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  • FIRST POST
    • 1984jane
    • By 1984jane 5th Sep 17, 9:22 PM
    • 8Posts
    • 1Thanks
    1984jane
    Beneficial Finance PPI
    • #1
    • 5th Sep 17, 9:22 PM
    Beneficial Finance PPI 5th Sep 17 at 9:22 PM
    Hi everyone, this is a real long shot but I'd be grateful for your thoughts on what I should do.

    I took out a loan with Beneficial Finance in the early 2000's (they approached me after I purchased a laptop and offered to help me consolidate the debts I already had) Being young and naive at the time (I was at University) I decided to do it and I eventually paid it off. Unfortunately it was so long ago that I literally have nothing about the loan at home.

    With all this talk of being mis-sold PPI, I'd love to know if Beneficial Finance had done this to me, as I feel like I would've agreed to it at the time. Unfortunately I wouldn't even know how to go about contacting them now, let alone making a case for possible compensation.

    Would I be wasting my time in persueing this or is it possible to find out with literally no information to use apart from my name and address?

    Thank you in advance!
Page 1
    • -taff
    • By -taff 6th Sep 17, 6:19 AM
    • 7,344 Posts
    • 4,766 Thanks
    -taff
    • #2
    • 6th Sep 17, 6:19 AM
    • #2
    • 6th Sep 17, 6:19 AM
    HFC bank. Send a SAR and £10.
    If you paid PPI and were a student and not working more than 16hrs a week, automatic missale.

    However, there may be no records left, as they are not rquired to keep them forever, there may be none left because your acount was closed and there is no need for them to keep them etc.
    • 1984jane
    • By 1984jane 6th Sep 17, 6:30 AM
    • 8 Posts
    • 1 Thanks
    1984jane
    • #3
    • 6th Sep 17, 6:30 AM
    • #3
    • 6th Sep 17, 6:30 AM
    Forgive me for sounding silly, but what's an SAR? X
    • societys child
    • By societys child 6th Sep 17, 9:43 AM
    • 4,548 Posts
    • 4,848 Thanks
    societys child
    • #4
    • 6th Sep 17, 9:43 AM
    • #4
    • 6th Sep 17, 9:43 AM
    SAR = Subject Access Request. It costs £10.

    See the "sticky" at the top of this forum. Link:
    http://forums.moneysavingexpert.com/showthread.php?t=4930295

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