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  • FIRST POST
    • niall.lazenby
    • By niall.lazenby 6th Sep 17, 2:18 PM
    • 2Posts
    • 0Thanks
    niall.lazenby
    Mis-sold PBA HELP!!!!!
    • #1
    • 6th Sep 17, 2:18 PM
    Mis-sold PBA HELP!!!!! 6th Sep 17 at 2:18 PM
    I've not been finding it this easy to claim back mis-sold PBA... my bank keeps on changing it's mind and messing me around loads, and I feel like they are doing as much as possible to avoid paying me the money back. I'm looking at going through a financial services company because I just want some of the money back. The first company that came up when I searched on google was called EMCAS, are they worth pursuing or not? emcasclaims.co.uk/financial-misselling/have-i-been-mis-sold-a-packaged-bank-account-pba/7
Page 1
    • eskbanker
    • By eskbanker 6th Sep 17, 2:50 PM
    • 5,466 Posts
    • 5,270 Thanks
    eskbanker
    • #2
    • 6th Sep 17, 2:50 PM
    • #2
    • 6th Sep 17, 2:50 PM
    There is free assistance available via this site, such as template letters and the Resolver tool, at http://www.moneysavingexpert.com/reclaim/reclaim-packaged-bank-accounts#complain but if you're struggling to make a claim stick then companies like the one you've found may be able to make it work for you, but at a significant cost ("If you are successful our fee is 33%+VAT which is a total of 39.6%").

    Feel free to post more details of your claim on here and perhaps the forum members can help?

    Edit: looks like blatant shilling, ignore this spam poster and his company!
    Last edited by eskbanker; 06-09-2017 at 3:13 PM. Reason: Spam spotted by subsequent poster....
    • JuicyJesus
    • By JuicyJesus 6th Sep 17, 2:54 PM
    • 2,932 Posts
    • 3,009 Thanks
    JuicyJesus
    • #3
    • 6th Sep 17, 2:54 PM
    • #3
    • 6th Sep 17, 2:54 PM
    Two posts on the forum, both talking about random places and asking if they're good - one for estate agents and now this for a claims company.

    Smells a bit like spiced pork shoulder and ham to me.
    urs sinserly,
    ~~joosy jeezus~~
    • eskbanker
    • By eskbanker 6th Sep 17, 3:10 PM
    • 5,466 Posts
    • 5,270 Thanks
    eskbanker
    • #4
    • 6th Sep 17, 3:10 PM
    • #4
    • 6th Sep 17, 3:10 PM
    Looks like you're right, based on the comments section at http://citywire.co.uk/money/fca-tells-claims-management-scheme-to-pay-back-investors/a981613

    Similar shilling on the estate agency too....
    • dunstonh
    • By dunstonh 6th Sep 17, 4:21 PM
    • 89,469 Posts
    • 54,940 Thanks
    dunstonh
    • #5
    • 6th Sep 17, 4:21 PM
    • #5
    • 6th Sep 17, 4:21 PM
    I'm looking at going through a financial services company because I just want some of the money back.
    Financial services companies are not what you are looking for. You are looking for the barely regulated cold calling students and bored mums looking to earn commission working for claims companies.
    The first company that came up when I searched on google was called EMCAS, are they worth pursuing or not?
    I have come across them a few times with my clients. On each occasion, they were being encouraged to put in fake complaints or, on one occasion, repeat a complaint that the client had already had a successful outcome a few years earlier.

    Banks are handling PBA complaints very well. There is no reason to use a third party.

    my bank keeps on changing it's mind and messing me around loads,
    Tell us how as using a claims company wont change what the bank is looking for.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from a Financial Adviser local to you.
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