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  • FIRST POST
    • LULULU1
    • By LULULU1 7th Sep 17, 9:48 PM
    • 330Posts
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    LULULU1
    Difference in these 2 Vanguard Funds
    • #1
    • 7th Sep 17, 9:48 PM
    Difference in these 2 Vanguard Funds 7th Sep 17 at 9:48 PM
    Hi all,
    Can someone please explain the difference between these 2 Vanguard funds,

    Thank you

    Vanguard Emerging Markets Stock Index GBP Acc
    Vanguard Emerging Markets Stock Index GBP Inc
Page 1
    • abdul56
    • By abdul56 7th Sep 17, 9:58 PM
    • 39 Posts
    • 6 Thanks
    abdul56
    • #2
    • 7th Sep 17, 9:58 PM
    • #2
    • 7th Sep 17, 9:58 PM
    ACC fund instead of giving the returns out, they are accumulated ie ACC = Accumulation.

    You will notice the fund price is higher for the ACC version compared to the Inc.
    • LULULU1
    • By LULULU1 7th Sep 17, 10:02 PM
    • 330 Posts
    • 24 Thanks
    LULULU1
    • #3
    • 7th Sep 17, 10:02 PM
    • #3
    • 7th Sep 17, 10:02 PM
    Can you explain a bit further ??

    Does one give a dividend ?

    What do you mean by accumulation.
    • YorkshireBoy
    • By YorkshireBoy 7th Sep 17, 10:10 PM
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    YorkshireBoy
    • #4
    • 7th Sep 17, 10:10 PM
    • #4
    • 7th Sep 17, 10:10 PM
    Can you explain a bit further ??

    Does one give a dividend ?

    What do you mean by accumulation.
    Originally posted by LULULU1
    Acc Vs Inc Funds...........
    • LULULU1
    • By LULULU1 7th Sep 17, 10:21 PM
    • 330 Posts
    • 24 Thanks
    LULULU1
    • #5
    • 7th Sep 17, 10:21 PM
    • #5
    • 7th Sep 17, 10:21 PM
    Thank you very much.

    Is the dividend date of all funds different ??

    Any ideas when these 2 might be.
    • Mutton Geoff
    • By Mutton Geoff 8th Sep 17, 12:36 AM
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    Mutton Geoff
    • #6
    • 8th Sep 17, 12:36 AM
    • #6
    • 8th Sep 17, 12:36 AM
    The reason there are two funds are that whilst you're saving and want to accumulate, you can do this by purchasing the acc fund and save dealing costs/time buying more units each time a dividend is paid. Once you retired or otherwise want to draw on funds, you switch to the income version and you get a regular payment instead.
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    • darkidoe
    • By darkidoe 8th Sep 17, 1:05 AM
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    • #7
    • 8th Sep 17, 1:05 AM
    • #7
    • 8th Sep 17, 1:05 AM
    With accumulation funds, dividend from the underlying investments are not paid to the investor but retained in the fund, hence it is reflected in the higher price of each unit of the fund compared to Income funds.

    With Income funds, dividend from the underlying investments are paid out to the investor which is reflected in the drop in price of each unit of the fund each time when dividends are paid out. ie. you receive your dividends in cash.

    Dividend payouts are usually regular, either annually, biannual, or quarterly.

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    • frugalmacdugal
    • By frugalmacdugal 8th Sep 17, 2:07 AM
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    • #8
    • 8th Sep 17, 2:07 AM
    • #8
    • 8th Sep 17, 2:07 AM
    Hi,

    Thank you very much.

    Is the dividend date of all funds different ??

    Any ideas when these 2 might be.
    Originally posted by LULULU1
    different funds, and different management groups have different dividend dates.

    Look here, Acc, and Inc, click on dividend tabs at top for more information.
    Y'all take care now.
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