis-sold as I was told I have to have it, and from recollection, I was not told anything about my pre-existing medical conditions.

    The problem I have is that the loan was back in 1999. It was a consolidation loan. I also no longer have any details on it, not even the account number.

    I know I can send a SAR letter off, and it would cost me, but as its over 6 years, how likely is it that they still have the details? With the banks being hit by numerous PPI claims, surely they would have disposed of all the evidence as soon as they were able to?

    If anyone has any advise for me, please post a reply

    Kindest regards
Page 1
    • zx81
    • By zx81 8th Sep 17, 9:11 PM
    • 14,858 Posts
    • 15,685 Thanks
    • #2
    • 8th Sep 17, 9:11 PM
    • #2
    • 8th Sep 17, 9:11 PM
    It's very unlikely they will still have details, but not as part of the conspiracy theory you suggest.
    • -taff
    • By -taff 9th Sep 17, 1:26 PM
    • 7,313 Posts
    • 5,366 Thanks
    • #3
    • 9th Sep 17, 1:26 PM
    • #3
    • 9th Sep 17, 1:26 PM
    Send the SAR

    Win win

    Either they have it and you can complain

    The don't, you set your mind at rest,
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