Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • Runnybabbit
    • By Runnybabbit 6th Sep 17, 11:32 AM
    • 490Posts
    • 340Thanks
    Runnybabbit
    Balance Transfer & Spending card question
    • #1
    • 6th Sep 17, 11:32 AM
    Balance Transfer & Spending card question 6th Sep 17 at 11:32 AM
    Hello all

    I have a zero percent credit card with Barclays which is coming to an end shortly. I have approx £1,000 which I'd like to put on a balance transfer with another card lender. I've had to take time off work recently due to being unwell but I am returning to work next week. I need a little time to get back on my feet with my finances etc, so I'm looking for the cheapest balance transfer rate.

    My question is this (apologies if it's a silly question!) but due to my job, i tend to use my credit card for petrol which i then claim back from my employer at the end of the month (although when it's finally paid into my bank account is another question!). I also use my credit card for deposits for holiday and some goods protection etc.

    Is it possible that i can apply for a card that gives me zero percent credit for fixed months, whilst still having a balance transfer on it?. Or would I have to apply for another card for my smaller purchases (petrol, deposits etc)?.

    Thank you in advance for your valued advice and apologies for requesting clarification on something which might seem a daft question!.
    Opinions are like bottom holes, we all have one
Page 1
    • zx81
    • By zx81 6th Sep 17, 11:35 AM
    • 14,154 Posts
    • 14,849 Thanks
    zx81
    • #2
    • 6th Sep 17, 11:35 AM
    • #2
    • 6th Sep 17, 11:35 AM
    It's possible to get a card with both purchases and BT promos.

    Have a look at the credit card section on this site.
    • Runnybabbit
    • By Runnybabbit 6th Sep 17, 11:39 AM
    • 490 Posts
    • 340 Thanks
    Runnybabbit
    • #3
    • 6th Sep 17, 11:39 AM
    • #3
    • 6th Sep 17, 11:39 AM
    It's possible to get a card with both purchases and BT promos.

    Have a look at the credit card section on this site.
    Originally posted by zx81
    Thank you for your reply, this is what's confusing me, I'm unsure which is which!, but if you could point me in the right direction?, that would be really appreciated.
    Opinions are like bottom holes, we all have one
    • zx81
    • By zx81 6th Sep 17, 11:40 AM
    • 14,154 Posts
    • 14,849 Thanks
    zx81
    • #4
    • 6th Sep 17, 11:40 AM
    • #4
    • 6th Sep 17, 11:40 AM
    http://www.moneysavingexpert.com/credit-cards/0-balance-transfers-spending
    • Runnybabbit
    • By Runnybabbit 6th Sep 17, 11:52 AM
    • 490 Posts
    • 340 Thanks
    Runnybabbit
    • #5
    • 6th Sep 17, 11:52 AM
    • #5
    • 6th Sep 17, 11:52 AM
    Just viewed that so will check the eligibility criteria etc, thank you for your help, I'd have got the wrong card without your help!
    Opinions are like bottom holes, we all have one
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

49Posts Today

4,005Users online

Martin's Twitter