Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Eleanory
    • By Eleanory 7th Sep 17, 9:41 PM
    • 66Posts
    • 41Thanks
    Eleanory
    0 WOW
    How much cash on Spanish holiday
    • #1
    • 7th Sep 17, 9:41 PM
    0 WOW
    How much cash on Spanish holiday 7th Sep 17 at 9:41 PM
    We are three adults who will be going to Spain for 8 nights in mid-October. How much currency do we need to take? We will be self-catering, no car-hire and intend to apply for a Halifax Clarity Card. Thanks.
Page 1
    • J B
    • By J B 7th Sep 17, 9:47 PM
    • 2,328 Posts
    • 747 Thanks
    J B
    • #2
    • 7th Sep 17, 9:47 PM
    • #2
    • 7th Sep 17, 9:47 PM
    I'll start the biding at €2000
    • worried jim
    • By worried jim 7th Sep 17, 9:52 PM
    • 8,694 Posts
    • 13,266 Thanks
    worried jim
    • #3
    • 7th Sep 17, 9:52 PM
    • #3
    • 7th Sep 17, 9:52 PM
    I wouldn't take a penny and just withdraw what I need fee free at the MasterCard exchange rate via an ATM as and when I need it using my Monzo account.

    https://monzo.com/
    "Only two things are infinite-the universe and human stupidity, and I'm not so sure about the universe"
    Albert Einstein
    • z1a
    • By z1a 7th Sep 17, 9:53 PM
    • 722 Posts
    • 581 Thanks
    z1a
    • #4
    • 7th Sep 17, 9:53 PM
    • #4
    • 7th Sep 17, 9:53 PM
    I wouldn't take a penny and just withdraw what I need fee free at the MasterCard exchange rate via an ATM as and when I need it using my Monzo account.

    https://monzo.com/
    Originally posted by worried jim
    Agree with this.
    • eDicky
    • By eDicky 7th Sep 17, 10:31 PM
    • 2,910 Posts
    • 1,277 Thanks
    eDicky
    • #5
    • 7th Sep 17, 10:31 PM
    • #5
    • 7th Sep 17, 10:31 PM
    How much currency do we need to take?
    Originally posted by Eleanory
    Take none, leave you money in pounds until spending or withdrawing cash from ATMs. Monzo or Loot Prepaid cards will cost nothing and be useful backup or alternatives to the Clarity card. Do not rely on any single card, in case of any loss or problem. Buying cash euros then perhaps having to change some back to pounds is not necessary or economical.
    • Neil49
    • By Neil49 7th Sep 17, 10:40 PM
    • 1,209 Posts
    • 593 Thanks
    Neil49
    • #6
    • 7th Sep 17, 10:40 PM
    • #6
    • 7th Sep 17, 10:40 PM
    Monzo limits the number of times and the total amount that you can withdraw via an atm.

    See section 17 of the terms and conditions.

    https://monzo.com/terms/#charges

    Otherwise it's a great card.
    • bazzyb
    • By bazzyb 7th Sep 17, 10:49 PM
    • 1,040 Posts
    • 3,194 Thanks
    bazzyb
    • #7
    • 7th Sep 17, 10:49 PM
    • #7
    • 7th Sep 17, 10:49 PM
    €487

    .......
    • Eleanory
    • By Eleanory 8th Sep 17, 2:19 PM
    • 66 Posts
    • 41 Thanks
    Eleanory
    • #8
    • 8th Sep 17, 2:19 PM
    • #8
    • 8th Sep 17, 2:19 PM
    Thanks everyone. I'd never heard of Monzo. I used a Halifax Clarity card in Europe ten years ago but closed the account. I am not employed so I'll ask my husband to apply for one. That same year I brought a pre-loaded card and it was refused in the first restaurant I tried to use it in. I had to use my debit card to get cash and pay the fee. We feel happier with cash plus one credit card in case we can't get to an ATM or it isn't working or something. I'll check out Monzo now.
    • worried jim
    • By worried jim 8th Sep 17, 8:09 PM
    • 8,694 Posts
    • 13,266 Thanks
    worried jim
    • #9
    • 8th Sep 17, 8:09 PM
    • #9
    • 8th Sep 17, 8:09 PM
    Monzo limits the number of times and the total amount that you can withdraw via an atm.

    See section 17 of the terms and conditions.

    https://monzo.com/terms/#charges

    Otherwise it's a great card.
    Originally posted by Neil49
    £400 per day. Should be plenty for cash.
    "Only two things are infinite-the universe and human stupidity, and I'm not so sure about the universe"
    Albert Einstein
    • Neil49
    • By Neil49 8th Sep 17, 9:01 PM
    • 1,209 Posts
    • 593 Thanks
    Neil49
    £400 per day. Should be plenty for cash.
    Originally posted by worried jim
    It's £250 a day, max £1,000 per month unless you have enhanced identity verification and you won't get that straight away. Enhanced limits are for trusted users only.
    • WAYT
    • By WAYT 8th Sep 17, 9:54 PM
    • 711 Posts
    • 315 Thanks
    WAYT
    Thanks everyone. I'd never heard of Monzo. I used a Halifax Clarity card in Europe ten years ago but closed the account. I am not employed so I'll ask my husband to apply for one. That same year I brought a pre-loaded card and it was refused in the first restaurant I tried to use it in. I had to use my debit card to get cash and pay the fee. We feel happier with cash plus one credit card in case we can't get to an ATM or it isn't working or something. I'll check out Monzo now.
    Originally posted by Eleanory
    Starling Bank is better.

    How much money can I take out from an ATM?
    You can make up to six withdrawals per day, with a maximum total withdrawal per day of £300.
    https://www.starlingbank.com/
    • worried jim
    • By worried jim 8th Sep 17, 10:42 PM
    • 8,694 Posts
    • 13,266 Thanks
    worried jim
    It's £250 a day, max £1,000 per month unless you have enhanced identity verification and you won't get that straight away. Enhanced limits are for trusted users only.
    Originally posted by Neil49
    I got mine after about three weeks.
    "Only two things are infinite-the universe and human stupidity, and I'm not so sure about the universe"
    Albert Einstein
    • Gloomendoom
    • By Gloomendoom 9th Sep 17, 9:33 AM
    • 13,074 Posts
    • 17,290 Thanks
    Gloomendoom
    I got mine after about three weeks.
    Originally posted by worried jim
    I got my Monzo in about three days.
    Advice; it rhymes with mice. Advise; it rhymes with wise.
    • WAYT
    • By WAYT 9th Sep 17, 11:01 AM
    • 711 Posts
    • 315 Thanks
    WAYT
    I got my Monzo in about three days.
    Originally posted by Gloomendoom
    I think they are referring to enhanced verification.
    • worried jim
    • By worried jim 9th Sep 17, 8:45 PM
    • 8,694 Posts
    • 13,266 Thanks
    worried jim
    I think they are referring to enhanced verification.
    Originally posted by WAYT
    Exactly. .
    "Only two things are infinite-the universe and human stupidity, and I'm not so sure about the universe"
    Albert Einstein
    • WAYT
    • By WAYT 13th Sep 17, 6:13 PM
    • 711 Posts
    • 315 Thanks
    WAYT
    Starling Bank is better.



    https://www.starlingbank.com/
    Originally posted by WAYT
    As aforementioned

    http://www.moneysavingexpert.com/news/banking/2017/09/monzo-set-to-scrap-free-overseas-atm-withdrawals
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

189Posts Today

1,411Users online

Martin's Twitter