Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • bikeman17
    • By bikeman17 8th Sep 17, 4:55 PM
    • 161Posts
    • 20Thanks
    How to find out service charge and ground rent before purchase
    • #1
    • 8th Sep 17, 4:55 PM
    How to find out service charge and ground rent before purchase 8th Sep 17 at 4:55 PM
    If one was interested in a leasehold purchase, but would like to get the confirmed amount of service charge & ground rent, who would be the best person /company to contact?
    Is there a website I can visit to get this information or would it only be on the lease?
Page 1
    • G_M
    • By G_M 8th Sep 17, 5:21 PM
    • 41,883 Posts
    • 48,466 Thanks
    • #2
    • 8th Sep 17, 5:21 PM
    • #2
    • 8th Sep 17, 5:21 PM
    The estate agent might know, if the vendor has tld them, though even then you cannot rely on it being accurate.

    The vendor should know, but it's surprising how many don't.

    Otherwise, check the lease. If

    * the property is registered (check here - £3) and
    * the lease is filed with the Land Registry

    you can request a paper copy here for £7.
    Last edited by G_M; 08-09-2017 at 5:24 PM.
    • eddddy
    • By eddddy 8th Sep 17, 6:47 PM
    • 5,408 Posts
    • 5,057 Thanks
    • #3
    • 8th Sep 17, 6:47 PM
    • #3
    • 8th Sep 17, 6:47 PM
    The ground rent will be stated in the lease.

    The service charge is a percentage of whatever the freeholder pays for maintaining the building.

    Asking the seller to show you the last couple of service charge demands might be useful...

    ... but if the the freeholder has recently done a lot of maintenance (e.g. repainted the common areas, repainted the window frames, etc) those bills might be unusually high.

    Conversely, if the freeholder hasn't done many repairs lately, the bills might be unusually low - and you might have a bigger bill coming up.

    There might also be a chunk of money in the sinking fund.
    • bouicca21
    • By bouicca21 8th Sep 17, 6:53 PM
    • 3,222 Posts
    • 3,975 Thanks
    • #4
    • 8th Sep 17, 6:53 PM
    • #4
    • 8th Sep 17, 6:53 PM
    As indicated above the ground rent will be specified in the lease. Service charges are variable, according to the work that has been carried out or budgeted for. The vendor will have been billed accordingly - why not ask to see the last few years worth?
    • hazyjo
    • By hazyjo 8th Sep 17, 8:44 PM
    • 9,796 Posts
    • 12,420 Thanks
    • #5
    • 8th Sep 17, 8:44 PM
    • #5
    • 8th Sep 17, 8:44 PM
    More importantly, check the remaining years on the lease. EAs and vendors often stretch the truth or don't actually know!
    2017 wins: Opera tickets; film preview; lipstick; Ideal Home Show tickets + afternoon tea & bottle of Champagne; 2 cases of NKD; notebook; bath rack; books; film Premiere; Broadchurch DVDs; lipbalms; hamper (food/wine/Echo Dot/Jo Malone goodies); Avon lippies; cowhide rug; Windsor luxury break, foundation; Flybe flight
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

185Posts Today

1,331Users online

Martin's Twitter