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  • FIRST POST
    • vizsla64
    • By vizsla64 6th Sep 17, 5:50 PM
    • 1Posts
    • 0Thanks
    vizsla64
    PPI sold by money supermarket?
    • #1
    • 6th Sep 17, 5:50 PM
    PPI sold by money supermarket? 6th Sep 17 at 5:50 PM
    I sent off a PPI reclaim to First Call Group PPI and they sent me a short email back immediately saying I had purchased it through Money Supermarket, they were not responsible for anything and to go back to Money Supermarket. How do I stand with getting PPI reclaim from Money Supermarket or is it a no go because I chose it?
Page 1
    • dunstonh
    • By dunstonh 6th Sep 17, 6:24 PM
    • 89,597 Posts
    • 56,075 Thanks
    dunstonh
    • #2
    • 6th Sep 17, 6:24 PM
    • #2
    • 6th Sep 17, 6:24 PM
    How do I stand with getting PPI reclaim from Money Supermarket
    Is this a joke?

    In case it isn't, the quick answer is that you don't.

    or is it a no go because I chose it?
    Of course it is a no go.

    Firstly, there is absolutely nothing wrong with having standalone monthly premium PPI/MPPI. Both of those are still retailed today. So, no product issue.

    Secondly, no-one sold it to you. So, you cant be missold. You bought it execution-only/self-directed basis (i.e. none else involved) and do not get the consumer protection others get because of that.

    Thirdly, you bought it. So, you must have wanted it. So, what on earth possessed you to make a complaint to a First Call and why did you even complain to them when you didnt even buy it through them.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • -taff
    • By -taff 7th Sep 17, 6:58 PM
    • 7,113 Posts
    • 5,112 Thanks
    -taff
    • #3
    • 7th Sep 17, 6:58 PM
    • #3
    • 7th Sep 17, 6:58 PM
    WHat exactly did you buy through money supermarket?

    Not that it affects anything, I'm just curious. You chose it, so you missbought, you were not missold.
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