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    • Heng Leng
    • By Heng Leng 5th Sep 17, 12:33 AM
    • 4,213Posts
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    Heng Leng
    0 WOW
    Surcharge free ATMs in South Dakota / Tennessee?
    • #1
    • 5th Sep 17, 12:33 AM
    0 WOW
    Surcharge free ATMs in South Dakota / Tennessee? 5th Sep 17 at 12:33 AM
    Family are heading to Nashville, Tennessee and South Dakota for holiday. Does anyone know any surcharge free ATMs in either place?

    They have a Santander Zero credit card.

    I only know TD Bank or WaWa Gas Stations but they are East Coast.
Page 1
    • jackieblack
    • By jackieblack 5th Sep 17, 7:18 AM
    • 7,315 Posts
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    jackieblack
    • #2
    • 5th Sep 17, 7:18 AM
    • #2
    • 5th Sep 17, 7:18 AM
    I've just returned from South Dakota and struggled to find an ATM, let alone a fee-free one.
    Also there were a few places that I couldn't pay for purchases using any of my credit cards because the payment machines weren't set up to accept foreign cards (national chain restaurants/stores were fine).
    I also had one of my cards blocked for the first time ever in more than a dozen trips all over the USA.

    If I was going back I'd make sure I obtained more cash before I arrived in SD. (I usually only take a small amount and then use cards (fee free) and/or withdraw cash when I arrive.)

    But the Black Hills are one of the most scenic areas I've ever visited in the USA and I had an amazing time
    Last edited by jackieblack; 05-09-2017 at 7:23 AM.
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    • Heng Leng
    • By Heng Leng 5th Sep 17, 10:29 PM
    • 4,213 Posts
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    Heng Leng
    • #3
    • 5th Sep 17, 10:29 PM
    • #3
    • 5th Sep 17, 10:29 PM
    I think they have enough dollars to keep them going.

    I'll let them know - they can get cash over the counter or from any Mastercard ATM in a crunch. Was going to suggest they take their a Barclays debit as a backup but there doesn't seem many Bank of America ATMs in SD either.
    Last edited by Heng Leng; 05-09-2017 at 10:32 PM.
    • PeacefulWaters
    • By PeacefulWaters 6th Sep 17, 2:01 AM
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    PeacefulWaters
    • #4
    • 6th Sep 17, 2:01 AM
    • #4
    • 6th Sep 17, 2:01 AM
    Long shots:

    Do a search for Santander branches. Do a search for local credit unions. And a search for McDonalds with ATMs.

    I'm promising nothing, but they may give an advantage.

    Last I read on here TD Bank had started charging.
    • Heng Leng
    • By Heng Leng 9th Sep 17, 9:49 PM
    • 4,213 Posts
    • 1,287 Thanks
    Heng Leng
    • #5
    • 9th Sep 17, 9:49 PM
    • #5
    • 9th Sep 17, 9:49 PM
    Long shots:

    Do a search for Santander branches. Do a search for local credit unions. And a search for McDonalds with ATMs.

    I'm promising nothing, but they may give an advantage.

    Last I read on here TD Bank had started charging.
    Originally posted by PeacefulWaters
    Heard from them today, apparently their Santander Zero card is being declined in multiple Nashville locations (lots are still using swipe & sign)

    They've reverted to cash and Amex for incidentals, for the time being.
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