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  • FIRST POST
    • Eleanory
    • By Eleanory 7th Sep 17, 9:41 PM
    • 66Posts
    • 41Thanks
    Eleanory
    0 WOW
    How much cash on Spanish holiday
    • #1
    • 7th Sep 17, 9:41 PM
    0 WOW
    How much cash on Spanish holiday 7th Sep 17 at 9:41 PM
    We are three adults who will be going to Spain for 8 nights in mid-October. How much currency do we need to take? We will be self-catering, no car-hire and intend to apply for a Halifax Clarity Card. Thanks.
Page 1
    • J B
    • By J B 7th Sep 17, 9:47 PM
    • 2,274 Posts
    • 726 Thanks
    J B
    • #2
    • 7th Sep 17, 9:47 PM
    • #2
    • 7th Sep 17, 9:47 PM
    I'll start the biding at €2000
    • worried jim
    • By worried jim 7th Sep 17, 9:52 PM
    • 8,546 Posts
    • 13,021 Thanks
    worried jim
    • #3
    • 7th Sep 17, 9:52 PM
    • #3
    • 7th Sep 17, 9:52 PM
    I wouldn't take a penny and just withdraw what I need fee free at the MasterCard exchange rate via an ATM as and when I need it using my Monzo account.

    https://monzo.com/
    "Only two things are infinite-the universe and human stupidity, and I'm not so sure about the universe"
    Albert Einstein
    • z1a
    • By z1a 7th Sep 17, 9:53 PM
    • 638 Posts
    • 492 Thanks
    z1a
    • #4
    • 7th Sep 17, 9:53 PM
    • #4
    • 7th Sep 17, 9:53 PM
    I wouldn't take a penny and just withdraw what I need fee free at the MasterCard exchange rate via an ATM as and when I need it using my Monzo account.

    https://monzo.com/
    Originally posted by worried jim
    Agree with this.
    • eDicky
    • By eDicky 7th Sep 17, 10:31 PM
    • 2,792 Posts
    • 1,212 Thanks
    eDicky
    • #5
    • 7th Sep 17, 10:31 PM
    • #5
    • 7th Sep 17, 10:31 PM
    How much currency do we need to take?
    Originally posted by Eleanory
    Take none, leave you money in pounds until spending or withdrawing cash from ATMs. Monzo or Loot Prepaid cards will cost nothing and be useful backup or alternatives to the Clarity card. Do not rely on any single card, in case of any loss or problem. Buying cash euros then perhaps having to change some back to pounds is not necessary or economical.
    • Neil49
    • By Neil49 7th Sep 17, 10:40 PM
    • 1,200 Posts
    • 589 Thanks
    Neil49
    • #6
    • 7th Sep 17, 10:40 PM
    • #6
    • 7th Sep 17, 10:40 PM
    Monzo limits the number of times and the total amount that you can withdraw via an atm.

    See section 17 of the terms and conditions.

    https://monzo.com/terms/#charges

    Otherwise it's a great card.
    • bazzyb
    • By bazzyb 7th Sep 17, 10:49 PM
    • 1,028 Posts
    • 3,178 Thanks
    bazzyb
    • #7
    • 7th Sep 17, 10:49 PM
    • #7
    • 7th Sep 17, 10:49 PM
    €487

    .......
    • Eleanory
    • By Eleanory 8th Sep 17, 2:19 PM
    • 66 Posts
    • 41 Thanks
    Eleanory
    • #8
    • 8th Sep 17, 2:19 PM
    • #8
    • 8th Sep 17, 2:19 PM
    Thanks everyone. I'd never heard of Monzo. I used a Halifax Clarity card in Europe ten years ago but closed the account. I am not employed so I'll ask my husband to apply for one. That same year I brought a pre-loaded card and it was refused in the first restaurant I tried to use it in. I had to use my debit card to get cash and pay the fee. We feel happier with cash plus one credit card in case we can't get to an ATM or it isn't working or something. I'll check out Monzo now.
    • worried jim
    • By worried jim 8th Sep 17, 8:09 PM
    • 8,546 Posts
    • 13,021 Thanks
    worried jim
    • #9
    • 8th Sep 17, 8:09 PM
    • #9
    • 8th Sep 17, 8:09 PM
    Monzo limits the number of times and the total amount that you can withdraw via an atm.

    See section 17 of the terms and conditions.

    https://monzo.com/terms/#charges

    Otherwise it's a great card.
    Originally posted by Neil49
    £400 per day. Should be plenty for cash.
    "Only two things are infinite-the universe and human stupidity, and I'm not so sure about the universe"
    Albert Einstein
    • Neil49
    • By Neil49 8th Sep 17, 9:01 PM
    • 1,200 Posts
    • 589 Thanks
    Neil49
    £400 per day. Should be plenty for cash.
    Originally posted by worried jim
    It's £250 a day, max £1,000 per month unless you have enhanced identity verification and you won't get that straight away. Enhanced limits are for trusted users only.
    • WAYT
    • By WAYT 8th Sep 17, 9:54 PM
    • 697 Posts
    • 306 Thanks
    WAYT
    Thanks everyone. I'd never heard of Monzo. I used a Halifax Clarity card in Europe ten years ago but closed the account. I am not employed so I'll ask my husband to apply for one. That same year I brought a pre-loaded card and it was refused in the first restaurant I tried to use it in. I had to use my debit card to get cash and pay the fee. We feel happier with cash plus one credit card in case we can't get to an ATM or it isn't working or something. I'll check out Monzo now.
    Originally posted by Eleanory
    Starling Bank is better.

    How much money can I take out from an ATM?
    You can make up to six withdrawals per day, with a maximum total withdrawal per day of £300.
    https://www.starlingbank.com/
    • worried jim
    • By worried jim 8th Sep 17, 10:42 PM
    • 8,546 Posts
    • 13,021 Thanks
    worried jim
    It's £250 a day, max £1,000 per month unless you have enhanced identity verification and you won't get that straight away. Enhanced limits are for trusted users only.
    Originally posted by Neil49
    I got mine after about three weeks.
    "Only two things are infinite-the universe and human stupidity, and I'm not so sure about the universe"
    Albert Einstein
    • Gloomendoom
    • By Gloomendoom 9th Sep 17, 9:33 AM
    • 12,715 Posts
    • 16,900 Thanks
    Gloomendoom
    I got mine after about three weeks.
    Originally posted by worried jim
    I got my Monzo in about three days.
    Advice; it rhymes with mice. Advise; it rhymes with wise.
    • WAYT
    • By WAYT 9th Sep 17, 11:01 AM
    • 697 Posts
    • 306 Thanks
    WAYT
    I got my Monzo in about three days.
    Originally posted by Gloomendoom
    I think they are referring to enhanced verification.
    • worried jim
    • By worried jim 9th Sep 17, 8:45 PM
    • 8,546 Posts
    • 13,021 Thanks
    worried jim
    I think they are referring to enhanced verification.
    Originally posted by WAYT
    Exactly. .
    "Only two things are infinite-the universe and human stupidity, and I'm not so sure about the universe"
    Albert Einstein
    • WAYT
    • By WAYT 13th Sep 17, 6:13 PM
    • 697 Posts
    • 306 Thanks
    WAYT
    Starling Bank is better.



    https://www.starlingbank.com/
    Originally posted by WAYT
    As aforementioned

    http://www.moneysavingexpert.com/news/banking/2017/09/monzo-set-to-scrap-free-overseas-atm-withdrawals
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