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  • FIRST POST
    • fruitloop04
    • By fruitloop04 1st Sep 17, 7:46 AM
    • 113Posts
    • 228Thanks
    fruitloop04
    September Bring Your Own Lunch to Work Challenge!
    • #1
    • 1st Sep 17, 7:46 AM
    September Bring Your Own Lunch to Work Challenge! 1st Sep 17 at 7:46 AM
    Hello everyone

    Setting up this challenge again for this month, thanks fatvond for doing this last month!

    Buying lunch at work adds up over the year, a £3 meal deal - taking in to account 6 weeks of holiday, a meal deal at work every day costs £690 a year, but then I always want crisps AND chocolate

    So taking our lunch to work saves us money and must be better for our health!

    I am on holiday for 2 weeks in September but I am hoping for 10 days of bringing my lunch to work This means I cannot take lunch to work at all in September!

    Kicking it off today with pasta, pesto and cheese...I bought a large of pesto reduced to clear so will be eating this for a while

    I will try and keep this up to date whilst I am away - if I can't for whatever reason keep posting and I will update when I am back

    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by MSE Andrea; 20-09-2017 at 9:19 AM.
    16.08.2017 CC 1 - £2050 £1861.07 CC 2 - £1766.82 £1500 Emergency savings: £750/£6000
    Mortgage - April 2017 £153,000 £150,492
    September NSDs 4/10. Debt free by xmas: 455.75/1500
    BYOLTW: 4/10
Page 4
    • leimichellecat
    • By leimichellecat 11th Sep 17, 8:53 PM
    • 102 Posts
    • 171 Thanks
    leimichellecat
    #6 4/16 had left over frittata today. Really struggled with the cold weather and wanted canteen soup, but stuck at it and instead I've got a hot lunch prepped for tomo and will take some emergency cuppa soups.
    Taking on the world one debt at a time!!!

    Clear the CC by Xmas 2017 #168 - £400/£2370

    BYOLTW Sept17 #6 8/16
    • Purplemumof2
    • By Purplemumof2 12th Sep 17, 5:19 AM
    • 5,052 Posts
    • 16,609 Thanks
    Purplemumof2
    Morning,

    I'm on 5/15
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7400.00 Cap 1: £562.23 BC: £4577.81 Overdraft: £2750.00

    AFD 5/10 NSD 2/10 LTW 10/15

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 10 2017 #003
    • fruitloop04
    • By fruitloop04 12th Sep 17, 7:42 AM
    • 113 Posts
    • 228 Thanks
    fruitloop04
    I am in! I have 9 lunch times at work this month and am aiming for all 9 please!
    Originally posted by threepenny bit
    Welcome! I have added you to the list
    16.08.2017 CC 1 - £2050 £1861.07 CC 2 - £1766.82 £1500 Emergency savings: £750/£6000
    Mortgage - April 2017 £153,000 £150,492
    September NSDs 4/10. Debt free by xmas: 455.75/1500
    BYOLTW: 4/10
    • fruitloop04
    • By fruitloop04 12th Sep 17, 7:43 AM
    • 113 Posts
    • 228 Thanks
    fruitloop04
    Another home-made ham salad wrap with cereal bars, crisps and 2 apricots for dinner (and/or munchies) today. I did have left over pasta bake from Thursday night's tea which was earmarked for today, but my lovely OH ate it on Friday! I can't complain too much because he obviously likes my cooking.
    Originally posted by NelliePie
    My OH does exactly the same thing!
    16.08.2017 CC 1 - £2050 £1861.07 CC 2 - £1766.82 £1500 Emergency savings: £750/£6000
    Mortgage - April 2017 £153,000 £150,492
    September NSDs 4/10. Debt free by xmas: 455.75/1500
    BYOLTW: 4/10
    • fruitloop04
    • By fruitloop04 12th Sep 17, 7:50 AM
    • 113 Posts
    • 228 Thanks
    fruitloop04
    Morning,

    I'm on 5/15
    Originally posted by Purplemumof2
    Updated you were an early bird this morning!

    #6 4/16 had left over frittata today. Really struggled with the cold weather and wanted canteen soup, but stuck at it and instead I've got a hot lunch prepped for tomo and will take some emergency cuppa soups.
    Originally posted by leimichellecat
    It is hard when it is cold but you did well to stick with it and preparing for tomorrow!
    16.08.2017 CC 1 - £2050 £1861.07 CC 2 - £1766.82 £1500 Emergency savings: £750/£6000
    Mortgage - April 2017 £153,000 £150,492
    September NSDs 4/10. Debt free by xmas: 455.75/1500
    BYOLTW: 4/10
    • CompletelyLost
    • By CompletelyLost 12th Sep 17, 8:30 AM
    • 2,805 Posts
    • 8,981 Thanks
    CompletelyLost
    Count me in this month too. I'm on leave this week so it doesn't count, but will start again on my return.

    Last week I was quite good, took in cereal for breakfast and a sandwich everyday except one. My spend for the week was £7.17 which I am very happy with, as this was mainly for fresh milk and multipacks of things whereas I normally buy meal deals from the Co-op!
    • leimichellecat
    • By leimichellecat 12th Sep 17, 7:27 PM
    • 102 Posts
    • 171 Thanks
    leimichellecat
    #6 5/16 today it was meatballs and rice. The meatballs and sauce has been prepped in the freezer for ages so defrosted and did some rice. Had fruit and yogurt for breakfast, cereal bar and apple for snack and my trusty coffee flask!!!

    So far I have saved £12 in coffee.
    Taking on the world one debt at a time!!!

    Clear the CC by Xmas 2017 #168 - £400/£2370

    BYOLTW Sept17 #6 8/16
    • fruitloop04
    • By fruitloop04 13th Sep 17, 7:45 AM
    • 113 Posts
    • 228 Thanks
    fruitloop04
    Count me in this month too. I'm on leave this week so it doesn't count, but will start again on my return.

    Last week I was quite good, took in cereal for breakfast and a sandwich everyday except one. My spend for the week was £7.17 which I am very happy with, as this was mainly for fresh milk and multipacks of things whereas I normally buy meal deals from the Co-op!
    Originally posted by CompletelyLost
    Good start last week! How many days shall I put you down for?
    16.08.2017 CC 1 - £2050 £1861.07 CC 2 - £1766.82 £1500 Emergency savings: £750/£6000
    Mortgage - April 2017 £153,000 £150,492
    September NSDs 4/10. Debt free by xmas: 455.75/1500
    BYOLTW: 4/10
    • fruitloop04
    • By fruitloop04 13th Sep 17, 7:47 AM
    • 113 Posts
    • 228 Thanks
    fruitloop04
    #6 5/16 today it was meatballs and rice. The meatballs and sauce has been prepped in the freezer for ages so defrosted and did some rice. Had fruit and yogurt for breakfast, cereal bar and apple for snack and my trusty coffee flask!!!

    So far I have saved £12 in coffee.
    Originally posted by leimichellecat
    Updated sounds like a delicious lunch! I was spendingb£1.39 a day on coffee - such a massive saving on this alone!
    16.08.2017 CC 1 - £2050 £1861.07 CC 2 - £1766.82 £1500 Emergency savings: £750/£6000
    Mortgage - April 2017 £153,000 £150,492
    September NSDs 4/10. Debt free by xmas: 455.75/1500
    BYOLTW: 4/10
    • NelliePie
    • By NelliePie 13th Sep 17, 8:22 AM
    • 85 Posts
    • 279 Thanks
    NelliePie
    Hi all, sorry for the lack of check in's.

    Monday was a ham salad wrap, yesterday I did forget my dinner but I had plenty of snacks in my drawer (cereal bars, fruit, crisps and nuts) so I didn't go hungry - probably not the healthiest day but I didn't spend anything and it could have been worse.

    Last night I made some vegetable soup and I've got that with some nice bread from A/di. I love wintery food.
    When life gives you lemons, find the tequila!
    MFW: FTB June 2017 £144k. Target 128k June 2019
    • leimichellecat
    • By leimichellecat 13th Sep 17, 11:17 AM
    • 102 Posts
    • 171 Thanks
    leimichellecat
    Nelliepie emergency snacks are an absolute must! Other people have been know to raid my draw (it's ok, they are lovely!).

    #6 6/16 only at work until 2 today so have fruit and yogurt breakfast, and cereal bars and boiled egg for a snack. I have SW weigh in tonight and think all this healthy lunch planning has made my drop out the bottom of my target range, oops!
    Taking on the world one debt at a time!!!

    Clear the CC by Xmas 2017 #168 - £400/£2370

    BYOLTW Sept17 #6 8/16
    • mollymunchkin
    • By mollymunchkin 13th Sep 17, 7:48 PM
    • 954 Posts
    • 2,674 Thanks
    mollymunchkin
    #5 7/16 I'm still on track this month & this challenge has definitely stopped me from going to the canteen or shop! Well done everyone
    Cos I don't shine if you don't shine.
    • Purplemumof2
    • By Purplemumof2 14th Sep 17, 5:50 AM
    • 5,052 Posts
    • 16,609 Thanks
    Purplemumof2
    Morning,

    I'm on 6/15
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7400.00 Cap 1: £562.23 BC: £4577.81 Overdraft: £2750.00

    AFD 5/10 NSD 2/10 LTW 10/15

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 10 2017 #003
    • Purplemumof2
    • By Purplemumof2 14th Sep 17, 5:51 AM
    • 5,052 Posts
    • 16,609 Thanks
    Purplemumof2
    Updated you were an early bird this morning!
    Originally posted by fruitloop04
    Yep, I'm up at 5 during the week, they joys of a two hour commute
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £7400.00 Cap 1: £562.23 BC: £4577.81 Overdraft: £2750.00

    AFD 5/10 NSD 2/10 LTW 10/15

    20p Savers 2017 £2 Savers 2017 50p Savers 2017 SPC 10 2017 #003
    • glass_half_full
    • By glass_half_full 14th Sep 17, 7:28 AM
    • 151 Posts
    • 391 Thanks
    glass_half_full
    Morning all. I am on 5/14. Finding it a bit more challenging this week as I am so busy, Just about resisting falling back into old bad habits!
    Total unsecured debt - £8,417 (September 2017) - Debt free Target March 2018


    No alarms and no surprises
    • Tea&Kittens
    • By Tea&Kittens 14th Sep 17, 2:07 PM
    • 47 Posts
    • 106 Thanks
    Tea&Kittens
    My first full week at this ....this week so far: 2 x salad and crackers brought from home. Supplemented by apples and oranges.
    1 x lunch supplied by work (it's free so I'm counting it as not having bought anything!).
    Today - was in too much of a hurry this morning to faff with salad, so grabbed a tin of soup from the cupboard on the way out. + more fruit!
    I started my debtfree journey on 07 September 2017:
    Barclaycard: 14382
    HSBC Credit Card : 2932
    MBNA : 2400
    Overdraft: 350
    A journey of a thousand miles starts with a single step. I'm on my way!
    • NelliePie
    • By NelliePie 14th Sep 17, 2:26 PM
    • 85 Posts
    • 279 Thanks
    NelliePie
    So an unexpected surprise at work today. One of my colleagues is leaving and for his last day has ordered pizzas for everyone in the team for dinner! So my home made soup can stay in the staff fridge until tomorrow and I won't have to make another dinner.
    When life gives you lemons, find the tequila!
    MFW: FTB June 2017 £144k. Target 128k June 2019
    • poorbabe
    • By poorbabe 14th Sep 17, 8:45 PM
    • 890 Posts
    • 1,800 Thanks
    poorbabe
    Can I join please? I'm a lapsed DFW and have struggled to reduce spend on my own so am here for the support and to support others.

    I started bringing lunches to work this week. First time in a few years. Tuesday and Wednesday and tomorrow (cos I bought a takeaway tonight and split it in two ). I've gotten into the habit of either buying breakfast at work or having those pot porridges that I buy in Tesco. My plan is to continue with the Tesco-bought porridge and/or get up earlier to have brekky indoors.

    Lunch is where the spend is. Daily cost is anything between £4 to £6, depending on where I go.

    I'm going to stick with fry-up Fridays at work which is about £3 and cut out the sausage baguette Mondays. Every little helps. I also want to put takeaways back Friday evenings a couple of times per month (twice?).

    Back of a fag packet guesstimate is my spend was about £25 per week at work. I don't have the nerve to write down the cost of the almost daily takeaways, but I've got access to the information if I wobble and need a slap

    See you soon and thanks.
    Back on the debt-free trail using challenges to help me achieve my goal.
    • leimichellecat
    • By leimichellecat 15th Sep 17, 6:38 PM
    • 102 Posts
    • 171 Thanks
    leimichellecat
    #6 7/16

    Yogurt and berries, left over risotto, and apple/cereal bars/boiled egg for snacks. Dehydrated as I forgot my water bottle and out of the office loads, but I'll rehydrate now I'm home.
    Taking on the world one debt at a time!!!

    Clear the CC by Xmas 2017 #168 - £400/£2370

    BYOLTW Sept17 #6 8/16
    • glass_half_full
    • By glass_half_full 15th Sep 17, 7:21 PM
    • 151 Posts
    • 391 Thanks
    glass_half_full
    Good evening all. 7/14 today. Lunch costing me around £1 to £1.50 so a good saving on a £3 meal deal.
    Total unsecured debt - £8,417 (September 2017) - Debt free Target March 2018


    No alarms and no surprises
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