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  • FIRST POST
    • gt568
    • By gt568 6th Sep 17, 3:27 PM
    • 1,621Posts
    • 2,464Thanks
    gt568
    PPI Advice
    • #1
    • 6th Sep 17, 3:27 PM
    PPI Advice 6th Sep 17 at 3:27 PM
    Hello gurus!

    I most likely had ppi with MBNA and barclayloan on some loans in the past. Certainly over 6 years ago and I have no paperwork.

    Both websites have claim forms on them, am I best to use that or one of template letters on here?

    MTIA!
    Down with the signature fascists!!
Page 1
    • dunstonh
    • By dunstonh 6th Sep 17, 4:22 PM
    • 89,600 Posts
    • 56,081 Thanks
    dunstonh
    • #2
    • 6th Sep 17, 4:22 PM
    • #2
    • 6th Sep 17, 4:22 PM
    Use what you like. They are all variations of the same thing.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • McKneff
    • By McKneff 6th Sep 17, 4:22 PM
    • 35,654 Posts
    • 45,898 Thanks
    McKneff
    • #3
    • 6th Sep 17, 4:22 PM
    • #3
    • 6th Sep 17, 4:22 PM
    So you dont know if you had ppi, equally you cant know if it was miss sold.
    No one can make you feel inferior without your consent
    • gt568
    • By gt568 6th Sep 17, 7:04 PM
    • 1,621 Posts
    • 2,464 Thanks
    gt568
    • #4
    • 6th Sep 17, 7:04 PM
    • #4
    • 6th Sep 17, 7:04 PM
    So you dont know if you had ppi, equally you cant know if it was miss sold.
    Originally posted by McKneff
    Thanks for the constructive and helpful post! I'm almost certain I had it, and if I did it was mis-sold, I just no longer posses the paperwork.
    Down with the signature fascists!!
    • societys child
    • By societys child 6th Sep 17, 8:04 PM
    • 4,822 Posts
    • 5,256 Thanks
    societys child
    • #5
    • 6th Sep 17, 8:04 PM
    • #5
    • 6th Sep 17, 8:04 PM
    I most likely had ppi
    I'm almost certain I had it
    if I did it was mis-sold
    Humm, ok . .

    • gt568
    • By gt568 6th Sep 17, 8:15 PM
    • 1,621 Posts
    • 2,464 Thanks
    gt568
    • #6
    • 6th Sep 17, 8:15 PM
    • #6
    • 6th Sep 17, 8:15 PM
    Humm, ok . .
    Originally posted by societys child
    Your point is?
    Down with the signature fascists!!
    • societys child
    • By societys child 6th Sep 17, 9:28 PM
    • 4,822 Posts
    • 5,256 Thanks
    societys child
    • #7
    • 6th Sep 17, 9:28 PM
    • #7
    • 6th Sep 17, 9:28 PM
    Your point is?
    Originally posted by gt568
    You're not certain you had ppi, but you are certain it was mis-sold . . . ?

    • McKneff
    • By McKneff 6th Sep 17, 11:33 PM
    • 35,654 Posts
    • 45,898 Thanks
    McKneff
    • #8
    • 6th Sep 17, 11:33 PM
    • #8
    • 6th Sep 17, 11:33 PM
    So how was it miss sold then...
    No one can make you feel inferior without your consent
    • gt568
    • By gt568 7th Sep 17, 2:53 PM
    • 1,621 Posts
    • 2,464 Thanks
    gt568
    • #9
    • 7th Sep 17, 2:53 PM
    • #9
    • 7th Sep 17, 2:53 PM
    Fall into a category that would be excluded from claiming.

    I'm sure I had it, but as I don't have the loan documents I cannot say for definite without the originals.
    Down with the signature fascists!!
    • McKneff
    • By McKneff 7th Sep 17, 11:06 PM
    • 35,654 Posts
    • 45,898 Thanks
    McKneff
    It might fall into a category but only if you had it... i'm out
    No one can make you feel inferior without your consent
    • gt568
    • By gt568 8th Sep 17, 8:10 AM
    • 1,621 Posts
    • 2,464 Thanks
    gt568
    Perhaps I should have been clearer in my grammar. I know I had it, but I can't prove I had it as I no longer have the paperwork.
    Down with the signature fascists!!
    • takman
    • By takman 8th Sep 17, 9:55 AM
    • 2,825 Posts
    • 2,360 Thanks
    takman
    Perhaps I should have been clearer in my grammar. I know I had it, but I can't prove I had it as I no longer have the paperwork.
    Originally posted by gt568
    So that begs the question why did you take out PPI in the first place if it didn't cover your circumstances.
    • gt568
    • By gt568 8th Sep 17, 11:15 AM
    • 1,621 Posts
    • 2,464 Thanks
    gt568
    So that begs the question why did you take out PPI in the first place if it didn't cover your circumstances.
    Originally posted by takman
    Because I was a naive, a lot younger, and told I had to have it to get the loans approved.
    Down with the signature fascists!!
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