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  • FIRST POST
    • gnioto
    • By gnioto 7th Sep 17, 9:25 PM
    • 38Posts
    • 9Thanks
    gnioto
    Mbna
    • #1
    • 7th Sep 17, 9:25 PM
    Mbna 7th Sep 17 at 9:25 PM
    I recently decided that I should finally look into my long debt history and after a little fishing capital one admitted that I had ppi on a card opened in 2001. MBNa initially said they had no records of me so I asked them to look again as I had a CC last year! They've come back
    Today and said they have found three accounts including a credit card from 2004 to 2014. I have looked at my equifax report and the limit was £8000.

    Mbna are now looking into this and will get back to me within a week. I was completely oblivious to the ppi and had 2 x six month episodes off work (which I can prove) during that time and never claimed as never knew it existed!

    Should I ask for a SAR now or wait and see what they come back with. I just can't see a refund being put into my bank without a fight

    Thanks for reading!
Page 1
    • McKneff
    • By McKneff 7th Sep 17, 9:31 PM
    • 35,521 Posts
    • 45,718 Thanks
    McKneff
    • #2
    • 7th Sep 17, 9:31 PM
    • #2
    • 7th Sep 17, 9:31 PM
    The ppivwould have been on every single cc statement youvreceived. I cant understand how you say you didnt know about it
    No one can make you feel inferior without your consent
    • zx81
    • By zx81 7th Sep 17, 9:33 PM
    • 13,189 Posts
    • 13,504 Thanks
    zx81
    • #3
    • 7th Sep 17, 9:33 PM
    • #3
    • 7th Sep 17, 9:33 PM
    Should I ask for a SAR now or wait and see what they come back with.
    Originally posted by gnioto
    Why would you need to do a SAR if they have found your details?
    • gnioto
    • By gnioto 7th Sep 17, 9:39 PM
    • 38 Posts
    • 9 Thanks
    gnioto
    • #4
    • 7th Sep 17, 9:39 PM
    • #4
    • 7th Sep 17, 9:39 PM
    The ppivwould have been on every single cc statement youvreceived. I cant understand how you say you didnt know about it
    Originally posted by McKneff
    Not what I asked but thanks for your input
    • gnioto
    • By gnioto 7th Sep 17, 9:51 PM
    • 38 Posts
    • 9 Thanks
    gnioto
    • #5
    • 7th Sep 17, 9:51 PM
    • #5
    • 7th Sep 17, 9:51 PM
    And that is exactly what I will do. Thank you very much for the 'advice'
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